Bank of Marin Bancorp - Asset Resilience Ratio
Bank of Marin Bancorp (BMRC) has an Asset Resilience Ratio of 1.37% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BMRC capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Bank of Marin Bancorp's Asset Resilience Ratio has changed over time. See Bank of Marin Bancorp balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bank of Marin Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BMRC stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $52.98 Million | 1.37% |
| Total Liquid Assets | $52.98 Million | 1.37% |
Asset Resilience Insights
- Limited Liquidity: Bank of Marin Bancorp maintains only 1.37% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of Marin Bancorp Industry Peers by Asset Resilience Ratio
Compare Bank of Marin Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Danske Bank A/S
CO:DANSKE |
Banks - Regional | -5.72% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Nordea Bank Abp
HE:NDA-FI |
Banks - Regional | -14.47% |
|
BSP Financial Group Ltd
AU:BFL |
Banks - Regional | 19.89% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Ca Toulouse 31 CCI
PA:CAT31 |
Banks - Regional | -0.24% |
|
Helgeland Sparebank
OL:HELG |
Banks - Regional | 0.21% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Annual Asset Resilience Ratio for Bank of Marin Bancorp (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Bank of Marin Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 3.67% | $135.73 Million | $3.70 Billion | +3.66pp |
| 2023-12-31 | 0.00% | $100.00K | $3.80 Billion | -0.03pp |
| 2022-12-31 | 0.03% | $1.24 Million | $4.15 Billion | -27.03pp |
| 2021-12-31 | 27.06% | $1.17 Billion | $4.31 Billion | +13.59pp |
| 2020-12-31 | 13.47% | $392.35 Million | $2.91 Billion | -2.49pp |
| 2019-12-31 | 15.97% | $432.26 Million | $2.71 Billion | -2.62pp |
| 2018-12-31 | 18.59% | $468.66 Million | $2.52 Billion | +5.12pp |
| 2017-12-31 | 13.47% | $332.47 Million | $2.47 Billion | -4.94pp |
| 2016-12-31 | 18.41% | $372.58 Million | $2.02 Billion | -2.16pp |
| 2015-12-31 | 20.57% | $417.79 Million | $2.03 Billion | +9.33pp |
| 2014-12-31 | 11.24% | $200.85 Million | $1.79 Billion | -2.28pp |
| 2013-12-31 | 13.52% | $244.00 Million | $1.81 Billion | +2.79pp |
| 2012-12-31 | 10.73% | $153.96 Million | $1.43 Billion | +1.03pp |
| 2011-12-31 | 9.70% | $135.10 Million | $1.39 Billion | +8.08pp |
| 2010-12-31 | 1.61% | $19.51 Million | $1.21 Billion | +0.28pp |
| 2009-12-31 | 1.34% | $15.00 Million | $1.12 Billion | -8.52pp |
| 2008-12-31 | 9.86% | $103.51 Million | $1.05 Billion | +4.78pp |
| 2007-12-31 | 5.09% | $47.50 Million | $933.90 Million | +4.92pp |
| 2006-12-31 | 0.17% | $1.50 Million | $876.58 Million | -2.46pp |
| 2003-12-31 | 2.63% | $16.90 Million | $642.61 Million | -2.84pp |
| 2002-12-31 | 5.47% | $29.50 Million | $539.02 Million | +1.67pp |
| 2001-12-31 | 3.80% | $17.30 Million | $455.42 Million | +3.27pp |
| 2000-12-31 | 0.53% | $2.00 Million | $379.10 Million | -- |
About Bank of Marin Bancorp
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, a… Read more