Atlanticus Holdings Corporation (ATLC) - Total Assets
Based on the latest financial reports, Atlanticus Holdings Corporation (ATLC) holds total assets worth $7.62 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Atlanticus Holdings Corporation book value and equity for net asset value and shareholders' equity analysis.
Atlanticus Holdings Corporation - Total Assets Trend (1998–2025)
This chart illustrates how Atlanticus Holdings Corporation's total assets have evolved over time, based on quarterly financial data.
Atlanticus Holdings Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
Atlanticus Holdings Corporation's total assets of $7.62 Billion consist of 10.1% current assets and 89.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.1% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $30.27 Million | 0.4% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1998–2025)
This chart illustrates how Atlanticus Holdings Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Atlanticus Holdings Corporation (ATLC) total market value.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Atlanticus Holdings Corporation's current assets represent 10.1% of total assets in 2025, a decrease from 90.8% in 1998.
- Cash Position: Cash and equivalents constituted 10.1% of total assets in 2025, down from 14.0% in 1998.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1998.
- Asset Diversification: The largest asset category is intangible assets at 0.4% of total assets.
Atlanticus Holdings Corporation Competitors by Total Assets
Key competitors of Atlanticus Holdings Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.48 Billion |
|
Peninsula Group Ltd
TA:PEN
|
Israel | ILA1.78 Billion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Blender Financial Technologies Ltd
TA:BLND
|
Israel | ILA170.07 Million |
|
Intan Baruprana Finance Tbk
JK:IBFN
|
Indonesia | Rp500.61 Billion |
|
Fast Finance SA
WAR:FFI
|
Poland | zł1.67 Million |
Atlanticus Holdings Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.13 | 5.21 | 2.47 |
| Quick Ratio | 0.13 | 5.21 | 2.18 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-5.23 Billion | $303.33 Million | $1.25 Billion |
Atlanticus Holdings Corporation - Advanced Valuation Insights
This section examines the relationship between Atlanticus Holdings Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.31 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | 133.1% |
| Total Assets | $7.62 Billion |
| Market Capitalization | $958.76 Million USD |
Valuation Analysis
Below Book Valuation: The market values Atlanticus Holdings Corporation's assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Atlanticus Holdings Corporation's assets grew by 133.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Atlanticus Holdings Corporation (1998–2025)
The table below shows the annual total assets of Atlanticus Holdings Corporation from 1998 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $7.62 Billion | +133.07% |
| 2024-12-31 | $3.27 Billion | +20.85% |
| 2023-12-31 | $2.71 Billion | +13.34% |
| 2022-12-31 | $2.39 Billion | +22.84% |
| 2021-12-31 | $1.94 Billion | +61.02% |
| 2020-12-31 | $1.21 Billion | +28.94% |
| 2019-12-31 | $936.27 Million | +60.70% |
| 2018-12-31 | $582.61 Million | +36.89% |
| 2017-12-31 | $425.61 Million | +16.93% |
| 2016-12-31 | $363.99 Million | +29.66% |
| 2015-12-31 | $280.73 Million | +4.61% |
| 2014-12-31 | $268.36 Million | -23.81% |
| 2013-12-31 | $352.24 Million | -7.41% |
| 2012-12-31 | $380.43 Million | -41.28% |
| 2011-12-31 | $647.91 Million | -26.45% |
| 2010-12-31 | $880.91 Million | +17.64% |
| 2009-12-31 | $748.83 Million | -50.90% |
| 2008-12-31 | $1.53 Billion | -18.63% |
| 2007-12-31 | $1.87 Billion | -11.34% |
| 2006-12-31 | $2.11 Billion | +16.07% |
| 2005-12-31 | $1.82 Billion | +81.48% |
| 2004-12-31 | $1.00 Billion | +31.81% |
| 2003-12-31 | $761.36 Million | +46.72% |
| 2002-12-31 | $518.91 Million | -3.27% |
| 2001-12-31 | $536.46 Million | +14.02% |
| 2000-12-31 | $470.50 Million | +110.14% |
| 1999-12-31 | $223.90 Million | +155.59% |
| 1998-12-31 | $87.60 Million | -- |
About Atlanticus Holdings Corporation
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, … Read more