Atlanticus Holdings Corporation Asset Resilience Ratio
Atlanticus Holdings Corporation asset resilience ratio. Atlanticus Holdings Corporation (ATLC) has an Asset Resilience Ratio of 2.50% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Atlanticus Holdings Corporation defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Atlanticus Holdings Corporation (2002–2017)
Asset resilience ratio of Atlanticus Holdings Corporation from 2002 to 2017. This chart shows how Atlanticus Holdings Corporation's Asset Resilience Ratio has changed over time. Read Atlanticus Holdings Corporation total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Atlanticus Holdings Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Atlanticus Holdings Corporation assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $76.06 Million | 2.5% |
| Total Liquid Assets | $76.06 Million | 2.50% |
Asset Resilience Insights
- Limited Liquidity: Atlanticus Holdings Corporation maintains only 2.50% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Atlanticus Holdings Corporation Industry Peers by Asset Resilience Ratio
Compare Atlanticus Holdings Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Atlanticus Holdings Corporation Asset Resilience Ratio by Year (2002–2017)
Atlanticus Holdings Corporation asset resilience ratio by year from 2002 to 2017. The table below shows the annual Asset Resilience Ratio data for Atlanticus Holdings Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 6.91% | $29.43 Million | $425.61 Million | +2.22pp |
| 2016-12-31 | 4.70% | $17.09 Million | $363.99 Million | -2.92pp |
| 2015-12-31 | 7.61% | $21.37 Million | $280.73 Million | -0.86pp |
| 2014-12-31 | 8.47% | $22.74 Million | $268.36 Million | +3.12pp |
| 2013-12-31 | 5.36% | $18.87 Million | $352.24 Million | -2.35pp |
| 2012-12-31 | 7.71% | $29.32 Million | $380.43 Million | +6.75pp |
| 2011-12-31 | 0.96% | $6.20 Million | $647.91 Million | -3.13pp |
| 2010-12-31 | 4.09% | $36.02 Million | $880.91 Million | +3.34pp |
| 2009-12-31 | 0.75% | $5.64 Million | $748.83 Million | -0.55pp |
| 2008-12-31 | 1.31% | $19.91 Million | $1.53 Billion | -0.25pp |
| 2007-12-31 | 1.55% | $29.13 Million | $1.87 Billion | -0.84pp |
| 2006-12-31 | 2.39% | $50.58 Million | $2.11 Billion | +1.71pp |
| 2005-12-31 | 0.68% | $12.43 Million | $1.82 Billion | -0.48pp |
| 2004-12-31 | 1.16% | $11.62 Million | $1.00 Billion | -0.41pp |
| 2003-12-31 | 1.57% | $11.92 Million | $761.36 Million | -0.38pp |
| 2002-12-31 | 1.95% | $10.11 Million | $518.91 Million | -- |
About Atlanticus Holdings Corporation
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, … Read more