KBC Groep NV Asset Resilience Ratio
KBC Groep NV asset resilience ratio. KBC Groep NV (KBC) has an Asset Resilience Ratio of 2.11% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read KBC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of KBC Groep NV (2005–2025)
Asset resilience ratio of KBC Groep NV from 2005 to 2025. This chart shows how KBC Groep NV's Asset Resilience Ratio has changed over time. See KBC Groep NV free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down KBC Groep NV's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see KBC Groep NV asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €8.37 Billion | 2.11% |
| Total Liquid Assets | €8.37 Billion | 2.11% |
Asset Resilience Insights
- Limited Liquidity: KBC Groep NV maintains only 2.11% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
KBC Groep NV Industry Peers by Asset Resilience Ratio
Compare KBC Groep NV's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itaú Unibanco Holding S.A.
SA:ITUB3 |
Banks - Regional | 3.66% |
|
Raiffeisen Bank International AG
VI:RBI |
Banks - Regional | 1.61% |
|
Banco Bradesco S.A.
SA:BBDC3 |
Banks - Regional | 4.48% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 21.24% |
|
Zuger Kantonalbank
SW:ZUGER |
Banks - Regional | -31.80% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Jiangsu Zijin Rural Commercial Bank Co Ltd
SHG:601860 |
Banks - Regional | -10.81% |
KBC Groep NV Asset Resilience Ratio by Year (2005–2025)
KBC Groep NV asset resilience ratio by year from 2005 to 2025. The table below shows the annual Asset Resilience Ratio data for KBC Groep NV.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.11% | €8.37 Billion ≈ $9.78 Billion |
€397.37 Billion ≈ $464.57 Billion |
-5.13pp |
| 2024-12-31 | 7.24% | €27.01 Billion ≈ $31.57 Billion |
€373.05 Billion ≈ $436.13 Billion |
+7.18pp |
| 2023-12-31 | 0.06% | €222.00 Million ≈ $259.54 Million |
€346.92 Billion ≈ $405.59 Billion |
+0.07pp |
| 2022-12-31 | 0.00% | €-8.00 Million ≈ $-9.35 Million |
€354.55 Billion ≈ $414.50 Billion |
-8.81pp |
| 2019-12-31 | 8.80% | €25.60 Billion ≈ $29.92 Billion |
€290.74 Billion ≈ $339.90 Billion |
+1.36pp |
| 2018-12-31 | 7.45% | €21.13 Billion ≈ $24.71 Billion |
€283.81 Billion ≈ $331.80 Billion |
+0.58pp |
| 2017-12-31 | 6.87% | €20.08 Billion ≈ $23.47 Billion |
€292.34 Billion ≈ $341.78 Billion |
+6.87pp |
| 2011-12-31 | 0.00% | €1.00 Million ≈ $1.17 Million |
€285.38 Billion ≈ $333.64 Billion |
-3.67pp |
| 2010-12-31 | 3.67% | €11.77 Billion ≈ $13.76 Billion |
€320.82 Billion ≈ $375.08 Billion |
-0.22pp |
| 2009-12-31 | 3.88% | €12.59 Billion ≈ $14.72 Billion |
€324.23 Billion ≈ $379.06 Billion |
+3.88pp |
| 2008-12-31 | 0.00% | €7.00 Million ≈ $8.18 Million |
€355.32 Billion ≈ $415.40 Billion |
-0.53pp |
| 2006-12-31 | 0.53% | €1.73 Billion ≈ $2.02 Billion |
€325.40 Billion ≈ $380.43 Billion |
-0.28pp |
| 2005-12-31 | 0.81% | €2.65 Billion ≈ $3.10 Billion |
€325.80 Billion ≈ $380.90 Billion |
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About KBC Groep NV
KBC Group NV, together with its subsidiaries, provides banking, insurance, and asset management services in Belgium, Bulgaria, the Czech Republic, Hungary, and Slovakia. The company offers demand deposits, time deposits, and savings and current accounts; home and mortgage loans; home insurance; consumer finance and SME funding services, investment fund, and life and non-life insurance; cash manag… Read more