Atlanticus Holdings Corporation - Asset Resilience Ratio
Atlanticus Holdings Corporation (ATLC) has an Asset Resilience Ratio of 2.50% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2017)
This chart shows how Atlanticus Holdings Corporation's Asset Resilience Ratio has changed over time. Check Atlanticus Holdings Corporation strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Atlanticus Holdings Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Atlanticus Holdings Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $76.06 Million | 2.5% |
| Total Liquid Assets | $76.06 Million | 2.50% |
Asset Resilience Insights
- Limited Liquidity: Atlanticus Holdings Corporation maintains only 2.50% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Atlanticus Holdings Corporation Industry Peers by Asset Resilience Ratio
Compare Atlanticus Holdings Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
SBI Cards and Payment Services Limited
NSE:SBICARD |
Credit Services | 9.38% |
|
Credit Acceptance Corporation
NASDAQ:CACC |
Credit Services | 1.26% |
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
Medallion Financial Corp
NASDAQ:MFIN |
Credit Services | 0.08% |
|
Brockhaus Capital Management AG
F:BKHT |
Credit Services | 2.81% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
Annual Asset Resilience Ratio for Atlanticus Holdings Corporation (2002–2017)
The table below shows the annual Asset Resilience Ratio data for Atlanticus Holdings Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 6.91% | $29.43 Million | $425.61 Million | +2.22pp |
| 2016-12-31 | 4.70% | $17.09 Million | $363.99 Million | -2.92pp |
| 2015-12-31 | 7.61% | $21.37 Million | $280.73 Million | -0.86pp |
| 2014-12-31 | 8.47% | $22.74 Million | $268.36 Million | +3.12pp |
| 2013-12-31 | 5.36% | $18.87 Million | $352.24 Million | -2.35pp |
| 2012-12-31 | 7.71% | $29.32 Million | $380.43 Million | +6.75pp |
| 2011-12-31 | 0.96% | $6.20 Million | $647.91 Million | -3.13pp |
| 2010-12-31 | 4.09% | $36.02 Million | $880.91 Million | +3.34pp |
| 2009-12-31 | 0.75% | $5.64 Million | $748.83 Million | -0.55pp |
| 2008-12-31 | 1.31% | $19.91 Million | $1.53 Billion | -0.25pp |
| 2007-12-31 | 1.55% | $29.13 Million | $1.87 Billion | -0.84pp |
| 2006-12-31 | 2.39% | $50.58 Million | $2.11 Billion | +1.71pp |
| 2005-12-31 | 0.68% | $12.43 Million | $1.82 Billion | -0.48pp |
| 2004-12-31 | 1.16% | $11.62 Million | $1.00 Billion | -0.41pp |
| 2003-12-31 | 1.57% | $11.92 Million | $761.36 Million | -0.38pp |
| 2002-12-31 | 1.95% | $10.11 Million | $518.91 Million | -- |
About Atlanticus Holdings Corporation
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, … Read more