Bank Yudha Bhakti Tbk - Asset Resilience Ratio
Bank Yudha Bhakti Tbk (BBYB) has an Asset Resilience Ratio of 5.98% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BBYB liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2024)
This chart shows how Bank Yudha Bhakti Tbk's Asset Resilience Ratio has changed over time. See Bank Yudha Bhakti Tbk shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank Yudha Bhakti Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Bank Yudha Bhakti Tbk.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp1.09 Trillion | 5.98% |
| Total Liquid Assets | Rp1.09 Trillion | 5.98% |
Asset Resilience Insights
- Limited Liquidity: Bank Yudha Bhakti Tbk maintains only 5.98% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Yudha Bhakti Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Yudha Bhakti Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank Yudha Bhakti Tbk (2010–2024)
The table below shows the annual Asset Resilience Ratio data for Bank Yudha Bhakti Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 10.79% | Rp1.88 Trillion ≈ $110.06 Million |
Rp17.41 Trillion ≈ $1.02 Billion |
+8.56pp |
| 2018-12-31 | 2.23% | Rp101.29 Billion ≈ $5.93 Million |
Rp4.53 Trillion ≈ $265.66 Million |
-0.75pp |
| 2017-12-31 | 2.99% | Rp149.48 Billion ≈ $8.76 Million |
Rp5.00 Trillion ≈ $293.26 Million |
-1.58pp |
| 2016-12-31 | 4.57% | Rp188.92 Billion ≈ $11.07 Million |
Rp4.13 Trillion ≈ $242.28 Million |
-1.86pp |
| 2015-12-31 | 6.43% | Rp219.62 Billion ≈ $12.87 Million |
Rp3.42 Trillion ≈ $200.27 Million |
-8.93pp |
| 2014-12-31 | 15.36% | Rp413.45 Billion ≈ $24.23 Million |
Rp2.69 Trillion ≈ $157.74 Million |
-4.36pp |
| 2013-12-31 | 19.72% | Rp454.48 Billion ≈ $26.63 Million |
Rp2.30 Trillion ≈ $135.04 Million |
+6.76pp |
| 2012-12-31 | 12.97% | Rp334.30 Billion ≈ $19.59 Million |
Rp2.58 Trillion ≈ $151.08 Million |
-9.12pp |
| 2011-12-31 | 22.09% | Rp508.77 Billion ≈ $29.81 Million |
Rp2.30 Trillion ≈ $134.95 Million |
+2.59pp |
| 2010-12-31 | 19.50% | Rp426.41 Billion ≈ $24.99 Million |
Rp2.19 Trillion ≈ $128.11 Million |
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About Bank Yudha Bhakti Tbk
PT Bank Neo Commerce Tbk provides digital banking products and services in Indonesia. The company offers individual banking services, including personal and business accounts; regular, NOW, Neo wish, and Neo business savings; WOW and FLEXI time deposits; Neo and micro business loans; transaction services, such as transfer, hematpay, QRIS, virtual accounts, bills and top up, and cardless cash with… Read more