Public Bank Bhd - Asset Resilience Ratio
Public Bank Bhd (1295) has an Asset Resilience Ratio of -16.68% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Public Bank Bhd (1295) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2023)
This chart shows how Public Bank Bhd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see 1295 total asset value.
Liquid Assets Composition Over Time
This chart breaks down Public Bank Bhd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore 1295 long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | RM0.00 | 0% |
| Short-term Investments | RM-87.65 Billion | -16.68% |
| Total Liquid Assets | RM-87.65 Billion | -16.68% |
Asset Resilience Insights
- Limited Liquidity: Public Bank Bhd maintains only -16.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Public Bank Bhd Industry Peers by Asset Resilience Ratio
Compare Public Bank Bhd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bendigo and Adelaide Bank Ltd
AU:BEN |
Banks - Regional | -3.55% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
First Mid Illinois Bancshares Inc
NASDAQ:FMBH |
Banks - Regional | 12.77% |
|
Banco Mercantil do Brasil S.A
SA:BMEB3 |
Banks - Regional | -18.66% |
|
Southern California Bancorp Common Stock
NASDAQ:BCAL |
Banks - Regional | 7.67% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Banco Hipotecario SA
BA:BHIP |
Banks - Regional | 4.67% |
|
Merkur PrivatBank KgaA
XETRA:MBK |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Public Bank Bhd (2012–2023)
The table below shows the annual Asset Resilience Ratio data for Public Bank Bhd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -17.00% | RM-86.79 Billion ≈ $-21.79 Billion |
RM510.60 Billion ≈ $128.19 Billion |
-18.53pp |
| 2015-12-31 | 1.53% | RM5.57 Billion ≈ $1.40 Billion |
RM363.76 Billion ≈ $91.33 Billion |
-1.15pp |
| 2014-12-31 | 2.68% | RM9.25 Billion ≈ $2.32 Billion |
RM345.72 Billion ≈ $86.80 Billion |
-1.06pp |
| 2013-12-31 | 3.74% | RM11.44 Billion ≈ $2.87 Billion |
RM305.73 Billion ≈ $76.76 Billion |
+0.77pp |
| 2012-12-31 | 2.97% | RM8.16 Billion ≈ $2.05 Billion |
RM274.62 Billion ≈ $68.95 Billion |
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About Public Bank Bhd
Public Bank Berhad provides banking products and services. It operates through Hire Purchase, Retail Operations, Corporate Lending, Treasury and Capital Market Operations, Investment Banking, Fund Management, and General Insurance segments. The company's deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. Its loan portfolio comprises home, SW… Read more