Ameris Bancorp (ABCB) - Total Assets
Based on the latest financial reports, Ameris Bancorp (ABCB) holds total assets worth $27.10 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore debt repayment capacity of Ameris Bancorp to assess how comfortably operating cash covers total debt obligations.
Ameris Bancorp - Total Assets Trend (1994–2024)
This chart illustrates how Ameris Bancorp's total assets have evolved over time, based on quarterly financial data. See Ameris Bancorp net assets for net asset value and shareholders' equity analysis.
Ameris Bancorp - Asset Composition Analysis
Current Asset Composition (December 2024)
Ameris Bancorp's total assets of $27.10 Billion consist of 11.0% current assets and 89.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.7% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $70.76 Million | 0.3% |
| Goodwill | $1.02 Billion | 3.9% |
Asset Composition Trend (1994–2024)
This chart illustrates how Ameris Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see ABCB market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Ameris Bancorp's current assets represent 11.0% of total assets in 2024, an increase from 6.9% in 1994.
- Cash Position: Cash and equivalents constituted 4.7% of total assets in 2024, down from 6.9% in 1994.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 1994.
- Asset Diversification: The largest asset category is goodwill at 3.9% of total assets.
Ameris Bancorp Competitors by Total Assets
Key competitors of Ameris Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.61 Trillion |
|
Danske Bank A/S
CO:DANSKE
|
Denmark | Dkr3.79 Trillion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
|
Bank of Shanghai Co Ltd
SHG:601229
|
China | CN¥3.38 Trillion |
|
SCB X Public Company Limited
BK:SCB
|
Thailand | ฿3.47 Trillion |
|
TMBThanachart Bank Public Company Limited
F:NVPJ
|
Germany | €1.70 Trillion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
Ameris Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.11 | 0.13 | 0.09 |
| Quick Ratio | 0.11 | 0.13 | 0.08 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-19.57 Billion | $-18.55 Billion | $-14.70 Billion |
Ameris Bancorp - Advanced Valuation Insights
This section examines the relationship between Ameris Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.26 |
| Latest Market Cap to Assets Ratio | 0.19 |
| Asset Growth Rate (YoY) | 4.2% |
| Total Assets | $26.26 Billion |
| Market Capitalization | $4.95 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Ameris Bancorp's assets below their book value (0.19x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Ameris Bancorp's assets grew by 4.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Ameris Bancorp (1994–2024)
The table below shows the annual total assets of Ameris Bancorp from 1994 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $26.26 Billion | +4.20% |
| 2023-12-31 | $25.20 Billion | +0.60% |
| 2022-12-31 | $25.05 Billion | +5.01% |
| 2021-12-31 | $23.86 Billion | +16.73% |
| 2020-12-31 | $20.44 Billion | +12.04% |
| 2019-12-31 | $18.24 Billion | +59.41% |
| 2018-12-31 | $11.44 Billion | +45.66% |
| 2017-12-31 | $7.86 Billion | +13.99% |
| 2016-12-31 | $6.89 Billion | +23.32% |
| 2015-12-31 | $5.59 Billion | +38.43% |
| 2014-12-31 | $4.04 Billion | +10.08% |
| 2013-12-31 | $3.67 Billion | +21.48% |
| 2012-12-31 | $3.02 Billion | +0.83% |
| 2011-12-31 | $2.99 Billion | +0.74% |
| 2010-12-31 | $2.97 Billion | +22.62% |
| 2009-12-31 | $2.42 Billion | +0.70% |
| 2008-12-31 | $2.41 Billion | +13.97% |
| 2007-12-31 | $2.11 Billion | +3.15% |
| 2006-12-31 | $2.05 Billion | +20.64% |
| 2005-12-31 | $1.70 Billion | +33.85% |
| 2004-12-31 | $1.27 Billion | +8.56% |
| 2003-12-31 | $1.17 Billion | -2.04% |
| 2002-12-31 | $1.19 Billion | +1.31% |
| 2001-12-31 | $1.18 Billion | +42.45% |
| 2000-12-31 | $826.20 Million | +4.65% |
| 1999-12-31 | $789.50 Million | +8.91% |
| 1998-12-31 | $724.90 Million | +4.77% |
| 1997-12-31 | $691.90 Million | +2.78% |
| 1996-12-31 | $673.20 Million | +97.13% |
| 1995-12-31 | $341.50 Million | +16.63% |
| 1994-12-31 | $292.80 Million | -- |
About Ameris Bancorp
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retireme… Read more