KBC Groep NV Net Assets
KBC Groep NV net assets. Based on the latest financial reports, KBC Groep NV (KBC) has net assets worth €25.65 Billion EUR (≈ $29.98 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€412.25 Billion ≈ $481.96 Billion USD) and total liabilities (€386.60 Billion ≈ $451.98 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how fast is KBC Groep NV growing its equity to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €25.65 Billion |
| % of Total Assets | 6.22% |
| Annual Growth Rate | 5.32% |
| 5-Year Change | 21.27% |
| 10-Year Change | 61.24% |
| Growth Volatility | 253.5 |
Net Assets of KBC Groep NV (2000–2025)
Net assets of KBC Groep NV from 2000 to 2025. This chart illustrates how KBC Groep NV's net assets have evolved over time, based on quarterly financial data. See net asset quality index of KBC Groep NV to measure how much of total assets are equity-financed.
Annual Net Assets for KBC Groep NV (2000–2025)
The table below shows the annual net assets of KBC Groep NV from 2000 to 2025. For live market cap and overall valuation, see KBC market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €27.99 Billion ≈ $32.72 Billion |
+15.11% |
| 2024-12-31 | €24.31 Billion ≈ $28.42 Billion |
+0.21% |
| 2023-12-31 | €24.26 Billion ≈ $28.36 Billion |
+11.19% |
| 2022-12-31 | €21.82 Billion ≈ $25.51 Billion |
-5.46% |
| 2021-12-31 | €23.08 Billion ≈ $26.98 Billion |
+7.18% |
| 2020-12-31 | €21.53 Billion ≈ $25.17 Billion |
-92.09% |
| 2019-12-31 | €272.31 Billion ≈ $318.35 Billion |
+1287.05% |
| 2018-12-31 | €19.63 Billion ≈ $22.95 Billion |
+4.41% |
| 2017-12-31 | €18.80 Billion ≈ $21.98 Billion |
+8.33% |
| 2016-12-31 | €17.36 Billion ≈ $20.29 Billion |
+9.78% |
| 2015-12-31 | €15.81 Billion ≈ $18.48 Billion |
-4.30% |
| 2014-12-31 | €16.52 Billion ≈ $19.31 Billion |
+13.84% |
| 2013-12-31 | €14.51 Billion ≈ $16.97 Billion |
-9.07% |
| 2012-12-31 | €15.96 Billion ≈ $18.66 Billion |
-4.84% |
| 2011-12-31 | €16.77 Billion ≈ $19.61 Billion |
-10.19% |
| 2010-12-31 | €18.67 Billion ≈ $21.83 Billion |
+8.72% |
| 2009-12-31 | €17.18 Billion ≈ $20.08 Billion |
+11.72% |
| 2008-12-31 | €15.38 Billion ≈ $17.97 Billion |
-16.83% |
| 2007-12-31 | €18.49 Billion ≈ $21.61 Billion |
+0.17% |
| 2006-12-31 | €18.45 Billion ≈ $21.57 Billion |
+5.66% |
| 2005-12-31 | €17.47 Billion ≈ $20.42 Billion |
+8.01% |
| 2004-12-31 | €16.17 Billion ≈ $18.91 Billion |
+6.07% |
| 2003-12-31 | €15.25 Billion ≈ $17.82 Billion |
+3.61% |
| 2002-12-31 | €14.71 Billion ≈ $17.20 Billion |
-12.50% |
| 2001-12-31 | €16.82 Billion ≈ $19.66 Billion |
+119.33% |
| 2000-12-31 | €7.67 Billion ≈ $8.96 Billion |
-- |
Equity Component Analysis
This analysis shows how different components contribute to KBC Groep NV's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1758900000000.0% over the analyzed period, indicating profitable operations and earnings retention.
KBC Groep NV Net Assets Breakdown (December 2025)
KBC Groep NV net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €17.59 Billion | 63.03% |
| Common Stock | €1.46 Billion | 5.24% |
| Other Components | €8.85 Billion | 31.73% |
| Total Equity | €27.91 Billion | 100.00% |
KBC Groep NV Competitors by Market Cap
The table below lists competitors of KBC Groep NV ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SOFTBANK CORP. ADR
F:3AG0
|
$52.06 Billion |
|
DSV ADR 2 DK 1
F:DS8
|
$52.08 Billion |
|
DSV Panalpina A/S
CO:DSV
|
$52.12 Billion |
|
Infosys Ltd ADR
NYSE:INFY
|
$52.35 Billion |
|
Vale S.A.
SA:VALE3
|
$51.95 Billion |
|
Infosys Limited
NSE:INFY
|
$51.90 Billion |
|
Thomson Reuters Corp
TO:TRI
|
$51.82 Billion |
|
L3Harris Technologies Inc
NYSE:LHX
|
$51.70 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in KBC Groep NV's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 24,313,000,000 to 27,905,000,000, a change of 3,592,000,000 (14.8%).
- Net income of 3,568,000,000 contributed positively to equity growth.
- Dividend payments of 1,646,000,000 reduced retained earnings.
- New share issuances of 13,000,000 increased equity.
- Other factors increased equity by 1,657,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €3.57 Billion | +12.79% |
| Dividends Paid | €1.65 Billion | -5.9% |
| Share Issuances | €13.00 Million | +0.05% |
| Other Changes | €1.66 Billion | +5.94% |
| Total Change | €- | 14.77% |
Book Value vs Market Value Analysis
This analysis compares KBC Groep NV's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.62x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.78x to 1.62x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | €41.01 | €114.10 | x |
| 2002-12-31 | €42.18 | €114.10 | x |
| 2003-12-31 | €43.19 | €114.10 | x |
| 2004-12-31 | €40.00 | €114.10 | x |
| 2005-12-31 | €42.80 | €114.10 | x |
| 2006-12-31 | €48.17 | €114.10 | x |
| 2007-12-31 | €49.79 | €114.10 | x |
| 2008-12-31 | €41.67 | €114.10 | x |
| 2009-12-31 | €49.07 | €114.10 | x |
| 2010-12-31 | €53.41 | €114.10 | x |
| 2011-12-31 | €47.84 | €114.10 | x |
| 2012-12-31 | €44.64 | €114.10 | x |
| 2013-12-31 | €33.95 | €114.10 | x |
| 2014-12-31 | €39.63 | €114.10 | x |
| 2015-12-31 | €37.83 | €114.10 | x |
| 2016-12-31 | €41.52 | €114.10 | x |
| 2017-12-31 | €44.98 | €114.10 | x |
| 2018-12-31 | €47.08 | €114.10 | x |
| 2019-12-31 | €48.95 | €114.10 | x |
| 2020-12-31 | €51.76 | €114.10 | x |
| 2021-12-31 | €55.34 | €114.10 | x |
| 2022-12-31 | €52.32 | €114.10 | x |
| 2023-12-31 | €58.46 | €114.10 | x |
| 2024-12-31 | €60.78 | €114.10 | x |
| 2025-12-31 | €70.29 | €114.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently KBC Groep NV utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.79%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.22%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 14.24x
- Recent ROE (12.79%) is above the historical average (9.38%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 9.52% | 17.19% | 0.03x | 18.42x | €-59.52 Million |
| 2002 | 9.41% | 15.27% | 0.04x | 17.24x | €-74.77 Million |
| 2003 | 8.93% | 13.04% | 0.04x | 16.67x | €-143.35 Million |
| 2004 | 12.33% | 5.02% | 0.15x | 16.89x | €341.46 Million |
| 2005 | 14.28% | 12.90% | 0.05x | 20.68x | €673.90 Million |
| 2006 | 19.92% | 16.85% | 0.06x | 18.90x | €1.71 Billion |
| 2007 | 18.91% | 13.61% | 0.07x | 20.50x | €1.55 Billion |
| 2008 | -17.48% | -12.72% | 0.05x | 25.00x | €-3.90 Billion |
| 2009 | -14.80% | -17.07% | 0.04x | 19.46x | €-4.13 Billion |
| 2010 | 10.25% | 11.09% | 0.05x | 17.68x | €45.30 Million |
| 2011 | 0.08% | 0.08% | 0.06x | 17.56x | €-1.61 Billion |
| 2012 | 3.92% | 4.94% | 0.05x | 16.47x | €-947.80 Million |
| 2013 | 7.17% | 8.68% | 0.05x | 16.86x | €-400.90 Million |
| 2014 | 10.66% | 16.96% | 0.04x | 14.84x | €109.60 Million |
| 2015 | 16.69% | 26.88% | 0.04x | 15.96x | €1.06 Billion |
| 2016 | 13.98% | 25.90% | 0.03x | 15.86x | €691.30 Million |
| 2017 | 13.70% | 25.90% | 0.03x | 15.55x | €694.80 Million |
| 2018 | 13.09% | 25.98% | 0.03x | 14.46x | €606.80 Million |
| 2019 | 12.22% | 24.34% | 0.04x | 14.28x | €452.50 Million |
| 2020 | 6.69% | 16.10% | 0.03x | 14.90x | €-713.10 Million |
| 2021 | 11.33% | 27.96% | 0.03x | 14.75x | €306.20 Million |
| 2022 | 12.92% | 17.47% | 0.05x | 16.25x | €636.10 Million |
| 2023 | 14.02% | 13.36% | 0.07x | 14.30x | €975.90 Million |
| 2024 | 14.05% | 13.49% | 0.07x | 15.34x | €983.70 Million |
| 2025 | 12.79% | 15.22% | 0.06x | 14.24x | €777.50 Million |
Industry Comparison
This section compares KBC Groep NV's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $1,883,000,000
- Average return on equity (ROE) among peers: 8.96%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| KBC Groep NV (KBC) | €25.65 Billion | 9.52% | 15.07x | $51.99 Billion |
| Banque nationale de Belgique Société anonyme (BNB) | $1.88 Billion | 8.96% | 30.55x | $148.00 Million |
About KBC Groep NV
KBC Group NV, together with its subsidiaries, provides banking, insurance, and asset management services in Belgium, Bulgaria, the Czech Republic, Hungary, and Slovakia. The company offers demand deposits, time deposits, and savings and current accounts; home and mortgage loans; home insurance; consumer finance and SME funding services, investment fund, and life and non-life insurance; cash manag… Read more