Public Bank Bhd Net Assets
Public Bank Bhd net assets. Based on the latest financial reports, Public Bank Bhd (1295) has net assets worth RM64.56 Billion MYR (≈ $16.21 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM582.12 Billion ≈ $146.15 Billion USD) and total liabilities (RM517.56 Billion ≈ $129.94 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Public Bank Bhd annual equity growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | RM64.56 Billion |
| % of Total Assets | 11.09% |
| Annual Growth Rate | -2.74% |
| 5-Year Change | 26.34% |
| 10-Year Change | 76.57% |
| Growth Volatility | 24.16 |
Net Assets of Public Bank Bhd (2005–2025)
Net assets of Public Bank Bhd from 2005 to 2025. This chart illustrates how Public Bank Bhd's net assets have evolved over time, based on quarterly financial data. See debt-free asset ratio of Public Bank Bhd to measure how much of total assets are equity-financed.
Annual Net Assets for Public Bank Bhd (2005–2025)
The table below shows the annual net assets of Public Bank Bhd from 2005 to 2025. For live market cap and overall valuation, see market cap of Public Bank Bhd.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | RM62.44 Billion ≈ $15.68 Billion |
+4.69% |
| 2024-12-31 | RM59.65 Billion ≈ $14.98 Billion |
+5.79% |
| 2023-12-31 | RM56.38 Billion ≈ $14.16 Billion |
+9.42% |
| 2022-12-31 | RM51.53 Billion ≈ $12.94 Billion |
+4.25% |
| 2021-12-31 | RM49.43 Billion ≈ $12.41 Billion |
+2.06% |
| 2020-12-31 | RM48.43 Billion ≈ $12.16 Billion |
+8.23% |
| 2019-12-31 | RM44.75 Billion ≈ $11.23 Billion |
+6.29% |
| 2018-12-31 | RM42.10 Billion ≈ $10.57 Billion |
+9.50% |
| 2017-12-31 | RM38.45 Billion ≈ $9.65 Billion |
+8.71% |
| 2016-12-31 | RM35.36 Billion ≈ $8.88 Billion |
+9.46% |
| 2015-12-31 | RM32.31 Billion ≈ $8.11 Billion |
+11.89% |
| 2014-12-31 | RM28.87 Billion ≈ $7.25 Billion |
+36.22% |
| 2013-12-31 | RM21.20 Billion ≈ $5.32 Billion |
-92.19% |
| 2012-12-31 | RM271.58 Billion ≈ $68.18 Billion |
+14.06% |
| 2011-12-31 | RM238.09 Billion ≈ $59.78 Billion |
+9.10% |
| 2010-12-31 | RM218.23 Billion ≈ $54.79 Billion |
+2.39% |
| 2009-12-31 | RM213.15 Billion ≈ $53.51 Billion |
+11.52% |
| 2008-12-31 | RM191.12 Billion ≈ $47.99 Billion |
+11.55% |
| 2007-12-31 | RM171.34 Billion ≈ $43.02 Billion |
+18.53% |
| 2006-12-31 | RM144.55 Billion ≈ $36.29 Billion |
+32.70% |
| 2005-12-31 | RM108.93 Billion ≈ $27.35 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Public Bank Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4720523200000.0% over the analyzed period, indicating profitable operations and earnings retention.
Public Bank Bhd Net Assets Breakdown (December 2025)
Public Bank Bhd net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | RM47.21 Billion | 78.76% |
| Common Stock | RM9.42 Billion | 15.71% |
| Other Comprehensive Income | RM3.75 Billion | 6.26% |
| Total Equity | RM59.94 Billion | 100.00% |
Public Bank Bhd Competitors by Market Cap
The table below lists competitors of Public Bank Bhd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Constellation Brands Inc Class A
NYSE:STZ
|
$23.20 Billion |
|
Shennan Circuits Co Ltd Class A
SHE:002916
|
$23.22 Billion |
|
CRRC Corp Ltd Class A
SHG:601766
|
$23.32 Billion |
|
Winbond Electronics Corp
TW:2344
|
$23.32 Billion |
|
Adani Green Energy Limited
NSE:ADANIGREEN
|
$23.13 Billion |
|
Dassault Systemes SE
PA:DSY
|
$23.09 Billion |
|
Suzhou Dongshan Precision Manufacturing Co Ltd
SHE:002384
|
$23.07 Billion |
|
S.F. Holding Co. Ltd
SHE:002352
|
$23.05 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Public Bank Bhd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 57,335,494,000 to 59,937,674,000, a change of 2,602,180,000 (4.5%).
- Net income of 7,224,422,000 contributed positively to equity growth.
- Dividend payments of 4,325,142,000 reduced retained earnings.
- Other comprehensive income increased equity by 208,394,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | RM7.22 Billion | +12.05% |
| Dividends Paid | RM4.33 Billion | -7.22% |
| Other Comprehensive Income | RM208.39 Million | +0.35% |
| Other Changes | RM-505.49 Million | -0.84% |
| Total Change | RM- | 4.54% |
Book Value vs Market Value Analysis
This analysis compares Public Bank Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.53x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 10.35x to 1.53x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | RM0.46 | RM4.75 | x |
| 2006-12-31 | RM0.48 | RM4.75 | x |
| 2007-12-31 | RM0.49 | RM4.75 | x |
| 2008-12-31 | RM0.52 | RM4.75 | x |
| 2009-12-31 | RM0.59 | RM4.75 | x |
| 2010-12-31 | RM0.69 | RM4.75 | x |
| 2011-12-31 | RM0.79 | RM4.75 | x |
| 2012-12-31 | RM0.95 | RM4.75 | x |
| 2013-12-31 | RM1.08 | RM4.75 | x |
| 2014-12-31 | RM1.53 | RM4.75 | x |
| 2015-12-31 | RM1.62 | RM4.75 | x |
| 2016-12-31 | RM1.77 | RM4.75 | x |
| 2017-12-31 | RM1.94 | RM4.75 | x |
| 2018-12-31 | RM2.12 | RM4.75 | x |
| 2019-12-31 | RM1.80 | RM4.75 | x |
| 2020-12-31 | RM1.95 | RM4.75 | x |
| 2021-12-31 | RM2.48 | RM4.75 | x |
| 2022-12-31 | RM2.59 | RM4.75 | x |
| 2023-12-31 | RM2.82 | RM4.75 | x |
| 2024-12-31 | RM2.96 | RM4.75 | x |
| 2025-12-31 | RM3.10 | RM4.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Public Bank Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.05%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 29.67%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 9.37x
- Recent ROE (12.05%) is below the historical average (17.21%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 18.04% | 26.26% | 0.05x | 13.04x | RM688.90 Million |
| 2006 | 19.87% | 23.79% | 0.05x | 16.36x | RM891.76 Million |
| 2007 | 23.57% | 23.63% | 0.05x | 18.64x | RM1.27 Billion |
| 2008 | 27.50% | 25.46% | 0.05x | 20.57x | RM1.67 Billion |
| 2009 | 23.15% | 27.02% | 0.04x | 19.70x | RM1.45 Billion |
| 2010 | 23.78% | 29.93% | 0.05x | 17.37x | RM1.80 Billion |
| 2011 | 24.79% | 31.10% | 0.05x | 16.78x | RM2.20 Billion |
| 2012 | 21.33% | 29.68% | 0.05x | 15.30x | RM2.03 Billion |
| 2013 | 19.90% | 29.13% | 0.05x | 14.97x | RM2.02 Billion |
| 2014 | 16.12% | 29.39% | 0.04x | 12.34x | RM1.72 Billion |
| 2015 | 16.21% | 29.12% | 0.05x | 11.65x | RM1.94 Billion |
| 2016 | 15.22% | 28.76% | 0.05x | 11.11x | RM1.79 Billion |
| 2017 | 14.64% | 29.40% | 0.05x | 10.58x | RM1.73 Billion |
| 2018 | 13.64% | 28.61% | 0.05x | 10.24x | RM1.49 Billion |
| 2019 | 12.64% | 27.62% | 0.05x | 9.93x | RM1.15 Billion |
| 2020 | 10.31% | 26.60% | 0.04x | 9.55x | RM146.87 Million |
| 2021 | 11.74% | 31.95% | 0.04x | 9.61x | RM840.26 Million |
| 2022 | 12.20% | 31.88% | 0.04x | 9.83x | RM1.10 Billion |
| 2023 | 12.16% | 30.11% | 0.04x | 9.34x | RM1.18 Billion |
| 2024 | 12.47% | 30.50% | 0.04x | 9.47x | RM1.41 Billion |
| 2025 | 12.05% | 29.67% | 0.04x | 9.37x | RM1.23 Billion |
Industry Comparison
This section compares Public Bank Bhd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,896,853,111
- Average return on equity (ROE) among peers: 4.37%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Public Bank Bhd (1295) | RM64.56 Billion | 18.04% | 8.02x | $23.15 Billion |
| AMMB Holdings Bhd (1015) | $15.59 Billion | -24.54% | 9.92x | $5.24 Billion |
| CIMB Group Holdings Bhd (1023) | $57.47 Billion | 7.93% | 8.97x | $18.70 Billion |
| RHB Bank Bhd (1066) | $7.84 Billion | 13.39% | 12.33x | $8.16 Billion |
| Hong Leong Financial Group Bhd (1082) | $15.00 Billion | 9.91% | 11.03x | $4.98 Billion |
| Malayan Banking Bhd (1155) | $20.09 Billion | 14.94% | 12.39x | $30.39 Billion |
| Malaysia Building Society Bhd (1171) | $9.78 Billion | 4.16% | 5.57x | $1.04 Billion |
| Alliance Financial Group Bhd (2488) | $64.63 Billion | 1.05% | 0.03x | $1.98 Billion |
| AFFIN Holdings Bhd (5185) | $8.27 Billion | 5.05% | 7.46x | $1.29 Billion |
| Bank Islam Malaysia Bhd (5258) | $7.40 Billion | 7.47% | 11.29x | $1.17 Billion |
About Public Bank Bhd
Public Bank Berhad provides banking products and services. The company operates through Hire Purchase, Retail Operations, Corporate Lending, Treasury and Capital Market Operations, Investment Banking, Fund Management, and General Insurance segments. Its deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. The company's loan portfolio comprises… Read more