Sparekassen Sjaelland-Fyn A/S (SPKSJF) - Total Assets
Based on the latest financial reports, Sparekassen Sjaelland-Fyn A/S (SPKSJF) holds total assets worth Dkr35.25 Billion DKK (≈ $5.52 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Sparekassen Sjaelland-Fyn A/S - Total Assets Trend (2005–2025)
This chart illustrates how Sparekassen Sjaelland-Fyn A/S's total assets have evolved over time, based on quarterly financial data. Also see market value of Sparekassen Sjaelland-Fyn A/S for the company's overall valuation and market capitalisation.
Sparekassen Sjaelland-Fyn A/S - Asset Composition Analysis
Current Asset Composition (December 2025)
Sparekassen Sjaelland-Fyn A/S's total assets of Dkr35.25 Billion consist of 14.6% current assets and 85.4% non-current assets. Review how much debt does Sparekassen Sjaelland-Fyn A/S carry to assess the company's total debt and financial obligations.
| Asset Category | Amount (DKK) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 14.6% |
| Accounts Receivable | Dkr8.67 Million | 0.0% |
| Inventory | Dkr0.00 | 0.0% |
| Property, Plant & Equipment | Dkr0.00 | 0.0% |
| Intangible Assets | Dkr0.00 | 0.0% |
| Goodwill | Dkr91.15 Million | 0.3% |
Asset Composition Trend (2005–2025)
This chart illustrates how Sparekassen Sjaelland-Fyn A/S's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See Sparekassen Sjaelland-Fyn A/S stock quote for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Sparekassen Sjaelland-Fyn A/S's current assets represent 14.6% of total assets in 2025, an increase from 0.0% in 2005.
- Cash Position: Cash and equivalents constituted 14.6% of total assets in 2025, up from 1.5% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is goodwill at 0.3% of total assets.
Sparekassen Sjaelland-Fyn A/S Competitors by Total Assets
Key competitors of Sparekassen Sjaelland-Fyn A/S based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Sparekassen Sjaelland-Fyn A/S - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.19 | 0.26 | 0.24 |
| Quick Ratio | 0.19 | 0.26 | 0.24 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Dkr-21.70 Billion | Dkr-17.98 Billion | Dkr-16.85 Billion |
Sparekassen Sjaelland-Fyn A/S - Advanced Valuation Insights
This section examines the relationship between Sparekassen Sjaelland-Fyn A/S's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.17 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 9.8% |
| Total Assets | Dkr35.25 Billion |
| Market Capitalization | $842.30 Million USD |
Valuation Analysis
Below Book Valuation: The market values Sparekassen Sjaelland-Fyn A/S's assets below their book value (0.02x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Sparekassen Sjaelland-Fyn A/S's assets grew by 9.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Sparekassen Sjaelland-Fyn A/S (2005–2025)
The table below shows the annual total assets of Sparekassen Sjaelland-Fyn A/S from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | Dkr35.25 Billion ≈ $5.52 Billion |
+9.80% |
| 2024-12-31 | Dkr32.11 Billion ≈ $5.02 Billion |
+1.28% |
| 2023-12-31 | Dkr31.70 Billion ≈ $4.96 Billion |
+6.98% |
| 2022-12-31 | Dkr29.63 Billion ≈ $4.64 Billion |
+5.82% |
| 2021-12-31 | Dkr28.00 Billion ≈ $4.38 Billion |
+2.69% |
| 2020-12-31 | Dkr27.27 Billion ≈ $4.27 Billion |
+7.52% |
| 2019-12-31 | Dkr25.36 Billion ≈ $3.97 Billion |
+6.29% |
| 2018-12-31 | Dkr23.86 Billion ≈ $3.73 Billion |
+11.03% |
| 2017-12-31 | Dkr21.49 Billion ≈ $3.36 Billion |
+8.20% |
| 2016-12-31 | Dkr19.86 Billion ≈ $3.11 Billion |
+6.03% |
| 2015-12-31 | Dkr18.73 Billion ≈ $2.93 Billion |
-3.06% |
| 2014-12-31 | Dkr19.32 Billion ≈ $3.02 Billion |
-3.87% |
| 2013-12-31 | Dkr20.10 Billion ≈ $3.14 Billion |
+18.35% |
| 2012-12-31 | Dkr16.98 Billion ≈ $2.66 Billion |
-6.99% |
| 2011-12-31 | Dkr18.26 Billion ≈ $2.86 Billion |
+18.75% |
| 2010-12-31 | Dkr15.38 Billion ≈ $2.41 Billion |
+12.30% |
| 2009-12-31 | Dkr13.69 Billion ≈ $2.14 Billion |
+5.49% |
| 2008-12-31 | Dkr12.98 Billion ≈ $2.03 Billion |
+16.51% |
| 2007-12-31 | Dkr11.14 Billion ≈ $1.74 Billion |
+23.11% |
| 2006-12-31 | Dkr9.05 Billion ≈ $1.42 Billion |
+34.93% |
| 2005-12-31 | Dkr6.71 Billion ≈ $1.05 Billion |
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About Sparekassen Sjaelland-Fyn A/S
SJF Bank A/S provides various banking products and services in Denmark. It provides savings, wealth, and other accounts; housing, car, and agriculture loans; insurance and pension products; investment services; leasing and consulting services; and private banking services, as well as online and mobile banking services. The company was formerly known as Sparekassen Sjælland-Fyn A/S and changed its… Read more