Bank Dinar Indonesia Tbk PT (DNAR) - Net Assets
Based on the latest financial reports, Bank Dinar Indonesia Tbk PT (DNAR) has net assets worth Rp3.80 Trillion IDR (≈ $222.51 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp13.42 Trillion ≈ $786.22 Million USD) and total liabilities (Rp9.62 Trillion ≈ $563.71 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Dinar Indonesia Tbk PT liquidity resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.80 Trillion |
| % of Total Assets | 28.3% |
| Annual Growth Rate | 27.42% |
| 5-Year Change | 24.93% |
| 10-Year Change | 751.29% |
| Growth Volatility | 97.24 |
Bank Dinar Indonesia Tbk PT - Net Assets Trend (2011–2025)
This chart illustrates how Bank Dinar Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. Also explore Bank Dinar Indonesia Tbk PT total assets for the complete picture of this company's asset base.
Annual Net Assets for Bank Dinar Indonesia Tbk PT (2011–2025)
The table below shows the annual net assets of Bank Dinar Indonesia Tbk PT from 2011 to 2025. For live valuation and market cap data, see DNAR market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp3.80 Trillion ≈ $222.51 Million |
+4.45% |
| 2024-12-31 | Rp3.64 Trillion ≈ $213.04 Million |
+1.43% |
| 2023-12-31 | Rp3.58 Trillion ≈ $210.04 Million |
+0.90% |
| 2022-12-31 | Rp3.55 Trillion ≈ $208.15 Million |
+16.87% |
| 2021-12-31 | Rp3.04 Trillion ≈ $178.11 Million |
+20.53% |
| 2020-12-31 | Rp2.52 Trillion ≈ $147.77 Million |
+24.73% |
| 2019-12-31 | Rp2.02 Trillion ≈ $118.47 Million |
+27.09% |
| 2018-12-31 | Rp1.59 Trillion ≈ $93.22 Million |
+247.29% |
| 2017-12-31 | Rp458.09 Billion ≈ $26.84 Million |
+2.69% |
| 2016-12-31 | Rp446.08 Billion ≈ $26.14 Million |
+3.10% |
| 2015-12-31 | Rp432.68 Billion ≈ $25.35 Million |
+3.24% |
| 2014-12-31 | Rp419.09 Billion ≈ $24.56 Million |
+52.62% |
| 2013-12-31 | Rp274.60 Billion ≈ $16.09 Million |
-47.49% |
| 2012-12-31 | Rp522.97 Billion ≈ $30.64 Million |
+309.65% |
| 2011-12-31 | Rp127.66 Billion ≈ $7.48 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Dinar Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 349.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp387.18 Billion | 10.20% |
| Common Stock | Rp1.69 Trillion | 44.48% |
| Other Comprehensive Income | Rp128.19 Billion | 3.38% |
| Other Components | Rp1.59 Trillion | 41.94% |
| Total Equity | Rp3.80 Trillion | 100.00% |
Bank Dinar Indonesia Tbk PT Competitors by Market Cap
The table below lists competitors of Bank Dinar Indonesia Tbk PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SKYX Platforms Corp
NASDAQ:SKYX
|
$142.61 Million |
|
Cashbil
JSE:CSB
|
$142.64 Million |
|
KOMPLETT ASA NK -40
F:GJ60
|
$142.67 Million |
|
Betmakers Technology Group Ltd
AU:BET
|
$142.68 Million |
|
Excelliance MOS
TWO:5299
|
$142.53 Million |
|
Oncolytics Biotech Inc
TO:ONC
|
$142.51 Million |
|
Limes Schlosskliniken AG
XETRA:LIK
|
$142.49 Million |
|
Leifheit Aktiengesellschaft
F:LEI
|
$142.42 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Dinar Indonesia Tbk PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,635,681,966,722 to 3,797,430,358,000, a change of 161,748,391,278 (4.4%).
- Net income of 159,974,571,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 128,185,320,000.
- Other factors decreased equity by 126,411,499,722.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp159.97 Billion | +4.21% |
| Other Comprehensive Income | Rp128.19 Billion | +3.38% |
| Other Changes | Rp-126.41 Billion | -3.33% |
| Total Change | Rp- | 4.45% |
Book Value vs Market Value Analysis
This analysis compares Bank Dinar Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.64x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.44x to 0.64x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | Rp100.00 | Rp144.00 | x |
| 2013-12-31 | Rp114.68 | Rp144.00 | x |
| 2014-12-31 | Rp196.90 | Rp144.00 | x |
| 2015-12-31 | Rp180.70 | Rp144.00 | x |
| 2016-12-31 | Rp186.29 | Rp144.00 | x |
| 2017-12-31 | Rp191.31 | Rp144.00 | x |
| 2018-12-31 | Rp680.08 | Rp144.00 | x |
| 2019-12-31 | Rp433.72 | Rp144.00 | x |
| 2020-12-31 | Rp263.52 | Rp144.00 | x |
| 2021-12-31 | Rp253.00 | Rp144.00 | x |
| 2022-12-31 | Rp250.08 | Rp144.00 | x |
| 2023-12-31 | Rp210.38 | Rp144.00 | x |
| 2024-12-31 | Rp213.39 | Rp144.00 | x |
| 2025-12-31 | Rp223.36 | Rp144.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Dinar Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.21%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.91%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 3.53x
- Recent ROE (4.21%) is above the historical average (1.61%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 2.24% | 23.38% | 0.04x | 2.42x | Rp-16.75 Billion |
| 2013 | 2.76% | 12.49% | 0.07x | 3.11x | Rp-19.88 Billion |
| 2014 | 0.73% | 2.42% | 0.08x | 3.92x | Rp-38.84 Billion |
| 2015 | 3.24% | 7.37% | 0.09x | 4.79x | Rp-29.25 Billion |
| 2016 | 2.93% | 6.55% | 0.09x | 5.18x | Rp-31.53 Billion |
| 2017 | 2.20% | 4.96% | 0.08x | 5.53x | Rp-35.73 Billion |
| 2018 | 1.64% | 6.05% | 0.09x | 2.85x | Rp-133.06 Billion |
| 2019 | -0.84% | -4.16% | 0.08x | 2.53x | Rp-219.10 Billion |
| 2020 | 0.31% | 1.76% | 0.07x | 2.49x | Rp-244.32 Billion |
| 2021 | 0.57% | 3.36% | 0.07x | 2.54x | Rp-286.51 Billion |
| 2022 | 0.37% | 1.95% | 0.07x | 2.87x | Rp-342.03 Billion |
| 2023 | 0.80% | 2.91% | 0.09x | 3.09x | Rp-329.80 Billion |
| 2024 | 1.37% | 4.80% | 0.09x | 3.26x | Rp-313.58 Billion |
| 2025 | 4.21% | 12.91% | 0.09x | 3.53x | Rp-219.77 Billion |
Industry Comparison
This section compares Bank Dinar Indonesia Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $5,917,401,827,400
- Average return on equity (ROE) among peers: 5.92%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Dinar Indonesia Tbk PT (DNAR) | Rp3.80 Trillion | 2.24% | 2.53x | $142.54 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $278.29 Billion | 5.04% | 9.97x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $5.37 Trillion | 3.41% | 2.61x | $196.33 Million |
| Bank Amar Indonesia (AMAR) | $472.48 Billion | -5.85% | 0.16x | $208.99 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.52 Billion | 0.00% | 3.84x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $518.93 Billion | 1.53% | 9.44x | $132.86 Million |
| Bank Capital Indonesia Tbk (BACA) | $1.32 Trillion | 7.11% | 9.80x | $160.18 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $595.72 Billion | 12.98% | 0.20x | $502.76 Million |
| Bank Central Asia Tbk (BBCA) | $34.11 Trillion | 24.86% | 8.51x | $42.25 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $7.51 Trillion | 7.65% | 1.46x | $1.62 Billion |
| Bank Bukopin Tbk (BBKP) | $8.91 Trillion | 2.43% | 10.26x | $671.50 Million |
About Bank Dinar Indonesia Tbk PT
PT Bank Oke Indonesia Tbk provides various banking products and services in Indonesia. The company offers current and saving accounts, demand, and time deposits, as well as certificates of deposit; and current account loans, working capital, investment, lines of credit, and consumer loans, such as mortgages and vehicle loans, as well as unsecured credit and payroll loans. It also provides safe de… Read more