Bank Dinar Indonesia Tbk PT - Asset Resilience Ratio

Latest as of December 2023: -14.59%

Bank Dinar Indonesia Tbk PT (DNAR) has an Asset Resilience Ratio of -14.59% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Bank Dinar Indonesia Tbk PT to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rp-1.62 Trillion

≈ $-94.66 Million USD Cash + Short-term Investments

Total Assets

Rp11.08 Trillion

≈ $648.96 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Bank Dinar Indonesia Tbk PT's Asset Resilience Ratio has changed over time. See DNAR net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Bank Dinar Indonesia Tbk PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see DNAR stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp0.00	0%
Short-term Investments	Rp-1.62 Trillion	-14.59%
Total Liquid Assets	Rp-1.62 Trillion	-14.59%

Asset Resilience Insights

Limited Liquidity: Bank Dinar Indonesia Tbk PT maintains only -14.59% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bank Dinar Indonesia Tbk PT Industry Peers by Asset Resilience Ratio

Compare Bank Dinar Indonesia Tbk PT's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%
Nu Holdings Ltd NYSE:NU	Banks - Regional	1.52%
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
Bank Mandiri Persero Tbk PT JK:BMRI	Banks - Regional	-0.12%
Axos Financial Inc NYSE:AX	Banks - Regional	0.21%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
King’s Town Bank TW:2809	Banks - Regional	-9.61%

Annual Asset Resilience Ratio for Bank Dinar Indonesia Tbk PT (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Bank Dinar Indonesia Tbk PT.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.16%	Rp21.75 Billion ≈ $1.27 Million	Rp13.42 Trillion ≈ $786.22 Million	+14.75pp
2023-12-31	-14.59%	Rp-1.62 Trillion ≈ $-94.66 Million	Rp11.08 Trillion ≈ $648.96 Million	-17.37pp
2018-12-31	2.78%	Rp126.02 Billion ≈ $7.38 Million	Rp4.54 Trillion ≈ $265.78 Million	-2.81pp
2017-12-31	5.59%	Rp141.75 Billion ≈ $8.31 Million	Rp2.54 Trillion ≈ $148.55 Million	+1.09pp
2016-12-31	4.51%	Rp104.15 Billion ≈ $6.10 Million	Rp2.31 Trillion ≈ $135.43 Million	-0.86pp
2015-12-31	5.36%	Rp111.24 Billion ≈ $6.52 Million	Rp2.07 Trillion ≈ $121.51 Million	-0.63pp
2014-12-31	5.99%	Rp98.35 Billion ≈ $5.76 Million	Rp1.64 Trillion ≈ $96.18 Million	+0.82pp
2013-12-31	5.17%	Rp44.17 Billion ≈ $2.59 Million	Rp854.46 Billion ≈ $50.07 Million	+1.16pp
2012-12-31	4.01%	Rp21.00 Billion ≈ $1.23 Million	Rp523.80 Billion ≈ $30.69 Million	-7.16pp
2011-12-31	11.17%	Rp28.09 Billion ≈ $1.65 Million	Rp251.44 Billion ≈ $14.73 Million	--

pp = percentage points

About Bank Dinar Indonesia Tbk PT

JK:DNAR Indonesia Banks - Regional

Market Cap

$116.80 Million

Rp1.99 Trillion IDR

Market Cap Rank

#18690 Global

#304 in Indonesia

Share Price

Rp118.00

Change (1 day)

+3.51%

52-Week Range

Rp90.00 - Rp248.00

All Time High

Rp452.00