KB Financial Group - Asset Resilience Ratio

Latest as of March 2026: 11.80%

KB Financial Group (105560) has an Asset Resilience Ratio of 11.80% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of KB Financial Group to assess the company's strategic physical and investment asset allocation.

Liquid Assets

₩97.91 Trillion

≈ $66.35 Billion USD Cash + Short-term Investments

Total Assets

₩829.74 Trillion

≈ $562.30 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how KB Financial Group's Asset Resilience Ratio has changed over time. See KB Financial Group balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down KB Financial Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of KB Financial Group.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	₩0.00	0%
Short-term Investments	₩97.91 Trillion	11.8%
Total Liquid Assets	₩97.91 Trillion	11.80%

Asset Resilience Insights

Moderate Liquidity: KB Financial Group has 11.80% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

KB Financial Group Industry Peers by Asset Resilience Ratio

Compare KB Financial Group's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for KB Financial Group (2000–2025)

The table below shows the annual Asset Resilience Ratio data for KB Financial Group.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	12.52%	₩99.92 Trillion ≈ $67.71 Billion	₩797.92 Trillion ≈ $540.74 Billion	+0.13pp
2024-12-31	12.39%	₩93.90 Trillion ≈ $63.63 Billion	₩757.85 Trillion ≈ $513.58 Billion	+13.08pp
2023-12-31	-0.69%	₩-4.96 Trillion ≈ $-3.36 Billion	₩715.74 Trillion ≈ $485.05 Billion	-9.01pp
2022-12-31	8.31%	₩58.30 Trillion ≈ $39.51 Billion	₩701.17 Trillion ≈ $475.17 Billion	-0.78pp
2021-12-31	9.09%	₩60.38 Trillion ≈ $40.92 Billion	₩663.90 Trillion ≈ $449.91 Billion	-1.03pp
2020-12-31	10.12%	₩61.83 Trillion ≈ $41.90 Billion	₩610.67 Trillion ≈ $413.84 Billion	+8.94pp
2019-12-31	1.19%	₩6.15 Trillion ≈ $4.17 Billion	₩518.54 Trillion ≈ $351.41 Billion	+0.49pp
2018-12-31	0.70%	₩3.34 Trillion ≈ $2.26 Billion	₩479.59 Trillion ≈ $325.01 Billion	+0.42pp
2017-12-31	0.27%	₩1.20 Trillion ≈ $811.66 Million	₩436.79 Trillion ≈ $296.00 Billion	-0.06pp
2016-12-31	0.33%	₩1.24 Trillion ≈ $843.18 Million	₩375.67 Trillion ≈ $254.59 Billion	+0.26pp
2015-12-31	0.07%	₩228.00 Billion ≈ $154.51 Million	₩329.07 Trillion ≈ $223.00 Billion	-2.71pp
2014-12-31	2.78%	₩8.57 Trillion ≈ $5.81 Billion	₩308.36 Trillion ≈ $208.97 Billion	+2.30pp
2013-12-31	0.48%	₩1.40 Trillion ≈ $948.29 Million	₩291.84 Trillion ≈ $197.77 Billion	-0.66pp
2012-12-31	1.14%	₩3.22 Trillion ≈ $2.18 Billion	₩282.01 Trillion ≈ $191.11 Billion	+1.44pp
2010-12-31	-0.30%	₩-782.74 Billion ≈ $-530.45 Million	₩262.01 Trillion ≈ $177.56 Billion	+2.22pp
2009-12-31	-2.52%	₩-6.61 Trillion ≈ $-4.48 Billion	₩262.17 Trillion ≈ $177.67 Billion	-4.86pp
2008-12-31	2.34%	₩6.04 Trillion ≈ $4.10 Billion	₩258.33 Trillion ≈ $175.06 Billion	+0.45pp
2007-12-31	1.89%	₩4.11 Trillion ≈ $2.79 Billion	₩217.81 Trillion ≈ $147.60 Billion	-0.84pp
2000-12-31	2.72%	₩2.49 Trillion ≈ $1.69 Billion	₩91.43 Trillion ≈ $61.96 Billion	--

pp = percentage points

About KB Financial Group

KO:105560 Korea Banks - Regional

Market Cap

$39.20 Billion

₩57.85 Trillion KRW

Market Cap Rank

#701 Global

#13 in Korea

Share Price

₩163100.00

Change (1 day)

-0.55%

52-Week Range

₩106000.00 - ₩172000.00

All Time High

₩172000.00