Bank Cimb Niaga Tbk (BNGA) - Net Assets

Latest as of March 2026: Rp59.07 Trillion IDR ≈ $3.46 Billion USD

Based on the latest financial reports, Bank Cimb Niaga Tbk (BNGA) has net assets worth Rp59.07 Trillion IDR (≈ $3.46 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp368.22 Trillion ≈ $21.58 Billion USD) and total liabilities (Rp309.15 Trillion ≈ $18.12 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Cimb Niaga Tbk tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rp59.07 Trillion
% of Total Assets	16.04%
Annual Growth Rate	17.25%
5-Year Change	34.04%
10-Year Change	70.01%
Growth Volatility	22.52

Bank Cimb Niaga Tbk - Net Assets Trend (2000–2025)

This chart illustrates how Bank Cimb Niaga Tbk's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of Bank Cimb Niaga Tbk to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Bank Cimb Niaga Tbk (2000–2025)

The table below shows the annual net assets of Bank Cimb Niaga Tbk from 2000 to 2025. For live valuation and market cap data, see Bank Cimb Niaga Tbk stock valuation.

Year	Net Assets	Change
2025-12-31	Rp58.16 Trillion ≈ $3.41 Billion	+9.33%
2024-12-31	Rp53.20 Trillion ≈ $3.12 Billion	+7.82%
2023-12-31	Rp49.34 Trillion ≈ $2.89 Billion	+8.97%
2022-12-31	Rp45.28 Trillion ≈ $2.65 Billion	+4.35%
2021-12-31	Rp43.39 Trillion ≈ $2.54 Billion	+5.69%
2020-12-31	Rp41.05 Trillion ≈ $2.41 Billion	-5.18%
2019-12-31	Rp43.29 Trillion ≈ $2.54 Billion	+9.38%
2018-12-31	Rp39.58 Trillion ≈ $2.32 Billion	+7.12%
2017-12-31	Rp36.95 Trillion ≈ $2.17 Billion	+8.02%
2016-12-31	Rp34.21 Trillion ≈ $2.00 Billion	+19.28%
2015-12-31	Rp28.68 Trillion ≈ $1.68 Billion	+0.81%
2014-12-31	Rp28.45 Trillion ≈ $1.67 Billion	+9.89%
2013-12-31	Rp25.89 Trillion ≈ $1.52 Billion	+14.28%
2012-12-31	Rp22.65 Trillion ≈ $1.33 Billion	+23.31%
2011-12-31	Rp18.37 Trillion ≈ $1.08 Billion	+32.72%
2010-12-31	Rp13.84 Trillion ≈ $811.00 Million	+22.74%
2009-12-31	Rp11.28 Trillion ≈ $660.75 Million	+20.46%
2008-12-31	Rp9.36 Trillion ≈ $548.53 Million	+2.47%
2007-12-31	Rp9.14 Trillion ≈ $535.32 Million	+12.18%
2006-12-31	Rp8.14 Trillion ≈ $477.19 Million	+105.16%
2005-12-31	Rp3.97 Trillion ≈ $232.60 Million	+67.51%
2004-12-31	Rp2.37 Trillion ≈ $138.86 Million	+19.48%
2003-12-31	Rp1.98 Trillion ≈ $116.22 Million	+33.76%
2002-12-31	Rp1.48 Trillion ≈ $86.89 Million	+21.67%
2001-12-31	Rp1.22 Trillion ≈ $71.42 Million	+11.90%
2000-12-31	Rp1.09 Trillion ≈ $63.82 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Cimb Niaga Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 4364204600000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	Rp43.64 Trillion	75.32%
Common Stock	Rp1.61 Trillion	2.78%
Other Comprehensive Income	Rp5.55 Trillion	9.58%
Other Components	Rp7.13 Trillion	12.31%
Total Equity	Rp57.94 Trillion	100.00%

Bank Cimb Niaga Tbk Competitors by Market Cap

The table below lists competitors of Bank Cimb Niaga Tbk ranked by their market capitalization.

Company	Market Cap
Invesque Inc TO:IVQ	$881.06
LD + HOUSES PCL FGN BA 1 F:LHOG	$884.53
Grom Social Enterprises Inc NASDAQ:GROM	$902.00
Carzo Holdings Bhd KLSE:03048	$937.07
China New Higher Education Group Limited STU:8CN	$841.85
DIH Holdings US, Inc. Class A Common Stock NASDAQ:DHAI	$837.00
AmpliTech Group Inc NASDAQ:AMPGW	$768.22
Vast Resources PLC LSE:VAST	$729.67

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Cimb Niaga Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 52,999,187,000,000 to 57,939,857,000,000, a change of 4,940,670,000,000 (9.3%).
Net income of 6,876,537,000,000 contributed positively to equity growth.
Dividend payments of 3,954,222,000,000 reduced retained earnings.
Share repurchases of 3,283,000,000 reduced equity.
New share issuances of 3,283,000,000 increased equity.
Other comprehensive income increased equity by 1,912,094,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rp6.88 Trillion	+11.87%
Dividends Paid	Rp3.95 Trillion	-6.82%
Share Repurchases	Rp3.28 Billion	-0.01%
Share Issuances	Rp3.28 Billion	+0.01%
Other Comprehensive Income	Rp1.91 Trillion	+3.3%
Other Changes	Rp106.26 Billion	+0.18%
Total Change	Rp-	9.32%

Book Value vs Market Value Analysis

This analysis compares Bank Cimb Niaga Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.69x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 6.01x to 0.69x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2004-12-31	Rp264.64	Rp1590.00	x
2005-12-31	Rp422.95	Rp1590.00	x
2006-12-31	Rp337.51	Rp1590.00	x
2007-12-31	Rp368.67	Rp1590.00	x
2008-12-31	Rp376.25	Rp1590.00	x
2009-12-31	Rp460.08	Rp1590.00	x
2010-12-31	Rp575.20	Rp1590.00	x
2011-12-31	Rp730.95	Rp1590.00	x
2012-12-31	Rp897.98	Rp1590.00	x
2013-12-31	Rp1026.28	Rp1590.00	x
2014-12-31	Rp1131.92	Rp1590.00	x
2015-12-31	Rp1141.14	Rp1590.00	x
2016-12-31	Rp1361.11	Rp1590.00	x
2017-12-31	Rp1471.21	Rp1590.00	x
2018-12-31	Rp1587.48	Rp1590.00	x
2019-12-31	Rp1735.95	Rp1590.00	x
2020-12-31	Rp1646.21	Rp1590.00	x
2021-12-31	Rp1740.01	Rp1590.00	x
2022-12-31	Rp1812.54	Rp1590.00	x
2023-12-31	Rp1971.35	Rp1590.00	x
2024-12-31	Rp2108.80	Rp1590.00	x
2025-12-31	Rp2304.68	Rp1590.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Cimb Niaga Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 11.87%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 22.37%
• Asset Turnover: 0.08x
• Equity Multiplier: 6.43x
Recent ROE (11.87%) is below the historical average (12.39%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	5.92%	2.73%	0.13x	17.06x	Rp-44.74 Billion
2001	16.71%	7.41%	0.12x	18.89x	Rp81.62 Billion
2002	6.24%	2.93%	0.14x	15.47x	Rp-55.49 Billion
2003	23.66%	16.32%	0.12x	12.02x	Rp269.73 Billion
2004	27.94%	21.58%	0.10x	13.00x	Rp423.99 Billion
2005	13.79%	13.26%	0.10x	10.47x	Rp150.31 Billion
2006	14.19%	12.09%	0.12x	9.82x	Rp340.70 Billion
2007	16.61%	25.81%	0.06x	10.33x	Rp600.20 Billion
2008	7.29%	6.20%	0.11x	11.09x	Rp-252.06 Billion
2009	13.99%	20.46%	0.07x	9.55x	Rp447.09 Billion
2010	18.51%	18.20%	0.10x	10.43x	Rp1.17 Trillion
2011	17.34%	18.43%	0.10x	9.11x	Rp1.34 Trillion
2012	18.76%	21.82%	0.10x	8.75x	Rp1.98 Trillion
2013	16.60%	20.13%	0.10x	8.49x	Rp1.70 Trillion
2014	8.23%	10.02%	0.10x	8.20x	Rp-502.26 Billion
2015	1.49%	1.73%	0.10x	8.33x	Rp-2.44 Trillion
2016	6.09%	8.53%	0.10x	7.06x	Rp-1.34 Trillion
2017	8.06%	12.53%	0.09x	7.21x	Rp-717.34 Billion
2018	8.80%	14.44%	0.09x	6.74x	Rp-475.65 Billion
2019	8.42%	14.05%	0.09x	6.34x	Rp-682.74 Billion
2020	4.90%	8.23%	0.09x	6.85x	Rp-2.09 Trillion
2021	9.45%	17.45%	0.08x	7.16x	Rp-237.37 Billion
2022	11.16%	20.57%	0.08x	6.79x	Rp522.59 Billion
2023	13.16%	23.36%	0.08x	6.80x	Rp1.55 Trillion
2024	12.88%	36.03%	0.05x	6.80x	Rp1.53 Trillion
2025	11.87%	22.37%	0.08x	6.43x	Rp1.08 Trillion

Industry Comparison

This section compares Bank Cimb Niaga Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $3,123,951,141,900
Average return on equity (ROE) among peers: 0.45%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Cimb Niaga Tbk (BNGA)	Rp59.07 Trillion	5.92%	5.23x	$868.60
Bank Rakyat Indonesia Agroniaga (AGRO)	$235.09 Billion	0.00%	11.64x	$221.80 Million
Bank Agris Tbk (AGRS)	$253.79 Billion	0.00%	3.05x	$173.89 Million
Bank Amar Indonesia (AMAR)	$1.07 Trillion	0.80%	2.80x	$205.83 Million
Bank Artos Indonesia Tbk PT (ARTO)	$8.36 Trillion	0.87%	1.55x	$808.16 Million
Bank Mnc Internasional Tbk (BABP)	$623.09 Billion	-18.23%	10.72x	$130.26 Million
Bank Capital Indonesia Tbk (BACA)	$3.29 Trillion	0.98%	5.27x	$135.62 Million
Bank Net Indonesia Syariah Tbk PT (BANK)	$583.65 Billion	-1.68%	1.19x	$235.78 Million
Bank Central Asia Tbk (BBCA)	$9.77 Trillion	31.91%	9.56x	$43.87 Billion
Bk Harda Internasional Tbk Pt (BBHI)	$299.77 Billion	-12.19%	7.43x	$1.21 Billion
Bank Bukopin Tbk (BBKP)	$6.76 Trillion	2.00%	14.75x	$594.44 Million

About Bank Cimb Niaga Tbk

JK:BNGA Indonesia Banks - Regional

Market Cap

$868.60

Rp14.82 Million IDR

Market Cap Rank

#31721 Global

#779 in Indonesia

Share Price

Rp1590.00

Change (1 day)

-0.63%

52-Week Range

Rp1470.00 - Rp1900.00

All Time High

Rp2064.38