Banco Patagonia
Banco Patagonia S.A. provides various banking products and services in Argentina. It offers savings, retired, salary, current, agro, and minor accounts; accounts for SMEs; and foreign trade services. The company also provides Patagonia leasing, capital marketing, and alternative financing services. In addition, it offers loans; safe deposit boxes; credit and debit cards; and home, car, motorbike,… Read more
Banco Patagonia - Asset Resilience Ratio
Banco Patagonia (BPAT) has an Asset Resilience Ratio of 0.44% as of September 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2018)
This chart shows how Banco Patagonia's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Banco Patagonia's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AR$0.00 | 0% |
| Short-term Investments | AR$802.35 Million | 0.44% |
| Total Liquid Assets | AR$802.35 Million | 0.44% |
Asset Resilience Insights
- Limited Liquidity: Banco Patagonia maintains only 0.44% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco Patagonia Industry Peers by Asset Resilience Ratio
Compare Banco Patagonia's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Banco Patagonia (2017–2018)
The table below shows the annual Asset Resilience Ratio data for Banco Patagonia.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 0.39% | AR$663.43 Million | AR$171.94 Billion | -0.59pp |
| 2017-12-31 | 0.98% | AR$952.85 Million | AR$97.32 Billion | -- |