Bank Artha Graha Internasional
PT Bank Artha Graha Internasional Tbk provides various banking products and services in Indonesia. The company operates through four segments: Productive, Consumer, Treasury, and Others. It offers various savings accounts, and demand and time deposits, as well as working capital and investment, productive, consumer, and other loans. The company also provides e-banking services that include retail… Read more
Bank Artha Graha Internasional - Asset Resilience Ratio
Bank Artha Graha Internasional (INPC) has an Asset Resilience Ratio of 3.26% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2024)
This chart shows how Bank Artha Graha Internasional's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank Artha Graha Internasional's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp989.06 Billion | 3.26% |
| Total Liquid Assets | Rp989.06 Billion | 3.26% |
Asset Resilience Insights
- Limited Liquidity: Bank Artha Graha Internasional maintains only 3.26% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Artha Graha Internasional Industry Peers by Asset Resilience Ratio
Compare Bank Artha Graha Internasional's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank Artha Graha Internasional (2006–2024)
The table below shows the annual Asset Resilience Ratio data for Bank Artha Graha Internasional.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 3.24% | Rp976.06 Billion | Rp30.13 Trillion | +3.24pp |
| 2018-12-31 | 0.00% | Rp-657.00 Million | Rp26.03 Trillion | -5.69pp |
| 2017-12-31 | 5.69% | Rp1.58 Trillion | Rp27.73 Trillion | +5.72pp |
| 2016-12-31 | -0.03% | Rp-7.58 Billion | Rp26.22 Trillion | +0.00pp |
| 2015-12-31 | -0.03% | Rp-7.62 Billion | Rp25.12 Trillion | 0.00pp |
| 2014-12-31 | -0.03% | Rp-6.57 Billion | Rp23.45 Trillion | 0.00pp |
| 2013-12-31 | -0.03% | Rp-5.62 Billion | Rp21.19 Trillion | -7.18pp |
| 2012-12-31 | 7.16% | Rp1.47 Trillion | Rp20.56 Trillion | +7.04pp |
| 2011-12-31 | 0.11% | Rp21.70 Billion | Rp19.19 Trillion | -0.08pp |
| 2010-12-31 | 0.19% | Rp33.13 Billion | Rp17.06 Trillion | -3.43pp |
| 2009-12-31 | 3.63% | Rp559.88 Billion | Rp15.43 Trillion | +1.76pp |
| 2008-12-31 | 1.87% | Rp240.45 Billion | Rp12.85 Trillion | +0.38pp |
| 2007-12-31 | 1.49% | Rp168.38 Billion | Rp11.28 Trillion | -2.76pp |
| 2006-12-31 | 4.26% | Rp470.18 Billion | Rp11.05 Trillion | -- |