KB Financial Group - Asset Resilience Ratio

Latest as of September 2025: 12.09%

KB Financial Group (105560) has an Asset Resilience Ratio of 12.09% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read KB Financial Group debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

₩96.28 Trillion

≈ $65.25 Billion USD Cash + Short-term Investments

Total Assets

₩796.06 Trillion

≈ $539.48 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2024)

This chart shows how KB Financial Group's Asset Resilience Ratio has changed over time. See KB Financial Group book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down KB Financial Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of KB Financial Group.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	₩0.00	0%
Short-term Investments	₩96.28 Trillion	12.09%
Total Liquid Assets	₩96.28 Trillion	12.09%

Asset Resilience Insights

Moderate Liquidity: KB Financial Group has 12.09% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

KB Financial Group Industry Peers by Asset Resilience Ratio

Compare KB Financial Group's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for KB Financial Group (2000–2024)

The table below shows the annual Asset Resilience Ratio data for KB Financial Group.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	12.39%	₩93.90 Trillion ≈ $63.63 Billion	₩757.85 Trillion ≈ $513.58 Billion	+13.08pp
2023-12-31	-0.69%	₩-4.96 Trillion ≈ $-3.36 Billion	₩715.74 Trillion ≈ $485.05 Billion	-9.01pp
2022-12-31	8.31%	₩58.30 Trillion ≈ $39.51 Billion	₩701.17 Trillion ≈ $475.17 Billion	-0.78pp
2021-12-31	9.09%	₩60.38 Trillion ≈ $40.92 Billion	₩663.90 Trillion ≈ $449.91 Billion	-1.03pp
2020-12-31	10.12%	₩61.83 Trillion ≈ $41.90 Billion	₩610.67 Trillion ≈ $413.84 Billion	+8.94pp
2019-12-31	1.19%	₩6.15 Trillion ≈ $4.17 Billion	₩518.54 Trillion ≈ $351.41 Billion	+0.49pp
2018-12-31	0.70%	₩3.34 Trillion ≈ $2.26 Billion	₩479.59 Trillion ≈ $325.01 Billion	+0.42pp
2017-12-31	0.27%	₩1.20 Trillion ≈ $811.66 Million	₩436.79 Trillion ≈ $296.00 Billion	-0.06pp
2016-12-31	0.33%	₩1.24 Trillion ≈ $843.18 Million	₩375.67 Trillion ≈ $254.59 Billion	+0.26pp
2015-12-31	0.07%	₩228.00 Billion ≈ $154.51 Million	₩329.07 Trillion ≈ $223.00 Billion	-2.71pp
2014-12-31	2.78%	₩8.57 Trillion ≈ $5.81 Billion	₩308.36 Trillion ≈ $208.97 Billion	+2.30pp
2013-12-31	0.48%	₩1.40 Trillion ≈ $948.29 Million	₩291.84 Trillion ≈ $197.77 Billion	-0.66pp
2012-12-31	1.14%	₩3.22 Trillion ≈ $2.18 Billion	₩282.01 Trillion ≈ $191.11 Billion	+1.44pp
2010-12-31	-0.30%	₩-782.74 Billion ≈ $-530.45 Million	₩262.01 Trillion ≈ $177.56 Billion	+2.22pp
2009-12-31	-2.52%	₩-6.61 Trillion ≈ $-4.48 Billion	₩262.17 Trillion ≈ $177.67 Billion	-4.86pp
2008-12-31	2.34%	₩6.04 Trillion ≈ $4.10 Billion	₩258.33 Trillion ≈ $175.06 Billion	+0.45pp
2007-12-31	1.89%	₩4.11 Trillion ≈ $2.79 Billion	₩217.81 Trillion ≈ $147.60 Billion	-0.84pp
2000-12-31	2.72%	₩2.49 Trillion ≈ $1.69 Billion	₩91.43 Trillion ≈ $61.96 Billion	--

pp = percentage points

About KB Financial Group

KO:105560 Korea Banks - Regional

Market Cap

$39.00 Billion

₩57.55 Trillion KRW

Market Cap Rank

#686 Global

#11 in Korea

Share Price

₩160500.00

Change (1 day)

-0.06%

52-Week Range

₩92000.00 - ₩168800.00

All Time High

₩168800.00