Amalgamated Bank Asset Resilience Ratio
Amalgamated Bank asset resilience ratio. Amalgamated Bank (AMAL) has an Asset Resilience Ratio of 10.83% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See AMAL cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Amalgamated Bank (2016–2025)
Asset resilience ratio of Amalgamated Bank from 2016 to 2025. This chart shows how Amalgamated Bank's Asset Resilience Ratio has changed over time. Read debt load of Amalgamated Bank for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Amalgamated Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see AMAL total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $993.26 Million | 10.83% |
| Total Liquid Assets | $993.26 Million | 10.83% |
Asset Resilience Insights
- Moderate Liquidity: Amalgamated Bank has 10.83% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Amalgamated Bank Industry Peers by Asset Resilience Ratio
Compare Amalgamated Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Amalgamated Bank Asset Resilience Ratio by Year (2016–2025)
Amalgamated Bank asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Amalgamated Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.55% | $48.66 Million | $8.87 Billion | -19.18pp |
| 2024-12-31 | 19.73% | $1.63 Billion | $8.26 Billion | +1.13pp |
| 2023-12-31 | 18.60% | $1.48 Billion | $7.97 Billion | -4.51pp |
| 2022-12-31 | 23.11% | $1.81 Billion | $7.84 Billion | -6.75pp |
| 2021-12-31 | 29.86% | $2.11 Billion | $7.08 Billion | +4.10pp |
| 2020-12-31 | 25.76% | $1.54 Billion | $5.98 Billion | +2.76pp |
| 2019-12-31 | 23.00% | $1.22 Billion | $5.33 Billion | -2.08pp |
| 2018-12-31 | 25.08% | $1.18 Billion | $4.69 Billion | +1.74pp |
| 2017-12-31 | 23.34% | $943.36 Million | $4.04 Billion | +20.05pp |
| 2016-12-31 | 3.29% | $133.16 Million | $4.04 Billion | -- |
About Amalgamated Bank
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certif… Read more