Bank Cimb Niaga Tbk - Asset Resilience Ratio
Bank Cimb Niaga Tbk (BNGA) has an Asset Resilience Ratio of -3.95% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Bank Cimb Niaga Tbk PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Bank Cimb Niaga Tbk's Asset Resilience Ratio has changed over time. See BNGA equity to assets ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bank Cimb Niaga Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BNGA stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-13.22 Trillion | -3.95% |
| Total Liquid Assets | Rp-13.22 Trillion | -3.95% |
Asset Resilience Insights
- Limited Liquidity: Bank Cimb Niaga Tbk maintains only -3.95% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Cimb Niaga Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Cimb Niaga Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Bank Cimb Niaga Tbk (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Bank Cimb Niaga Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.27% | Rp1.00 Trillion ≈ $58.60 Million |
Rp372.70 Trillion ≈ $21.84 Billion |
+4.22pp |
| 2023-12-31 | -3.95% | Rp-13.22 Trillion ≈ $-774.48 Million |
Rp334.37 Trillion ≈ $19.59 Billion |
-4.14pp |
| 2019-12-31 | 0.19% | Rp522.86 Billion ≈ $30.64 Million |
Rp274.47 Trillion ≈ $16.08 Billion |
-0.03pp |
| 2018-12-31 | 0.22% | Rp593.59 Billion ≈ $34.78 Million |
Rp266.78 Trillion ≈ $15.63 Billion |
-4.10pp |
| 2017-12-31 | 4.33% | Rp11.52 Trillion ≈ $675.18 Million |
Rp266.31 Trillion ≈ $15.60 Billion |
+4.10pp |
| 2016-12-31 | 0.22% | Rp542.96 Billion ≈ $31.82 Million |
Rp241.57 Trillion ≈ $14.16 Billion |
+0.29pp |
| 2015-12-31 | -0.06% | Rp-144.70 Billion ≈ $-8.48 Million |
Rp238.85 Trillion ≈ $14.00 Billion |
+0.02pp |
| 2014-12-31 | -0.08% | Rp-190.36 Billion ≈ $-11.15 Million |
Rp233.16 Trillion ≈ $13.66 Billion |
-8.68pp |
| 2013-12-31 | 8.60% | Rp18.83 Trillion ≈ $1.10 Billion |
Rp218.87 Trillion ≈ $12.82 Billion |
+8.70pp |
| 2012-12-31 | -0.10% | Rp-200.78 Billion ≈ $-11.76 Million |
Rp197.41 Trillion ≈ $11.57 Billion |
-9.08pp |
| 2011-12-31 | 8.97% | Rp14.97 Trillion ≈ $877.08 Million |
Rp166.80 Trillion ≈ $9.77 Billion |
+2.91pp |
| 2010-12-31 | 6.07% | Rp8.71 Trillion ≈ $510.66 Million |
Rp143.65 Trillion ≈ $8.42 Billion |
+0.50pp |
| 2009-12-31 | 5.56% | Rp5.96 Trillion ≈ $349.25 Million |
Rp107.10 Trillion ≈ $6.28 Billion |
+3.70pp |
| 2008-12-31 | 1.86% | Rp1.92 Trillion ≈ $112.49 Million |
Rp103.20 Trillion ≈ $6.05 Billion |
-4.72pp |
| 2007-12-31 | 6.58% | Rp6.17 Trillion ≈ $361.41 Million |
Rp93.80 Trillion ≈ $5.50 Billion |
+6.34pp |
| 2001-12-31 | 0.23% | Rp53.80 Billion ≈ $3.15 Million |
Rp22.98 Trillion ≈ $1.35 Billion |
-3.97pp |
| 2000-12-31 | 4.20% | Rp785.56 Billion ≈ $46.03 Million |
Rp18.70 Trillion ≈ $1.10 Billion |
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About Bank Cimb Niaga Tbk
PT Bank CIMB Niaga Tbk, together with its subsidiaries, provides various banking products and services in Indonesia and internationally. The company offers saving, current, and time and term deposit products; Sharia and payroll savings products; credit and debit cards; mortgages and loans; distributes and supplies financing services; treasury products, such as foreign exchange, strike currency, b… Read more