BayCom Corp (BCML) - Total Assets
Based on the latest financial reports, BayCom Corp (BCML) holds total assets worth $2.59 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore cash flow to debt ratio of BayCom Corp to assess how comfortably operating cash covers total debt obligations.
BayCom Corp - Total Assets Trend (2004–2025)
This chart illustrates how BayCom Corp's total assets have evolved over time, based on quarterly financial data. See BayCom Corp (BCML) shareholders funds for net asset value and shareholders' equity analysis.
BayCom Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
BayCom Corp's total assets of $2.59 Billion consist of 8.0% current assets and 92.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $1.75 Million | 0.1% |
| Goodwill | $38.84 Million | 1.5% |
Asset Composition Trend (2004–2025)
This chart illustrates how BayCom Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see BCML market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: BayCom Corp's current assets represent 8.0% of total assets in 2025, an increase from 1.0% in 2004.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 0.5% in 2004.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2004.
- Asset Diversification: The largest asset category is goodwill at 1.5% of total assets.
BayCom Corp Competitors by Total Assets
Key competitors of BayCom Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
BayCom Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.21 | 0.03 | 168.90 |
| Quick Ratio | 0.21 | 0.03 | 170.03 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-795.85 Million | $-2.18 Billion | $2.09 Billion |
BayCom Corp - Advanced Valuation Insights
This section examines the relationship between BayCom Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.99 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | -2.7% |
| Total Assets | $2.59 Billion |
| Market Capitalization | $328.59 Million USD |
Valuation Analysis
Below Book Valuation: The market values BayCom Corp's assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: BayCom Corp's assets decreased by 2.7% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for BayCom Corp (2004–2025)
The table below shows the annual total assets of BayCom Corp from 2004 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.59 Billion | -2.66% |
| 2024-12-31 | $2.66 Billion | +4.41% |
| 2023-12-31 | $2.55 Billion | +1.54% |
| 2022-12-31 | $2.51 Billion | +6.92% |
| 2021-12-31 | $2.35 Billion | +7.06% |
| 2020-12-31 | $2.20 Billion | +10.10% |
| 2019-12-31 | $1.99 Billion | +34.89% |
| 2018-12-31 | $1.48 Billion | +18.67% |
| 2017-12-31 | $1.25 Billion | +84.48% |
| 2016-12-31 | $675.30 Million | +8.34% |
| 2015-12-31 | $623.30 Million | +23.58% |
| 2014-12-31 | $504.39 Million | +47.35% |
| 2013-12-31 | $342.30 Million | +8.12% |
| 2012-12-31 | $316.58 Million | +17.42% |
| 2011-12-31 | $269.61 Million | +54.97% |
| 2010-12-31 | $173.98 Million | +59.78% |
| 2008-12-31 | $108.88 Million | +20.04% |
| 2007-12-31 | $90.71 Million | +21.46% |
| 2006-12-31 | $74.68 Million | +72.28% |
| 2005-12-31 | $43.35 Million | +69.63% |
| 2004-12-31 | $25.55 Million | -- |
About BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial a… Read more