Firstrand Ltd
FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment, and insurance products and services in South Africa, rest of Africa, the United Kingdom, and internationally. It operates in Retail and Commercial, and Corporate and Institutional segments. The company offers deposits and savings products; personal loans; and asset and invoice finance, as well as SME c… Read more
Firstrand Ltd - Asset Resilience Ratio
Firstrand Ltd (FSR) has an Asset Resilience Ratio of -1.86% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2022)
This chart shows how Firstrand Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Firstrand Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ZAC0.00 | 0% |
| Short-term Investments | ZAC-43.56 Billion | -1.86% |
| Total Liquid Assets | ZAC-43.56 Billion | -1.86% |
Asset Resilience Insights
- Limited Liquidity: Firstrand Ltd maintains only -1.86% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Firstrand Ltd Industry Peers by Asset Resilience Ratio
Compare Firstrand Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Communications Co
SHG:601328 |
Banks - Diversified | -15.60% |
|
ABN AMRO Bank N.V
PINK:AAVMY |
Banks - Diversified | 5.84% |
|
ABN Amro Group NV
AS:ABN |
Banks - Diversified | 0.77% |
|
Agricultural Bank of China PK
PINK:ACGBY |
Banks - Diversified | -17.41% |
|
Alior Bank S.A.
WAR:ALR |
Banks - Diversified | -0.22% |
|
Australia and New Zealand Banking Group Ltd
AU:AN3PJ |
Banks - Diversified | -26.51% |
|
Bank of America Corp
NYSE:BAC |
Banks - Diversified | 21.46% |
|
Bank of China Ltd H
PINK:BACHF |
Banks - Diversified | -20.31% |
Annual Asset Resilience Ratio for Firstrand Ltd (2012–2022)
The table below shows the annual Asset Resilience Ratio data for Firstrand Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-06-30 | -1.83% | ZAC-36.59 Billion | ZAC2.00 Trillion | +0.35pp |
| 2021-06-30 | -2.17% | ZAC-40.99 Billion | ZAC1.89 Trillion | -0.50pp |
| 2020-06-30 | -1.67% | ZAC-32.24 Billion | ZAC1.93 Trillion | +0.20pp |
| 2019-06-30 | -1.88% | ZAC-31.33 Billion | ZAC1.67 Trillion | -4.03pp |
| 2018-06-30 | 2.16% | ZAC33.06 Billion | ZAC1.53 Trillion | -0.38pp |
| 2017-06-30 | 2.54% | ZAC30.89 Billion | ZAC1.22 Trillion | -1.02pp |
| 2016-06-30 | 3.55% | ZAC40.82 Billion | ZAC1.15 Trillion | -0.31pp |
| 2015-06-30 | 3.86% | ZAC40.85 Billion | ZAC1.06 Trillion | +0.33pp |
| 2014-06-30 | 3.52% | ZAC33.31 Billion | ZAC945.53 Billion | +4.17pp |
| 2012-06-30 | -0.65% | ZAC-5.00 Billion | ZAC769.76 Billion | -- |