Spar Nord Bank
Spar Nord Bank A/S provides various banking products and services to retail and business customers in Denmark. The company offers deposits, loans, advances, mortgage loans, life annuities, and guarantee services, as well as custodianship accounts. It also provides trading services in the markets, shares and corporate bonds, interest and forex, asset management, and capital markets development. Ad… Read more
Spar Nord Bank - Asset Resilience Ratio
Spar Nord Bank (SPNO) has an Asset Resilience Ratio of -3.96% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2019)
This chart shows how Spar Nord Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Spar Nord Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 0% |
| Short-term Investments | Dkr-5.44 Billion | -3.96% |
| Total Liquid Assets | Dkr-5.44 Billion | -3.96% |
Asset Resilience Insights
- Limited Liquidity: Spar Nord Bank maintains only -3.96% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Spar Nord Bank Industry Peers by Asset Resilience Ratio
Compare Spar Nord Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Spar Nord Bank (2007–2019)
The table below shows the annual Asset Resilience Ratio data for Spar Nord Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 9.75% | Dkr9.08 Billion | Dkr93.11 Billion | +2.85pp |
| 2018-12-31 | 6.90% | Dkr5.71 Billion | Dkr82.79 Billion | -4.89pp |
| 2017-12-31 | 11.79% | Dkr9.47 Billion | Dkr80.37 Billion | +3.82pp |
| 2016-12-31 | 7.97% | Dkr6.25 Billion | Dkr78.47 Billion | +2.53pp |
| 2015-12-31 | 5.44% | Dkr4.16 Billion | Dkr76.36 Billion | +4.85pp |
| 2014-12-31 | 0.59% | Dkr463.80 Million | Dkr78.83 Billion | -1.81pp |
| 2013-12-31 | 2.39% | Dkr1.79 Billion | Dkr74.60 Billion | +2.25pp |
| 2012-12-31 | 0.15% | Dkr115.50 Million | Dkr79.15 Billion | -1.58pp |
| 2011-12-31 | 1.73% | Dkr1.21 Billion | Dkr70.08 Billion | -1.72pp |
| 2010-12-31 | 3.45% | Dkr2.33 Billion | Dkr67.44 Billion | +0.25pp |
| 2008-12-31 | 3.20% | Dkr2.22 Billion | Dkr69.27 Billion | +2.27pp |
| 2007-12-31 | 0.93% | Dkr590.14 Million | Dkr63.39 Billion | -- |