Amalgamated Bank (AMAL) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Amalgamated Bank (AMAL) has a cash flow conversion efficiency ratio of 0.070x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($56.78 Million) by net assets ($807.57 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Amalgamated Bank (AMAL) defensive interval to measure how many days the company can operate on defensive assets alone.
Amalgamated Bank - Cash Flow Conversion Efficiency Trend (2016–2025)
This chart illustrates how Amalgamated Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Amalgamated Bank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Amalgamated Bank ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Alphatec Holdings Inc
NASDAQ:ATEC
|
0.071x |
|
EIS Eczacibasi Ilac Sinai ve Finansal Yatirimlar Sanayi ve Ticaret AS
IS:ECILC
|
0.014x |
|
Xinxiang Richful Lube Additive Co. Ltd
SHE:300910
|
0.050x |
|
Xiamen Jihong Package Technology Ltd
SHE:002803
|
-0.014x |
|
Ingles Markets Incorporated
NASDAQ:IMKTA
|
0.050x |
|
Gosuncn Technology Group Co Ltd Class A
SHE:300098
|
0.024x |
|
Distribution Solutions Group Inc
NASDAQ:DSGR
|
0.059x |
|
Henan Zhongyuan Expressway Co Ltd
SHG:600020
|
0.063x |
Annual Cash Flow Conversion Efficiency for Amalgamated Bank (2016–2025)
The table below shows the annual cash flow conversion efficiency of Amalgamated Bank from 2016 to 2025. For the full company profile with market capitalisation and key ratios, see AMAL company net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $794.46 Million | $135.78 Million | 0.171x | -2.51% |
| 2024-12-31 | $707.65 Million | $124.06 Million | 0.175x | -12.45% |
| 2023-12-31 | $585.36 Million | $117.22 Million | 0.200x | -30.82% |
| 2022-12-31 | $508.95 Million | $147.32 Million | 0.289x | +131.39% |
| 2021-12-31 | $563.88 Million | $70.54 Million | 0.125x | +1.91% |
| 2020-12-31 | $535.82 Million | $65.77 Million | 0.123x | -27.85% |
| 2019-12-31 | $490.54 Million | $83.46 Million | 0.170x | +141.00% |
| 2018-12-31 | $439.37 Million | $31.02 Million | 0.071x | +1.48% |
| 2017-12-31 | $344.07 Million | $23.94 Million | 0.070x | +183.97% |
| 2016-12-31 | $341.11 Million | $8.36 Million | 0.024x | -- |
About Amalgamated Bank
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certif… Read more