KBC Groep NV - Asset Resilience Ratio

Latest as of December 2025: 2.11%

KBC Groep NV (KBC) has an Asset Resilience Ratio of 2.11% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read KBC current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

€8.37 Billion

≈ $9.78 Billion USD Cash + Short-term Investments

Total Assets

€397.37 Billion

≈ $464.57 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how KBC Groep NV's Asset Resilience Ratio has changed over time. See shareholders equity of KBC Groep NV for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down KBC Groep NV's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see KBC market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€8.37 Billion	2.11%
Total Liquid Assets	€8.37 Billion	2.11%

Asset Resilience Insights

Limited Liquidity: KBC Groep NV maintains only 2.11% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

KBC Groep NV Industry Peers by Asset Resilience Ratio

Compare KBC Groep NV's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Banco de Chile SN:CHILE	Banks - Regional	5.79%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Bank Bukopin Tbk JK:BBKP	Banks - Regional	0.03%
Laan & Spar Bank AS CO:LASP	Banks - Regional	0.74%
LINKBANCORP Inc NASDAQ:LNKB	Banks - Regional	8.55%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%

Annual Asset Resilience Ratio for KBC Groep NV (2005–2025)

The table below shows the annual Asset Resilience Ratio data for KBC Groep NV.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	2.11%	€8.37 Billion ≈ $9.78 Billion	€397.37 Billion ≈ $464.57 Billion	-5.13pp
2024-12-31	7.24%	€27.01 Billion ≈ $31.57 Billion	€373.05 Billion ≈ $436.13 Billion	+7.18pp
2023-12-31	0.06%	€222.00 Million ≈ $259.54 Million	€346.92 Billion ≈ $405.59 Billion	+0.07pp
2022-12-31	0.00%	€-8.00 Million ≈ $-9.35 Million	€354.55 Billion ≈ $414.50 Billion	-8.81pp
2019-12-31	8.80%	€25.60 Billion ≈ $29.92 Billion	€290.74 Billion ≈ $339.90 Billion	+1.36pp
2018-12-31	7.45%	€21.13 Billion ≈ $24.71 Billion	€283.81 Billion ≈ $331.80 Billion	+0.58pp
2017-12-31	6.87%	€20.08 Billion ≈ $23.47 Billion	€292.34 Billion ≈ $341.78 Billion	+6.87pp
2011-12-31	0.00%	€1.00 Million ≈ $1.17 Million	€285.38 Billion ≈ $333.64 Billion	-3.67pp
2010-12-31	3.67%	€11.77 Billion ≈ $13.76 Billion	€320.82 Billion ≈ $375.08 Billion	-0.22pp
2009-12-31	3.88%	€12.59 Billion ≈ $14.72 Billion	€324.23 Billion ≈ $379.06 Billion	+3.88pp
2008-12-31	0.00%	€7.00 Million ≈ $8.18 Million	€355.32 Billion ≈ $415.40 Billion	-0.53pp
2006-12-31	0.53%	€1.73 Billion ≈ $2.02 Billion	€325.40 Billion ≈ $380.43 Billion	-0.29pp
2005-12-31	0.82%	€2.65 Billion ≈ $3.10 Billion	€324.09 Billion ≈ $378.89 Billion	--

pp = percentage points

About KBC Groep NV

BR:KBC Belgium Banks - Regional

Market Cap

$52.52 Billion

€44.92 Billion EUR

Market Cap Rank

#562 Global

#3 in Belgium

Share Price

€113.25

Change (1 day)

-0.09%

52-Week Range

€80.02 - €122.50

All Time High

€122.50