Bank Yudha Bhakti Tbk - Asset Resilience Ratio

Latest as of March 2025: 5.98%

Bank Yudha Bhakti Tbk (BBYB) has an Asset Resilience Ratio of 5.98% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BBYB strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rp1.09 Trillion

≈ $63.66 Million USD Cash + Short-term Investments

Total Assets

Rp18.17 Trillion

≈ $1.06 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2024)

This chart shows how Bank Yudha Bhakti Tbk's Asset Resilience Ratio has changed over time. See BBYB equity financing ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Bank Yudha Bhakti Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Bank Yudha Bhakti Tbk.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp0.00	0%
Short-term Investments	Rp1.09 Trillion	5.98%
Total Liquid Assets	Rp1.09 Trillion	5.98%

Asset Resilience Insights

Limited Liquidity: Bank Yudha Bhakti Tbk maintains only 5.98% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Bank Yudha Bhakti Tbk Industry Peers by Asset Resilience Ratio

Compare Bank Yudha Bhakti Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%
Nu Holdings Ltd NYSE:NU	Banks - Regional	1.52%
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
Bank Mandiri Persero Tbk PT JK:BMRI	Banks - Regional	-0.12%
Axos Financial Inc NYSE:AX	Banks - Regional	0.21%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
King’s Town Bank TW:2809	Banks - Regional	-9.61%

Annual Asset Resilience Ratio for Bank Yudha Bhakti Tbk (2010–2024)

The table below shows the annual Asset Resilience Ratio data for Bank Yudha Bhakti Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	10.79%	Rp1.88 Trillion ≈ $110.06 Million	Rp17.41 Trillion ≈ $1.02 Billion	+8.56pp
2018-12-31	2.23%	Rp101.29 Billion ≈ $5.93 Million	Rp4.53 Trillion ≈ $265.66 Million	-0.75pp
2017-12-31	2.99%	Rp149.48 Billion ≈ $8.76 Million	Rp5.00 Trillion ≈ $293.26 Million	-1.58pp
2016-12-31	4.57%	Rp188.92 Billion ≈ $11.07 Million	Rp4.13 Trillion ≈ $242.28 Million	-1.86pp
2015-12-31	6.43%	Rp219.62 Billion ≈ $12.87 Million	Rp3.42 Trillion ≈ $200.27 Million	-8.93pp
2014-12-31	15.36%	Rp413.45 Billion ≈ $24.23 Million	Rp2.69 Trillion ≈ $157.74 Million	-4.36pp
2013-12-31	19.72%	Rp454.48 Billion ≈ $26.63 Million	Rp2.30 Trillion ≈ $135.04 Million	+6.76pp
2012-12-31	12.97%	Rp334.30 Billion ≈ $19.59 Million	Rp2.58 Trillion ≈ $151.08 Million	-9.12pp
2011-12-31	22.09%	Rp508.77 Billion ≈ $29.81 Million	Rp2.30 Trillion ≈ $134.95 Million	+2.59pp
2010-12-31	19.50%	Rp426.41 Billion ≈ $24.99 Million	Rp2.19 Trillion ≈ $128.11 Million	--

pp = percentage points

About Bank Yudha Bhakti Tbk

JK:BBYB Indonesia Banks - Regional

Market Cap

$190.88 Million

Rp3.26 Trillion IDR

Market Cap Rank

#16829 Global

#231 in Indonesia

Share Price

Rp244.00

Change (1 day)

+4.27%

52-Week Range

Rp192.00 - Rp590.00

All Time High

Rp2800.00