Mandala Multifinance Tbk (MFIN) - Total Assets
Based on the latest financial reports, Mandala Multifinance Tbk (MFIN) holds total assets worth Rp6.93 Trillion IDR (≈ $406.31 Million USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Mandala Multifinance Tbk total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Mandala Multifinance Tbk - Total Assets Trend (2006–2024)
This chart illustrates how Mandala Multifinance Tbk's total assets have evolved over time, based on quarterly financial data. Check MFIN cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Mandala Multifinance Tbk - Asset Composition Analysis
Current Asset Composition (December 2024)
Mandala Multifinance Tbk's total assets of Rp6.93 Trillion consist of 94.9% current assets and 5.1% non-current assets.
| Asset Category | Amount (IDR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 6.1% |
| Accounts Receivable | Rp5.88 Trillion | 87.9% |
| Inventory | Rp0.00 | 0.0% |
| Property, Plant & Equipment | Rp205.06 Billion | 3.1% |
| Intangible Assets | Rp48.52 Billion | 0.7% |
| Goodwill | Rp0.00 | 0.0% |
Asset Composition Trend (2006–2024)
This chart illustrates how Mandala Multifinance Tbk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Mandala Multifinance Tbk.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Mandala Multifinance Tbk's current assets represent 94.9% of total assets in 2024, an increase from 0.0% in 2006.
- Cash Position: Cash and equivalents constituted 6.1% of total assets in 2024, up from 3.4% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is accounts receivable at 87.9% of total assets.
Mandala Multifinance Tbk Competitors by Total Assets
Key competitors of Mandala Multifinance Tbk based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC
|
USA | $8.69 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
|
India | Rs285.94 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
BFI Finance Indonesia Tbk
JK:BFIN
|
Indonesia | Rp25.43 Trillion |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR
|
India | Rs95.17 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Jacob Finance And Investments Ltd
TA:JCFN
|
Israel | ILA2.67 Billion |
Mandala Multifinance Tbk - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3.02 | 3.49 | 40.28 |
| Quick Ratio | 3.02 | 3.49 | 40.28 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rp4.41 Trillion | Rp4.27 Trillion | Rp3.82 Trillion |
Mandala Multifinance Tbk - Advanced Valuation Insights
This section examines the relationship between Mandala Multifinance Tbk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.17 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 0.3% |
| Total Assets | Rp6.68 Trillion |
| Market Capitalization | $232.92 Million USD |
Valuation Analysis
Below Book Valuation: The market values Mandala Multifinance Tbk's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Mandala Multifinance Tbk's assets grew by 0.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Mandala Multifinance Tbk (2006–2024)
The table below shows the annual total assets of Mandala Multifinance Tbk from 2006 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | Rp6.68 Trillion ≈ $391.69 Million |
+0.32% |
| 2023-12-31 | Rp6.66 Trillion ≈ $390.46 Million |
+1.45% |
| 2022-12-31 | Rp6.57 Trillion ≈ $384.88 Million |
+22.88% |
| 2021-12-31 | Rp5.35 Trillion ≈ $313.21 Million |
+26.95% |
| 2020-12-31 | Rp4.21 Trillion ≈ $246.71 Million |
-10.91% |
| 2019-12-31 | Rp4.73 Trillion ≈ $276.93 Million |
+30.50% |
| 2018-12-31 | Rp3.62 Trillion ≈ $212.22 Million |
+12.64% |
| 2017-12-31 | Rp3.22 Trillion ≈ $188.40 Million |
-9.74% |
| 2016-12-31 | Rp3.56 Trillion ≈ $208.73 Million |
-22.48% |
| 2015-12-31 | Rp4.60 Trillion ≈ $269.26 Million |
-4.38% |
| 2014-12-31 | Rp4.81 Trillion ≈ $281.59 Million |
+21.16% |
| 2013-12-31 | Rp3.97 Trillion ≈ $232.41 Million |
-2.37% |
| 2012-12-31 | Rp4.06 Trillion ≈ $238.06 Million |
+7.41% |
| 2011-12-31 | Rp3.78 Trillion ≈ $221.63 Million |
+20.89% |
| 2010-12-31 | Rp3.13 Trillion ≈ $183.34 Million |
+52.06% |
| 2009-12-31 | Rp2.06 Trillion ≈ $120.57 Million |
-6.96% |
| 2008-12-31 | Rp2.21 Trillion ≈ $129.59 Million |
+46.19% |
| 2007-12-31 | Rp1.51 Trillion ≈ $88.65 Million |
+63.63% |
| 2006-12-31 | Rp924.55 Billion ≈ $54.18 Million |
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About Mandala Multifinance Tbk
PT Mandala Multifinance Tbk engages in the consumer financing business in Java, Sulawesi, Sumatera, and Kalimantan in Indonesia. It operates through Conventional and Sharia segments. The company offers motorcycle consumer financing services based on conventional and sharia financing; and consumer financing through conventional and sharia loans, as well as car, electronic and furniture, and invest… Read more