Bank Yudha Bhakti Tbk (BBYB) - Net Assets
Based on the latest financial reports, Bank Yudha Bhakti Tbk (BBYB) has net assets worth Rp3.89 Trillion IDR (≈ $227.96 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp17.96 Trillion ≈ $1.05 Billion USD) and total liabilities (Rp14.07 Trillion ≈ $824.54 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BBYB cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.89 Trillion |
| % of Total Assets | 21.66% |
| Annual Growth Rate | 22.31% |
| 5-Year Change | 217.85% |
| 10-Year Change | 874.55% |
| Growth Volatility | 43.23 |
Bank Yudha Bhakti Tbk - Net Assets Trend (2010–2024)
This chart illustrates how Bank Yudha Bhakti Tbk's net assets have evolved over time, based on quarterly financial data. Also explore BBYB asset base for the complete picture of this company's asset base.
Annual Net Assets for Bank Yudha Bhakti Tbk (2010–2024)
The table below shows the annual net assets of Bank Yudha Bhakti Tbk from 2010 to 2024. For live valuation and market cap data, see BBYB company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.56 Trillion ≈ $208.71 Million |
+7.19% |
| 2023-12-31 | Rp3.32 Trillion ≈ $194.72 Million |
-11.26% |
| 2022-12-31 | Rp3.74 Trillion ≈ $219.42 Million |
+29.58% |
| 2021-12-31 | Rp2.89 Trillion ≈ $169.33 Million |
+157.88% |
| 2020-12-31 | Rp1.12 Trillion ≈ $65.66 Million |
+18.49% |
| 2019-12-31 | Rp945.78 Billion ≈ $55.42 Million |
+57.53% |
| 2018-12-31 | Rp600.39 Billion ≈ $35.18 Million |
-11.21% |
| 2017-12-31 | Rp676.19 Billion ≈ $39.62 Million |
+5.15% |
| 2016-12-31 | Rp643.07 Billion ≈ $37.68 Million |
+75.95% |
| 2015-12-31 | Rp365.49 Billion ≈ $21.42 Million |
+34.17% |
| 2014-12-31 | Rp272.40 Billion ≈ $15.96 Million |
+5.77% |
| 2013-12-31 | Rp257.54 Billion ≈ $15.09 Million |
+1.48% |
| 2012-12-31 | Rp253.78 Billion ≈ $14.87 Million |
+15.76% |
| 2011-12-31 | Rp219.24 Billion ≈ $12.85 Million |
+3.26% |
| 2010-12-31 | Rp212.31 Billion ≈ $12.44 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Yudha Bhakti Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 6704.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rp1.34 Trillion | 37.48% |
| Other Comprehensive Income | Rp26.03 Billion | 0.73% |
| Other Components | Rp4.50 Trillion | 126.27% |
| Total Equity | Rp3.56 Trillion | 100.00% |
Bank Yudha Bhakti Tbk Competitors by Market Cap
The table below lists competitors of Bank Yudha Bhakti Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Reach Subsea
OL:REACH
|
$239.42 Million |
|
Arizon RFID Tech (Cayman) Co
TW:6863
|
$239.48 Million |
|
Even Construtora e Incorporadora S.A
SA:EVEN3
|
$239.62 Million |
|
Bicycle Therapeutics Ltd
NASDAQ:BCYC
|
$239.66 Million |
|
Aeluma, Inc
NASDAQ:ALMU
|
$239.34 Million |
|
Highview Merger Corp. Class A Ordinary Share
NASDAQ:HVMC
|
$239.32 Million |
|
Amaero Ltd
AU:3DA
|
$239.27 Million |
|
Shenzhen Wongtee International Enterprise Co Ltd
SHE:000056
|
$239.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Yudha Bhakti Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,323,039,000,000 to 3,561,837,000,000, a change of 238,798,000,000 (7.2%).
- Net income of 19,885,000,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 51,034,000,000.
- Other factors increased equity by 269,947,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp19.89 Billion | +0.56% |
| Other Comprehensive Income | Rp-51.03 Billion | -1.43% |
| Other Changes | Rp269.95 Billion | +7.58% |
| Total Change | Rp- | 7.19% |
Book Value vs Market Value Analysis
This analysis compares Bank Yudha Bhakti Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.08x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.36x to 1.08x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | Rp91.11 | Rp306.00 | x |
| 2013-12-31 | Rp92.46 | Rp306.00 | x |
| 2014-12-31 | Rp104.15 | Rp306.00 | x |
| 2015-12-31 | Rp123.07 | Rp306.00 | x |
| 2016-12-31 | Rp158.57 | Rp306.00 | x |
| 2017-12-31 | Rp125.76 | Rp306.00 | x |
| 2018-12-31 | Rp107.80 | Rp306.00 | x |
| 2019-12-31 | Rp145.61 | Rp306.00 | x |
| 2020-12-31 | Rp157.88 | Rp306.00 | x |
| 2021-12-31 | Rp312.08 | Rp306.00 | x |
| 2022-12-31 | Rp311.04 | Rp306.00 | x |
| 2023-12-31 | Rp276.02 | Rp306.00 | x |
| 2024-12-31 | Rp283.02 | Rp306.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Yudha Bhakti Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.56%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.51%
- • Asset Turnover: 0.22x
- • Equity Multiplier: 4.89x
- Recent ROE (0.56%) is above the historical average (-4.30%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 8.28% | 6.68% | 0.12x | 10.16x | Rp-4.36 Billion |
| 2013 | 3.48% | 3.31% | 0.12x | 8.95x | Rp-16.79 Billion |
| 2014 | 4.36% | 3.81% | 0.12x | 9.88x | Rp-15.36 Billion |
| 2015 | 6.80% | 6.06% | 0.12x | 9.35x | Rp-11.68 Billion |
| 2016 | 10.57% | 13.17% | 0.12x | 6.43x | Rp3.68 Billion |
| 2017 | 2.13% | 2.31% | 0.12x | 7.40x | Rp-53.20 Billion |
| 2018 | -22.82% | -22.87% | 0.13x | 7.55x | Rp-197.03 Billion |
| 2019 | 1.69% | 2.97% | 0.11x | 5.42x | Rp-78.58 Billion |
| 2020 | 1.42% | 3.06% | 0.10x | 4.84x | Rp-96.19 Billion |
| 2021 | -34.13% | -124.61% | 0.07x | 3.92x | Rp-1.28 Trillion |
| 2022 | -21.07% | -31.72% | 0.13x | 5.26x | Rp-1.16 Trillion |
| 2023 | -17.25% | -13.71% | 0.23x | 5.47x | Rp-905.48 Billion |
| 2024 | 0.56% | 0.51% | 0.22x | 4.89x | Rp-336.30 Billion |
Industry Comparison
This section compares Bank Yudha Bhakti Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $5,917,401,827,400
- Average return on equity (ROE) among peers: 5.92%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Yudha Bhakti Tbk (BBYB) | Rp3.89 Trillion | 8.28% | 3.62x | $239.38 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $278.29 Billion | 5.04% | 9.97x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $5.37 Trillion | 3.41% | 2.61x | $196.33 Million |
| Bank Amar Indonesia (AMAR) | $472.48 Billion | -5.85% | 0.16x | $208.99 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.52 Billion | 0.00% | 3.84x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $518.93 Billion | 1.53% | 9.44x | $132.86 Million |
| Bank Capital Indonesia Tbk (BACA) | $1.32 Trillion | 7.11% | 9.80x | $160.18 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $595.72 Billion | 12.98% | 0.20x | $502.76 Million |
| Bank Central Asia Tbk (BBCA) | $34.11 Trillion | 24.86% | 8.51x | $42.25 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $7.51 Trillion | 7.65% | 1.46x | $1.62 Billion |
| Bank Bukopin Tbk (BBKP) | $8.91 Trillion | 2.43% | 10.26x | $671.50 Million |
About Bank Yudha Bhakti Tbk
PT Bank Neo Commerce Tbk provides digital banking products and services in Indonesia. The company offers individual banking services, including personal and business accounts; regular, NOW, Neo wish, and Neo business savings; WOW and FLEXI time deposits; Neo and micro business loans; transaction services, such as transfer, hematpay, QRIS, virtual accounts, bills and top up, and cardless cash with… Read more