KB Financial Group (105560) - Net Assets

Latest as of September 2025: ₩61.37 Trillion KRW ≈ $41.59 Billion USD

Based on the latest financial reports, KB Financial Group (105560) has net assets worth ₩61.37 Trillion KRW (≈ $41.59 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩796.06 Trillion ≈ $539.48 Billion USD) and total liabilities (₩734.69 Trillion ≈ $497.89 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check KB Financial Group (105560) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	₩61.37 Trillion
% of Total Assets	7.71%
Annual Growth Rate	1.7%
5-Year Change	-88.46%
10-Year Change	106.95%
Growth Volatility	241.5

KB Financial Group - Net Assets Trend (1999–2024)

This chart illustrates how KB Financial Group's net assets have evolved over time, based on quarterly financial data. Also explore KB Financial Group total assets for the complete picture of this company's asset base.

Annual Net Assets for KB Financial Group (1999–2024)

The table below shows the annual net assets of KB Financial Group from 1999 to 2024. For live valuation and market cap data, see KB Financial Group market capitalisation.

Year	Net Assets	Change
2024-12-31	₩59.82 Trillion ≈ $40.54 Billion	+1.60%
2023-12-31	₩58.87 Trillion ≈ $39.90 Billion	+18.59%
2022-12-31	₩49.64 Trillion ≈ $33.64 Billion	-91.10%
2021-12-31	₩558.09 Trillion ≈ $378.21 Billion	+7.68%
2020-12-31	₩518.28 Trillion ≈ $351.23 Billion	+1224.87%
2019-12-31	₩39.12 Trillion ≈ $26.51 Billion	+9.54%
2018-12-31	₩35.71 Trillion ≈ $24.20 Billion	+4.90%
2017-12-31	₩34.04 Trillion ≈ $23.07 Billion	+8.90%
2016-12-31	₩31.26 Trillion ≈ $21.19 Billion	+8.16%
2015-12-31	₩28.90 Trillion ≈ $19.59 Billion	+5.05%
2014-12-31	₩27.51 Trillion ≈ $18.64 Billion	+7.25%
2013-12-31	₩25.65 Trillion ≈ $17.38 Billion	+3.84%
2012-12-31	₩24.70 Trillion ≈ $16.74 Billion	+6.94%
2011-12-31	₩23.10 Trillion ≈ $15.65 Billion	+25.27%
2010-12-31	₩18.44 Trillion ≈ $12.50 Billion	+1.82%
2009-12-31	₩18.11 Trillion ≈ $12.27 Billion	+16.14%
2008-12-31	₩15.59 Trillion ≈ $10.57 Billion	-8.24%
2007-12-31	₩17.00 Trillion ≈ $11.52 Billion	+20.48%
2006-12-31	₩14.11 Trillion ≈ $9.56 Billion	+25.00%
2005-12-31	₩11.29 Trillion ≈ $7.65 Billion	+51.80%
2004-12-31	₩7.43 Trillion ≈ $5.04 Billion	+7.68%
2003-12-31	₩6.90 Trillion ≈ $4.68 Billion	-22.48%
2002-12-31	₩8.91 Trillion ≈ $6.04 Billion	+12.07%
2001-12-31	₩7.95 Trillion ≈ $5.39 Billion	+86.23%
2000-12-31	₩4.27 Trillion ≈ $2.89 Billion	-89.12%
1999-12-31	₩39.24 Trillion ≈ $26.59 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to KB Financial Group's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 9860.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	₩34.81 Trillion	60.13%
Other Components	₩23.08 Trillion	39.87%
Total Equity	₩57.89 Trillion	100.00%

KB Financial Group Competitors by Market Cap

The table below lists competitors of KB Financial Group ranked by their market capitalization.

Company	Market Cap
Swedbank AB (publ) ST:SWED-A	$39.10 Billion
Bloom Energy Corp NYSE:BE	$39.20 Billion
Nokia Corp ADR NYSE:NOK	$39.25 Billion
Alnylam Pharmaceuticals Inc NASDAQ:ALNY	$39.27 Billion
Banco BTG Pactual S.A. SA:BPAC11	$38.91 Billion
ERSTE GP BNK AG ADR 1/2 F:EBOR	$38.69 Billion
ArcelorMittal SA MC:MTS	$38.59 Billion
Vulcan Materials Company NYSE:VMC	$38.58 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in KB Financial Group's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 56,929,804,000,000 to 57,888,952,000,000, a change of 959,148,000,000 (1.7%).
Net income of 5,078,221,000,000 contributed positively to equity growth.
Dividend payments of 1,486,978,000,000 reduced retained earnings.
Share repurchases of 820,000,000,000 reduced equity.
Other comprehensive income decreased equity by 4,284,851,000,000.
Other factors increased equity by 2,472,756,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	₩5.08 Trillion	+8.77%
Dividends Paid	₩1.49 Trillion	-2.57%
Share Repurchases	₩820.00 Billion	-1.42%
Other Comprehensive Income	₩-4.28 Trillion	-7.4%
Other Changes	₩2.47 Trillion	+4.27%
Total Change	₩-	1.68%

Book Value vs Market Value Analysis

This analysis compares KB Financial Group's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.04x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 16.81x to 1.04x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
1999-12-31	₩9546.27	₩160500.00	x
2000-12-31	₩22929.16	₩160500.00	x
2001-12-31	₩31731.11	₩160500.00	x
2002-12-31	₩27045.55	₩160500.00	x
2003-12-31	₩21127.08	₩160500.00	x
2004-12-31	₩24202.76	₩160500.00	x
2005-12-31	₩34902.59	₩160500.00	x
2006-12-31	₩41891.57	₩160500.00	x
2007-12-31	₩50469.39	₩160500.00	x
2008-12-31	₩47185.48	₩160500.00	x
2009-12-31	₩54861.08	₩160500.00	x
2010-12-31	₩52252.37	₩160500.00	x
2011-12-31	₩62246.69	₩160500.00	x
2012-12-31	₩63242.98	₩160500.00	x
2013-12-31	₩66117.08	₩160500.00	x
2014-12-31	₩70410.36	₩160500.00	x
2015-12-31	₩73901.37	₩160500.00	x
2016-12-31	₩80382.30	₩160500.00	x
2017-12-31	₩84875.08	₩160500.00	x
2018-12-31	₩89526.67	₩160500.00	x
2019-12-31	₩97796.31	₩160500.00	x
2020-12-31	₩107670.01	₩160500.00	x
2021-12-31	₩119074.30	₩160500.00	x
2022-12-31	₩121227.97	₩160500.00	x
2023-12-31	₩144737.96	₩160500.00	x
2024-12-31	₩154948.72	₩160500.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently KB Financial Group utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.77%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 25.26%
• Asset Turnover: 0.03x
• Equity Multiplier: 13.09x
Recent ROE (8.77%) is below the historical average (10.02%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
1999	30.80%	49.31%	0.02x	25.79x	₩365.10 Billion
2000	14.68%	10.59%	0.06x	22.57x	₩189.45 Billion
2001	12.99%	18.66%	0.03x	22.03x	₩228.50 Billion
2002	14.17%	12.75%	0.05x	20.84x	₩368.18 Billion
2003	-14.42%	-9.28%	0.06x	28.01x	₩-1.68 Trillion
2004	13.43%	11.00%	0.05x	23.11x	₩254.59 Billion
2005	23.84%	31.06%	0.05x	15.67x	₩1.56 Trillion
2006	20.92%	34.56%	0.05x	13.06x	₩1.54 Trillion
2007	22.13%	37.11%	0.05x	12.83x	₩2.06 Trillion
2008	8.50%	14.21%	0.04x	16.57x	₩-233.51 Billion
2009	3.02%	2.43%	0.08x	14.69x	₩-1.25 Trillion
2010	0.49%	0.47%	0.07x	14.60x	₩-1.71 Trillion
2011	10.35%	8.96%	0.10x	12.11x	₩81.23 Billion
2012	6.95%	15.58%	0.04x	11.51x	₩-748.04 Billion
2013	4.91%	14.39%	0.03x	11.38x	₩-1.30 Trillion
2014	5.13%	14.62%	0.03x	11.29x	₩-1.33 Trillion
2015	5.92%	17.09%	0.03x	11.47x	₩-1.17 Trillion
2016	6.92%	21.68%	0.03x	12.12x	₩-956.06 Billion
2017	9.73%	28.91%	0.03x	12.83x	₩-92.43 Billion
2018	8.57%	24.43%	0.03x	13.43x	₩-509.20 Billion
2019	8.59%	26.50%	0.02x	13.46x	₩-541.56 Billion
2020	8.16%	23.04%	0.02x	14.37x	₩-781.92 Billion
2021	9.29%	25.88%	0.03x	13.99x	₩-336.52 Billion
2022	8.59%	24.89%	0.02x	14.50x	₩-683.29 Billion
2023	8.14%	35.40%	0.02x	12.57x	₩-1.06 Trillion
2024	8.77%	25.26%	0.03x	13.09x	₩-710.67 Billion

Industry Comparison

This section compares KB Financial Group's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $16,396,101,397,637
Average return on equity (ROE) among peers: 6.77%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
KB Financial Group (105560)	₩61.37 Trillion	30.80%	11.97x	$39.00 Billion
Jeju Bank (006220)	$213.49 Billion	6.01%	12.85x	$323.27 Million
Industrial Bank Of Korea (024110)	$5.07 Trillion	6.06%	10.83x	$12.21 Billion
Shinhan Financial Group (055550)	$58.82 Trillion	7.57%	11.58x	$32.13 Billion
Hana Financial (086790)	$23.39 Trillion	5.98%	13.89x	$23.75 Billion
BNK Financial Group Inc (138930)	$10.67 Trillion	5.99%	12.66x	$3.96 Billion
Dgb Financial (139130)	$5.43 Trillion	6.03%	12.34x	$2.08 Billion
Jb Financial (175330)	$4.03 Trillion	9.02%	12.25x	$3.52 Billion
Woori Financial Group Inc (316140)	$33.40 Trillion	7.50%	13.91x	$16.52 Billion
KakaoBank Corp (323410)	$6.54 Trillion	6.73%	8.60x	$7.86 Billion

About KB Financial Group

KO:105560 Korea Banks - Regional

Market Cap

$39.00 Billion

₩57.55 Trillion KRW

Market Cap Rank

#686 Global

#11 in Korea

Share Price

₩160500.00

Change (1 day)

-0.06%

52-Week Range

₩92000.00 - ₩168800.00

All Time High

₩168800.00