KB Financial Group Inc - Asset Resilience Ratio

Latest as of September 2025: 12.09%

KB Financial Group Inc (KBIA) has an Asset Resilience Ratio of 12.09% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

€96.28 Trillion

≈ $112.56 Trillion USD Cash + Short-term Investments

Total Assets

€796.06 Trillion

≈ $930.68 Trillion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2020–2024)

This chart shows how KB Financial Group Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down KB Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€96.28 Trillion	12.09%
Total Liquid Assets	€96.28 Trillion	12.09%

Asset Resilience Insights

Moderate Liquidity: KB Financial Group Inc has 12.09% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

KB Financial Group Inc Industry Peers by Asset Resilience Ratio

Compare KB Financial Group Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Nordea Bank Abp HE:NDA-FI	Banks - Regional	-14.47%
Bank of Ningbo Co Ltd SHE:002142	Banks - Regional	9.68%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Panin Financial Tbk JK:PNLF	Banks - Regional	13.19%
VersaBank TO:VBNK	Banks - Regional	1.65%
Fynske Bank A/S CO:FYNBK	Banks - Regional	0.07%
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%

Annual Asset Resilience Ratio for KB Financial Group Inc (2020–2024)

The table below shows the annual Asset Resilience Ratio data for KB Financial Group Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	12.39%	€93.90 Trillion ≈ $109.77 Trillion	€757.85 Trillion ≈ $886.00 Trillion	+0.86pp
2023-12-31	11.53%	€82.50 Trillion ≈ $96.45 Trillion	€715.73 Trillion ≈ $836.76 Trillion	+3.21pp
2022-12-31	8.31%	€58.30 Trillion ≈ $68.16 Trillion	€701.17 Trillion ≈ $819.74 Trillion	-0.78pp
2021-12-31	9.09%	€60.38 Trillion ≈ $70.59 Trillion	€663.90 Trillion ≈ $776.16 Trillion	-0.98pp
2020-12-31	10.08%	€61.53 Trillion ≈ $71.94 Trillion	€610.67 Trillion ≈ $713.94 Trillion	--

pp = percentage points

About KB Financial Group Inc

F:KBIA Germany Banks - Regional

Market Cap

$37.94 Billion

€32.45 Billion EUR

Market Cap Rank

#963 Global

#221 in Germany

Share Price

€90.50

Change (1 day)

+0.56%

52-Week Range

€52.50 - €99.00

All Time High

€99.00