Amalgamated Bank Cash Flow Conversion Efficiency
Amalgamated Bank cash flow conversion efficiency. Based on the latest financial reports, Amalgamated Bank (AMAL) has a cash flow conversion efficiency ratio of 0.070x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($56.78 Million) by net assets ($807.57 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Amalgamated Bank (2016–2025)
Cash flow conversion efficiency of Amalgamated Bank from 2016 to 2025. This chart illustrates how Amalgamated Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View current stock price of Amalgamated Bank for real-time trading data and today's change.
Amalgamated Bank Cash Flow Conversion Ratio Explained
Amalgamated Bank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Amalgamated Bank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Amalgamated Bank ranked by their cash flow conversion efficiency. Also see market value of Amalgamated Bank for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Guangdong Guanghua Sci-Tech Co Ltd
SHE:002741
|
0.007x |
|
Preferred Bank
NASDAQ:PFBC
|
0.036x |
|
SJF Bank A/S
CO:SJF
|
0.190x |
|
Hana Microelectronics Public Company Limited
BK:HANA
|
-0.007x |
|
Dole PLC
NYSE:DOLE
|
-0.015x |
|
Maxvision Technology Corp
SHE:002990
|
0.031x |
|
Utz Brands Inc
NYSE:UTZ
|
0.000x |
|
Pagaya Technologies Ltd.
NASDAQ:PGY
|
0.072x |
Annual Cash Flow Conversion Efficiency for Amalgamated Bank (2016–2025)
The table below shows the annual cash flow conversion efficiency of Amalgamated Bank from 2016 to 2025. Review Amalgamated Bank (AMAL) free cash flow to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $794.46 Million | $135.78 Million | 0.171x | -2.51% |
| 2024-12-31 | $707.65 Million | $124.06 Million | 0.175x | -12.45% |
| 2023-12-31 | $585.36 Million | $117.22 Million | 0.200x | -30.82% |
| 2022-12-31 | $508.95 Million | $147.32 Million | 0.289x | +131.39% |
| 2021-12-31 | $563.88 Million | $70.54 Million | 0.125x | +1.91% |
| 2020-12-31 | $535.82 Million | $65.77 Million | 0.123x | -27.85% |
| 2019-12-31 | $490.54 Million | $83.46 Million | 0.170x | +141.00% |
| 2018-12-31 | $439.37 Million | $31.02 Million | 0.071x | +1.48% |
| 2017-12-31 | $344.07 Million | $23.94 Million | 0.070x | +183.97% |
| 2016-12-31 | $341.11 Million | $8.36 Million | 0.024x | -- |
About Amalgamated Bank
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certif… Read more