Mandala Multifinance Tbk - Asset Resilience Ratio
Mandala Multifinance Tbk (MFIN) has an Asset Resilience Ratio of 0.00% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Mandala Multifinance Tbk PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2024)
This chart shows how Mandala Multifinance Tbk's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Mandala Multifinance Tbk to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Mandala Multifinance Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MFIN market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp0.00 | 0% |
| Total Liquid Assets | Rp0.00 | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Mandala Multifinance Tbk maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company maintains a balanced mix of cash and short-term investments.
Mandala Multifinance Tbk Industry Peers by Asset Resilience Ratio
Compare Mandala Multifinance Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC |
Credit Services | 1.26% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC |
Credit Services | 3.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
BFI Finance Indonesia Tbk
JK:BFIN |
Credit Services | 1.84% |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR |
Credit Services | 2.88% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Annual Asset Resilience Ratio for Mandala Multifinance Tbk (2006–2024)
The table below shows the annual Asset Resilience Ratio data for Mandala Multifinance Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.00% | Rp0.00 ≈ $0.00 |
Rp6.68 Trillion ≈ $391.69 Million |
-- |
| 2023-12-31 | 20.64% | Rp1.38 Trillion ≈ $80.59 Million |
Rp6.66 Trillion ≈ $390.46 Million |
+17.59pp |
| 2022-12-31 | 3.05% | Rp200.02 Billion ≈ $11.72 Million |
Rp6.57 Trillion ≈ $384.88 Million |
+0.80pp |
| 2021-12-31 | 2.25% | Rp120.06 Billion ≈ $7.03 Million |
Rp5.35 Trillion ≈ $313.21 Million |
-10.06pp |
| 2020-12-31 | 12.31% | Rp518.24 Billion ≈ $30.37 Million |
Rp4.21 Trillion ≈ $246.71 Million |
+12.24pp |
| 2019-12-31 | 0.07% | Rp3.40 Billion ≈ $199.11K |
Rp4.73 Trillion ≈ $276.93 Million |
-0.09pp |
| 2018-12-31 | 0.17% | Rp6.02 Billion ≈ $352.63K |
Rp3.62 Trillion ≈ $212.22 Million |
+0.08pp |
| 2017-12-31 | 0.09% | Rp2.75 Billion ≈ $160.90K |
Rp3.22 Trillion ≈ $188.40 Million |
+0.07pp |
| 2016-12-31 | 0.01% | Rp400.00 Million ≈ $23.44K |
Rp3.56 Trillion ≈ $208.73 Million |
-0.96pp |
| 2015-12-31 | 0.97% | Rp44.41 Billion ≈ $2.60 Million |
Rp4.60 Trillion ≈ $269.26 Million |
+0.83pp |
| 2008-12-31 | 0.14% | Rp3.08 Billion ≈ $180.30K |
Rp2.21 Trillion ≈ $129.59 Million |
-0.17pp |
| 2007-12-31 | 0.31% | Rp4.71 Billion ≈ $275.87K |
Rp1.51 Trillion ≈ $88.65 Million |
-0.04pp |
| 2006-12-31 | 0.35% | Rp3.26 Billion ≈ $190.91K |
Rp924.55 Billion ≈ $54.18 Million |
-- |
About Mandala Multifinance Tbk
PT Mandala Multifinance Tbk engages in the consumer financing business in Java, Sulawesi, Sumatera, and Kalimantan in Indonesia. It operates through Conventional and Sharia segments. The company offers motorcycle consumer financing services based on conventional and sharia financing; and consumer financing through conventional and sharia loans, as well as car, electronic and furniture, and invest… Read more