Grupo Financiero Galicia S.A. - Asset Resilience Ratio
Grupo Financiero Galicia S.A. (GGAL) has an Asset Resilience Ratio of 8.18% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Grupo Financiero Galicia S.A. PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2019)
This chart shows how Grupo Financiero Galicia S.A.'s Asset Resilience Ratio has changed over time. See Grupo Financiero Galicia S.A. (GGAL) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Grupo Financiero Galicia S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Grupo Financiero Galicia S.A. market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AR$0.00 | 0% |
| Short-term Investments | AR$2.85 Trillion | 8.18% |
| Total Liquid Assets | AR$2.85 Trillion | 8.18% |
Asset Resilience Insights
- Limited Liquidity: Grupo Financiero Galicia S.A. maintains only 8.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Grupo Financiero Galicia S.A. Industry Peers by Asset Resilience Ratio
Compare Grupo Financiero Galicia S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Grupo Financiero Galicia S.A. (2007–2019)
The table below shows the annual Asset Resilience Ratio data for Grupo Financiero Galicia S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 4.39% | AR$30.08 Billion ≈ $21.76 Million |
AR$685.52 Billion ≈ $496.04 Million |
+4.02pp |
| 2018-12-31 | 0.36% | AR$2.07 Billion ≈ $1.50 Million |
AR$569.69 Billion ≈ $412.23 Million |
+0.36pp |
| 2017-12-31 | 0.00% | AR$11.26 Million ≈ $8.14K |
AR$341.01 Billion ≈ $246.76 Million |
-21.21pp |
| 2016-12-31 | 21.21% | AR$51.39 Billion ≈ $37.19 Million |
AR$242.25 Billion ≈ $175.29 Million |
+21.20pp |
| 2015-12-31 | 0.01% | AR$14.29 Million ≈ $10.34K |
AR$161.75 Billion ≈ $117.04 Million |
-11.62pp |
| 2014-12-31 | 11.63% | AR$12.48 Billion ≈ $9.03 Million |
AR$107.31 Billion ≈ $77.65 Million |
+0.24pp |
| 2013-12-31 | 11.39% | AR$9.47 Billion ≈ $6.86 Million |
AR$83.16 Billion ≈ $60.17 Million |
+2.49pp |
| 2012-12-31 | 8.91% | AR$5.65 Billion ≈ $4.09 Million |
AR$63.46 Billion ≈ $45.92 Million |
+1.13pp |
| 2011-12-31 | 7.77% | AR$3.98 Billion ≈ $2.88 Million |
AR$51.19 Billion ≈ $37.04 Million |
-3.24pp |
| 2010-12-31 | 11.01% | AR$3.93 Billion ≈ $2.85 Million |
AR$35.71 Billion ≈ $25.84 Million |
+3.52pp |
| 2009-12-31 | 7.49% | AR$2.07 Billion ≈ $1.50 Million |
AR$27.60 Billion ≈ $19.97 Million |
-0.74pp |
| 2008-12-31 | 8.23% | AR$2.04 Billion ≈ $1.47 Million |
AR$24.74 Billion ≈ $17.90 Million |
+1.01pp |
| 2007-12-31 | 7.22% | AR$1.65 Billion ≈ $1.19 Million |
AR$22.83 Billion ≈ $16.52 Million |
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About Grupo Financiero Galicia S.A.
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; and credit and debit cards. The company also provides personal loans, salary advance, express loans, Af… Read more