Amalgamated Bank - Asset Resilience Ratio
Amalgamated Bank (AMAL) has an Asset Resilience Ratio of 10.83% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Amalgamated Bank strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Amalgamated Bank's Asset Resilience Ratio has changed over time. See net asset quality index of Amalgamated Bank to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Amalgamated Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see AMAL company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $993.26 Million | 10.83% |
| Total Liquid Assets | $993.26 Million | 10.83% |
Asset Resilience Insights
- Moderate Liquidity: Amalgamated Bank has 10.83% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Amalgamated Bank Industry Peers by Asset Resilience Ratio
Compare Amalgamated Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Amalgamated Bank (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Amalgamated Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.55% | $48.66 Million | $8.87 Billion | -19.18pp |
| 2024-12-31 | 19.73% | $1.63 Billion | $8.26 Billion | +1.13pp |
| 2023-12-31 | 18.60% | $1.48 Billion | $7.97 Billion | -4.51pp |
| 2022-12-31 | 23.11% | $1.81 Billion | $7.84 Billion | -6.75pp |
| 2021-12-31 | 29.86% | $2.11 Billion | $7.08 Billion | +4.10pp |
| 2020-12-31 | 25.76% | $1.54 Billion | $5.98 Billion | +2.76pp |
| 2019-12-31 | 23.00% | $1.22 Billion | $5.33 Billion | -2.08pp |
| 2018-12-31 | 25.08% | $1.18 Billion | $4.69 Billion | +1.74pp |
| 2017-12-31 | 23.34% | $943.36 Million | $4.04 Billion | +20.05pp |
| 2016-12-31 | 3.29% | $133.16 Million | $4.04 Billion | -- |
About Amalgamated Bank
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certif… Read more