Sparekassen Sjaelland-Fyn A/S - Asset Resilience Ratio
Sparekassen Sjaelland-Fyn A/S (SPKSJF) has an Asset Resilience Ratio of 3.30% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2023)
This chart shows how Sparekassen Sjaelland-Fyn A/S's Asset Resilience Ratio has changed over time. Check Sparekassen Sjaelland-Fyn A/S PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Sparekassen Sjaelland-Fyn A/S's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SPKSJF stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 0% |
| Short-term Investments | Dkr1.02 Billion | 3.3% |
| Total Liquid Assets | Dkr1.02 Billion | 3.30% |
Asset Resilience Insights
- Limited Liquidity: Sparekassen Sjaelland-Fyn A/S maintains only 3.30% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Sparekassen Sjaelland-Fyn A/S Industry Peers by Asset Resilience Ratio
Compare Sparekassen Sjaelland-Fyn A/S's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Mizuho Financial Group Inc
F:MZ8A |
Banks - Regional | 11.72% |
|
Ameris Bancorp
NASDAQ:ABCB |
Banks - Regional | 7.87% |
|
WaFd, Inc.
NASDAQ:WAFD |
Banks - Regional | 15.79% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Sparekassen Sjaelland-Fyn A/S (2011–2023)
The table below shows the annual Asset Resilience Ratio data for Sparekassen Sjaelland-Fyn A/S.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -5.78% | Dkr-1.83 Billion ≈ $-286.82 Million |
Dkr31.70 Billion ≈ $4.96 Billion |
-8.31pp |
| 2013-12-31 | 2.53% | Dkr508.25 Million ≈ $79.52 Million |
Dkr20.10 Billion ≈ $3.14 Billion |
+0.55pp |
| 2012-12-31 | 1.98% | Dkr336.48 Million ≈ $52.64 Million |
Dkr16.98 Billion ≈ $2.66 Billion |
-0.15pp |
| 2011-12-31 | 2.13% | Dkr388.43 Million ≈ $60.77 Million |
Dkr18.26 Billion ≈ $2.86 Billion |
-- |
About Sparekassen Sjaelland-Fyn A/S
SJF Bank A/S provides various banking products and services in Denmark. It provides savings, wealth, and other accounts; housing, car, and agriculture loans; insurance and pension products; investment services; leasing and consulting services; and private banking services, as well as online and mobile banking services. The company was formerly known as Sparekassen Sjælland-Fyn A/S and changed its… Read more