Bank Tabungan Negara Persero
PT Bank Tabungan Negara (Persero) Tbk provides various banking products and services in Indonesia. The company offers savings, current, demand, and deposit accounts; and consumer and commercial loans. It also provides fund transfer transaction, safety deposit box, and other services. It operates through ATMs and branches. The company was formerly known as Bank Tabungan Pos and changed its name to… Read more
Bank Tabungan Negara Persero - Asset Resilience Ratio
Bank Tabungan Negara Persero (BBTN) has an Asset Resilience Ratio of -3.50% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2019)
This chart shows how Bank Tabungan Negara Persero's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank Tabungan Negara Persero's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-15.95 Trillion | -3.5% |
| Total Liquid Assets | Rp-15.95 Trillion | -3.50% |
Asset Resilience Insights
- Limited Liquidity: Bank Tabungan Negara Persero maintains only -3.50% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Tabungan Negara Persero Industry Peers by Asset Resilience Ratio
Compare Bank Tabungan Negara Persero's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank Tabungan Negara Persero (2001–2019)
The table below shows the annual Asset Resilience Ratio data for Bank Tabungan Negara Persero.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 0.71% | Rp2.23 Trillion | Rp311.78 Trillion | +0.68pp |
| 2018-12-31 | 0.03% | Rp100.00 Billion | Rp306.44 Trillion | -4.77pp |
| 2017-12-31 | 4.80% | Rp12.55 Trillion | Rp261.37 Trillion | -0.19pp |
| 2016-12-31 | 4.99% | Rp10.70 Trillion | Rp214.17 Trillion | -1.40pp |
| 2015-12-31 | 6.39% | Rp10.99 Trillion | Rp171.81 Trillion | -0.09pp |
| 2014-12-31 | 6.48% | Rp9.37 Trillion | Rp144.58 Trillion | -1.03pp |
| 2013-12-31 | 7.52% | Rp9.86 Trillion | Rp131.17 Trillion | +0.86pp |
| 2012-12-31 | 6.66% | Rp7.44 Trillion | Rp111.75 Trillion | +0.73pp |
| 2011-12-31 | 5.92% | Rp5.28 Trillion | Rp89.12 Trillion | -0.20pp |
| 2010-12-31 | 6.12% | Rp4.19 Trillion | Rp68.39 Trillion | +1.03pp |
| 2009-12-31 | 5.09% | Rp2.98 Trillion | Rp58.45 Trillion | +0.79pp |
| 2008-12-31 | 4.31% | Rp1.94 Trillion | Rp44.99 Trillion | +4.16pp |
| 2007-12-31 | 0.15% | Rp54.01 Billion | Rp36.69 Trillion | -0.74pp |
| 2006-12-31 | 0.89% | Rp290.43 Billion | Rp32.58 Trillion | +0.54pp |
| 2005-12-31 | 0.35% | Rp101.26 Billion | Rp29.08 Trillion | -5.37pp |
| 2004-12-31 | 5.72% | Rp1.53 Trillion | Rp26.74 Trillion | +0.47pp |
| 2003-12-31 | 5.25% | Rp1.41 Trillion | Rp26.81 Trillion | -1.97pp |
| 2002-12-31 | 7.22% | Rp1.95 Trillion | Rp27.07 Trillion | +5.00pp |
| 2001-12-31 | 2.22% | Rp587.71 Billion | Rp26.51 Trillion | -- |