KB Financial Group Inc (KBIA) - Net Assets
Based on the latest financial reports, KB Financial Group Inc (KBIA) has net assets worth €61.37 Trillion EUR (≈ $71.75 Trillion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€796.06 Trillion ≈ $930.68 Trillion USD) and total liabilities (€734.69 Trillion ≈ $858.93 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Explore KBIA cash flow conversion to assess how effectively this company generates cash.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €61.37 Trillion |
| % of Total Assets | 7.71% |
| Annual Growth Rate | 8.38% |
| 5-Year Change | 37.95% |
| 10-Year Change | N/A |
| Growth Volatility | 5.28 |
KB Financial Group Inc - Net Assets Trend (2017–2024)
This chart illustrates how KB Financial Group Inc's net assets have evolved over time, based on quarterly financial data. For live valuation and market cap data, see KB Financial Group Inc (KBIA) market capitalisation.
Annual Net Assets for KB Financial Group Inc (2017–2024)
The table below shows the annual net assets of KB Financial Group Inc from 2017 to 2024. Read debt load of KB Financial Group Inc for a breakdown of total debt and financial obligations.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €59.82 Trillion ≈ $69.93 Trillion |
+2.01% |
| 2023-12-31 | €58.64 Trillion ≈ $68.55 Trillion |
+18.12% |
| 2022-12-31 | €49.64 Trillion ≈ $58.04 Trillion |
+2.79% |
| 2021-12-31 | €48.29 Trillion ≈ $56.46 Trillion |
+11.38% |
| 2020-12-31 | €43.36 Trillion ≈ $50.69 Trillion |
+10.84% |
| 2019-12-31 | €39.12 Trillion ≈ $45.73 Trillion |
+9.54% |
| 2018-12-31 | €35.71 Trillion ≈ $41.75 Trillion |
+4.90% |
| 2017-12-31 | €34.04 Trillion ≈ $39.80 Trillion |
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Equity Component Analysis
This analysis shows how different components contribute to KB Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 131.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €34.81 Trillion | 60.13% |
| Other Components | €23.08 Trillion | 39.87% |
| Total Equity | €57.89 Trillion | 100.00% |
KB Financial Group Inc Competitors by Market Cap
The table below lists competitors of KB Financial Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bank Rakyat Indonesia Persero
JK:BBRI
|
$27.26 Billion |
|
China National Nuclear Power
SHG:601985
|
$27.30 Billion |
|
ZIJIN MIN.H UNSP.ADR/20
F:FJZB
|
$27.31 Billion |
|
Willis Towers Watson PLC
NASDAQ:WTW
|
$27.36 Billion |
|
Rollins Inc
NYSE:ROL
|
$27.23 Billion |
|
Wiwynn Corp
TW:6669
|
$27.14 Billion |
|
George Weston Limited
TO:WN
|
$27.11 Billion |
|
Capitec Bank Holdings Ltd
JSE:CPI
|
$27.08 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in KB Financial Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 56,692,684,000,000 to 57,888,952,000,000, a change of 1,196,268,000,000 (2.1%).
- Net income of 5,078,221,000,000 contributed positively to equity growth.
- Dividend payments of 1,486,978,000,000 reduced retained earnings.
- Share repurchases of 820,000,000,000 reduced equity.
- Other factors decreased equity by 1,574,975,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €5.08 Trillion | +8.77% |
| Dividends Paid | €1.49 Trillion | -2.57% |
| Share Repurchases | €820.00 Billion | -1.42% |
| Other Changes | €-1.57 Trillion | -2.72% |
| Total Change | €- | 2.11% |
Book Value vs Market Value Analysis
This analysis compares KB Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €85301.95 | €90.50 | x |
| 2018-12-31 | €90263.68 | €90.50 | x |
| 2019-12-31 | €98897.64 | €90.50 | x |
| 2020-12-31 | €109086.06 | €90.50 | x |
| 2021-12-31 | €121808.01 | €90.50 | x |
| 2022-12-31 | €124123.59 | €90.50 | x |
| 2023-12-31 | €149717.72 | €90.50 | x |
| 2024-12-31 | €154948.72 | €90.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently KB Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.77%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.26%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 13.09x
- Recent ROE (8.77%) is below the historical average (8.80%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 9.82% | 16.86% | 0.05x | 12.83x | €-60.41 Billion |
| 2018 | 8.57% | 12.75% | 0.05x | 13.43x | €-509.20 Billion |
| 2019 | 8.59% | 13.12% | 0.05x | 13.46x | €-541.56 Billion |
| 2020 | 8.13% | 22.96% | 0.02x | 14.37x | €-795.22 Billion |
| 2021 | 9.29% | 26.88% | 0.02x | 13.99x | €-336.52 Billion |
| 2022 | 9.09% | 26.20% | 0.02x | 14.50x | €-441.45 Billion |
| 2023 | 8.10% | 23.62% | 0.03x | 12.62x | €-1.07 Trillion |
| 2024 | 8.77% | 25.26% | 0.03x | 13.09x | €-710.67 Billion |
Industry Comparison
This section compares KB Financial Group Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $3,726,026,750,300
- Average return on equity (ROE) among peers: 8.76%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| KB Financial Group Inc (KBIA) | €61.37 Trillion | 9.82% | 11.97x | $27.25 Billion |
| Grupo Supervielle S.A (189A) | $35.68 Billion | 9.81% | 5.99x | $667.31 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $54.31 Billion | 3.41% | 10.61x | $248.02 Million |
| Manx Financial Group PLC (3IM) | $12.15 Million | 17.30% | 9.70x | $31.55 Million |
| Postal Savings Bank of China Co Ltd (3YB) | $431.36 Billion | 11.05% | 19.89x | $13.12 Billion |
| PO.S.B.O. UNSP.ADRS/20YC1 (3YB0) | $1.03 Trillion | 8.38% | 15.56x | $13.93 Billion |
| TISCO Financial Group Public Company Limited (47TA) | $37.83 Billion | 18.55% | 7.00x | $2.49 Billion |
| Bank of Qingdao Co. Ltd (4BQ) | $27.50 Billion | 7.36% | 10.55x | $1.37 Billion |
| Harbin Bank Co. Ltd (5H6) | $62.78 Billion | 0.44% | 9.27x | $130.79 Million |
| JAPAN POST BK UNSP.ADR/1 (5JP0) | $9.71 Trillion | 3.67% | 23.09x | $53.42 Billion |
| Grupo Aval Acciones y Valores S.A (6GAA) | $25.87 Trillion | 7.59% | 8.14x | $1.62 Billion |
About KB Financial Group Inc
KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. The company offers … Read more