Amalgamated Bank - Asset Resilience Ratio
Amalgamated Bank (AMAL) has an Asset Resilience Ratio of 10.83% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Amalgamated Bank current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Amalgamated Bank's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see AMAL total assets.
Liquid Assets Composition Over Time
This chart breaks down Amalgamated Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Amalgamated Bank's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $993.26 Million | 10.83% |
| Total Liquid Assets | $993.26 Million | 10.83% |
Asset Resilience Insights
- Moderate Liquidity: Amalgamated Bank has 10.83% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Amalgamated Bank Industry Peers by Asset Resilience Ratio
Compare Amalgamated Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Amalgamated Bank (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Amalgamated Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.55% | $48.66 Million | $8.87 Billion | -19.18pp |
| 2024-12-31 | 19.73% | $1.63 Billion | $8.26 Billion | +1.13pp |
| 2023-12-31 | 18.60% | $1.48 Billion | $7.97 Billion | -4.51pp |
| 2022-12-31 | 23.11% | $1.81 Billion | $7.84 Billion | -6.75pp |
| 2021-12-31 | 29.86% | $2.11 Billion | $7.08 Billion | +4.10pp |
| 2020-12-31 | 25.76% | $1.54 Billion | $5.98 Billion | +2.76pp |
| 2019-12-31 | 23.00% | $1.22 Billion | $5.33 Billion | -2.08pp |
| 2018-12-31 | 25.08% | $1.18 Billion | $4.69 Billion | +1.74pp |
| 2017-12-31 | 23.34% | $943.36 Million | $4.04 Billion | +20.05pp |
| 2016-12-31 | 3.29% | $133.16 Million | $4.04 Billion | -- |
About Amalgamated Bank
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certif… Read more