BayCom Corp Asset Resilience Ratio
BayCom Corp asset resilience ratio. BayCom Corp (BCML) has an Asset Resilience Ratio of 7.08% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of BayCom Corp to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of BayCom Corp (2012–2025)
Asset resilience ratio of BayCom Corp from 2012 to 2025. This chart shows how BayCom Corp's Asset Resilience Ratio has changed over time. Read how much debt does BayCom Corp carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down BayCom Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of BayCom Corp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $182.71 Million | 7.08% |
| Total Liquid Assets | $182.71 Million | 7.08% |
Asset Resilience Insights
- Limited Liquidity: BayCom Corp maintains only 7.08% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
BayCom Corp Industry Peers by Asset Resilience Ratio
Compare BayCom Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
BayCom Corp Asset Resilience Ratio by Year (2012–2025)
BayCom Corp asset resilience ratio by year from 2012 to 2025. The table below shows the annual Asset Resilience Ratio data for BayCom Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.93% | $179.71 Million | $2.59 Billion | +6.85pp |
| 2024-12-31 | 0.07% | $1.99 Million | $2.66 Billion | -0.17pp |
| 2023-12-31 | 0.25% | $6.34 Million | $2.55 Billion | -5.88pp |
| 2022-12-31 | 6.13% | $154.00 Million | $2.51 Billion | -0.49pp |
| 2021-12-31 | 6.62% | $155.66 Million | $2.35 Billion | +1.36pp |
| 2020-12-31 | 5.26% | $115.59 Million | $2.20 Billion | -0.75pp |
| 2019-12-31 | 6.01% | $119.89 Million | $1.99 Billion | -0.74pp |
| 2018-12-31 | 6.75% | $99.80 Million | $1.48 Billion | +3.50pp |
| 2017-12-31 | 3.25% | $40.51 Million | $1.25 Billion | +1.19pp |
| 2016-12-31 | 2.06% | $13.92 Million | $675.30 Million | -1.73pp |
| 2015-12-31 | 3.79% | $23.61 Million | $623.30 Million | +0.31pp |
| 2014-12-31 | 3.48% | $17.54 Million | $504.39 Million | -18.99pp |
| 2013-12-31 | 22.47% | $76.92 Million | $342.30 Million | +0.69pp |
| 2012-12-31 | 21.78% | $68.96 Million | $316.58 Million | -- |
About BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial a… Read more