Ameris Bancorp Asset Resilience Ratio
Ameris Bancorp asset resilience ratio. Ameris Bancorp (ABCB) has an Asset Resilience Ratio of 7.87% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Ameris Bancorp fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Ameris Bancorp (2000–2024)
Asset resilience ratio of Ameris Bancorp from 2000 to 2024. This chart shows how Ameris Bancorp's Asset Resilience Ratio has changed over time. Read debt load of Ameris Bancorp for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Ameris Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see ABCB total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.13 Billion | 7.87% |
| Total Liquid Assets | $2.13 Billion | 7.87% |
Asset Resilience Insights
- Limited Liquidity: Ameris Bancorp maintains only 7.87% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Ameris Bancorp Industry Peers by Asset Resilience Ratio
Compare Ameris Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Ameris Bancorp Asset Resilience Ratio by Year (2000–2024)
Ameris Bancorp asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for Ameris Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 6.36% | $1.67 Billion | $26.26 Billion | +0.80pp |
| 2023-12-31 | 5.57% | $1.40 Billion | $25.20 Billion | -0.42pp |
| 2022-12-31 | 5.99% | $1.50 Billion | $25.05 Billion | +3.50pp |
| 2021-12-31 | 2.48% | $592.62 Million | $23.86 Billion | -2.33pp |
| 2020-12-31 | 4.81% | $982.88 Million | $20.44 Billion | -2.88pp |
| 2019-12-31 | 7.69% | $1.40 Billion | $18.24 Billion | -2.73pp |
| 2018-12-31 | 10.42% | $1.19 Billion | $11.44 Billion | +0.10pp |
| 2017-12-31 | 10.32% | $810.87 Million | $7.86 Billion | -1.62pp |
| 2016-12-31 | 11.94% | $822.74 Million | $6.89 Billion | -2.08pp |
| 2015-12-31 | 14.01% | $783.18 Million | $5.59 Billion | +0.59pp |
| 2014-12-31 | 13.42% | $541.80 Million | $4.04 Billion | +0.16pp |
| 2013-12-31 | 13.26% | $486.24 Million | $3.67 Billion | +1.77pp |
| 2012-12-31 | 11.49% | $346.91 Million | $3.02 Billion | +0.14pp |
| 2011-12-31 | 11.35% | $339.97 Million | $2.99 Billion | +10.94pp |
| 2010-12-31 | 0.42% | $12.44 Million | $2.97 Billion | +0.12pp |
| 2009-12-31 | 0.30% | $7.26 Million | $2.42 Billion | -0.06pp |
| 2008-12-31 | 0.36% | $8.63 Million | $2.41 Billion | -12.30pp |
| 2007-12-31 | 12.66% | $267.34 Million | $2.11 Billion | -0.40pp |
| 2006-12-31 | 13.06% | $267.34 Million | $2.05 Billion | +8.88pp |
| 2005-12-31 | 4.17% | $70.85 Million | $1.70 Billion | -1.32pp |
| 2004-12-31 | 5.49% | $69.62 Million | $1.27 Billion | +2.44pp |
| 2003-12-31 | 3.05% | $35.63 Million | $1.17 Billion | -3.49pp |
| 2002-12-31 | 6.54% | $77.98 Million | $1.19 Billion | -2.49pp |
| 2001-12-31 | 9.03% | $106.22 Million | $1.18 Billion | +8.43pp |
| 2000-12-31 | 0.60% | $4.95 Million | $826.20 Million | -- |
About Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retireme… Read more