Essent Group Ltd. - Asset Resilience Ratio

Latest as of December 2025: 82.03%

Essent Group Ltd. (EG0) has an Asset Resilience Ratio of 82.03% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Essent Group Ltd.'s equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€6.10 Billion

≈ $7.14 Billion USD Cash + Short-term Investments

Total Assets

€7.44 Billion

≈ $8.70 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how Essent Group Ltd.'s Asset Resilience Ratio has changed over time. See Essent Group Ltd. (EG0) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Essent Group Ltd.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see EG0 stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€6.10 Billion	82.03%
Total Liquid Assets	€6.10 Billion	82.03%

Asset Resilience Insights

Very High Liquidity: Essent Group Ltd. maintains exceptional liquid asset reserves at 82.03% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Essent Group Ltd. Industry Peers by Asset Resilience Ratio

Compare Essent Group Ltd.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
NMI Holdings Inc NASDAQ:NMIH	Insurance - Specialty	0.01%
Medibank Private Ltd AU:MPL	Insurance - Specialty	10.63%
NIB Holdings Ltd AU:NHF	Insurance - Specialty	8.20%
Helia Group Ltd AU:HLI	Insurance - Specialty	20.28%
Trisura Group Ltd TO:TSU	Insurance - Specialty	30.72%
Medibank Private Limited F:MPV	Insurance - Specialty	4.79%
AXIS Capital Holdings Limited F:AXV	Insurance - Specialty	14.21%
Assured Guaranty Ltd F:DHU	Insurance - Specialty	15.79%

Annual Asset Resilience Ratio for Essent Group Ltd. (2016–2025)

The table below shows the annual Asset Resilience Ratio data for Essent Group Ltd..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	82.03%	€6.10 Billion ≈ $7.14 Billion	€7.44 Billion ≈ $8.70 Billion	-0.60pp
2024-12-31	82.64%	€5.88 Billion ≈ $6.87 Billion	€7.11 Billion ≈ $8.31 Billion	+0.73pp
2023-12-31	81.90%	€5.26 Billion ≈ $6.15 Billion	€6.43 Billion ≈ $7.51 Billion	-0.94pp
2022-12-31	82.84%	€4.74 Billion ≈ $5.54 Billion	€5.72 Billion ≈ $6.69 Billion	-3.89pp
2021-12-31	86.73%	€4.96 Billion ≈ $5.80 Billion	€5.72 Billion ≈ $6.69 Billion	-1.02pp
2020-12-31	87.75%	€4.57 Billion ≈ $5.34 Billion	€5.20 Billion ≈ $6.08 Billion	+1.24pp
2019-12-31	86.51%	€3.35 Billion ≈ $3.92 Billion	€3.87 Billion ≈ $4.53 Billion	-1.12pp
2018-12-31	87.62%	€2.76 Billion ≈ $3.23 Billion	€3.15 Billion ≈ $3.68 Billion	+1.43pp
2017-12-31	86.19%	€2.31 Billion ≈ $2.69 Billion	€2.67 Billion ≈ $3.13 Billion	+0.42pp
2016-12-31	85.77%	€1.62 Billion ≈ $1.89 Billion	€1.88 Billion ≈ $2.20 Billion	--

pp = percentage points

About Essent Group Ltd.

F:EG0 Germany Insurance - Specialty

Market Cap

$5.61 Billion

€4.79 Billion EUR

Market Cap Rank

#3625 Global

#659 in Germany

Share Price

€51.00

Change (1 day)

+0.00%

52-Week Range

€47.80 - €56.50

All Time High

€59.50