Sparekassen Sjaelland-Fyn A/S (SPKSJF) - Total Assets
Based on the latest financial reports, Sparekassen Sjaelland-Fyn A/S (SPKSJF) holds total assets worth Dkr35.25 Billion DKK (≈ $5.52 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check SPKSJF capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Sparekassen Sjaelland-Fyn A/S - Total Assets Trend (2005–2025)
This chart illustrates how Sparekassen Sjaelland-Fyn A/S's total assets have evolved over time, based on quarterly financial data. Explore investment intensity of Sparekassen Sjaelland-Fyn A/S to see how much of total assets are deployed in long-term investments.
Sparekassen Sjaelland-Fyn A/S - Asset Composition Analysis
Current Asset Composition (December 2025)
Sparekassen Sjaelland-Fyn A/S's total assets of Dkr35.25 Billion consist of 14.6% current assets and 85.4% non-current assets.
| Asset Category | Amount (DKK) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 14.6% |
| Accounts Receivable | Dkr8.67 Million | 0.0% |
| Inventory | Dkr0.00 | 0.0% |
| Property, Plant & Equipment | Dkr0.00 | 0.0% |
| Intangible Assets | Dkr0.00 | 0.0% |
| Goodwill | Dkr91.15 Million | 0.3% |
Asset Composition Trend (2005–2025)
This chart illustrates how Sparekassen Sjaelland-Fyn A/S's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see SPKSJF market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Sparekassen Sjaelland-Fyn A/S's current assets represent 14.6% of total assets in 2025, an increase from 0.0% in 2005.
- Cash Position: Cash and equivalents constituted 14.6% of total assets in 2025, up from 1.5% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is goodwill at 0.3% of total assets.
Sparekassen Sjaelland-Fyn A/S Competitors by Total Assets
Key competitors of Sparekassen Sjaelland-Fyn A/S based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
Sparekassen Sjaelland-Fyn A/S - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.19 | 0.26 | 0.24 |
| Quick Ratio | 0.19 | 0.26 | 0.24 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Dkr-21.70 Billion | Dkr-17.98 Billion | Dkr-16.85 Billion |
Sparekassen Sjaelland-Fyn A/S - Advanced Valuation Insights
This section examines the relationship between Sparekassen Sjaelland-Fyn A/S's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.17 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 9.8% |
| Total Assets | Dkr35.25 Billion |
| Market Capitalization | $842.30 Million USD |
Valuation Analysis
Below Book Valuation: The market values Sparekassen Sjaelland-Fyn A/S's assets below their book value (0.02x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Sparekassen Sjaelland-Fyn A/S's assets grew by 9.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Sparekassen Sjaelland-Fyn A/S (2005–2025)
The table below shows the annual total assets of Sparekassen Sjaelland-Fyn A/S from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | Dkr35.25 Billion ≈ $5.52 Billion |
+9.80% |
| 2024-12-31 | Dkr32.11 Billion ≈ $5.02 Billion |
+1.28% |
| 2023-12-31 | Dkr31.70 Billion ≈ $4.96 Billion |
+6.98% |
| 2022-12-31 | Dkr29.63 Billion ≈ $4.64 Billion |
+5.82% |
| 2021-12-31 | Dkr28.00 Billion ≈ $4.38 Billion |
+2.69% |
| 2020-12-31 | Dkr27.27 Billion ≈ $4.27 Billion |
+7.52% |
| 2019-12-31 | Dkr25.36 Billion ≈ $3.97 Billion |
+6.29% |
| 2018-12-31 | Dkr23.86 Billion ≈ $3.73 Billion |
+11.03% |
| 2017-12-31 | Dkr21.49 Billion ≈ $3.36 Billion |
+8.20% |
| 2016-12-31 | Dkr19.86 Billion ≈ $3.11 Billion |
+6.03% |
| 2015-12-31 | Dkr18.73 Billion ≈ $2.93 Billion |
-3.06% |
| 2014-12-31 | Dkr19.32 Billion ≈ $3.02 Billion |
-3.87% |
| 2013-12-31 | Dkr20.10 Billion ≈ $3.14 Billion |
+18.35% |
| 2012-12-31 | Dkr16.98 Billion ≈ $2.66 Billion |
-6.99% |
| 2011-12-31 | Dkr18.26 Billion ≈ $2.86 Billion |
+18.75% |
| 2010-12-31 | Dkr15.38 Billion ≈ $2.41 Billion |
+12.30% |
| 2009-12-31 | Dkr13.69 Billion ≈ $2.14 Billion |
+5.49% |
| 2008-12-31 | Dkr12.98 Billion ≈ $2.03 Billion |
+16.51% |
| 2007-12-31 | Dkr11.14 Billion ≈ $1.74 Billion |
+23.11% |
| 2006-12-31 | Dkr9.05 Billion ≈ $1.42 Billion |
+34.93% |
| 2005-12-31 | Dkr6.71 Billion ≈ $1.05 Billion |
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About Sparekassen Sjaelland-Fyn A/S
SJF Bank A/S provides various banking products and services in Denmark. It provides savings, wealth, and other accounts; housing, car, and agriculture loans; insurance and pension products; investment services; leasing and consulting services; and private banking services, as well as online and mobile banking services. The company was formerly known as Sparekassen Sjælland-Fyn A/S and changed its… Read more