Bank of Marin Bancorp - Asset Resilience Ratio
Bank of Marin Bancorp (BMRC) has an Asset Resilience Ratio of 1.37% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore investment intensity of Bank of Marin Bancorp to see how much of total assets are deployed in long-term investments.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Bank of Marin Bancorp's Asset Resilience Ratio has changed over time. See BMRC defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets Composition Over Time
This chart breaks down Bank of Marin Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Bank of Marin Bancorp total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $52.98 Million | 1.37% |
| Total Liquid Assets | $52.98 Million | 1.37% |
Asset Resilience Insights
- Limited Liquidity: Bank of Marin Bancorp maintains only 1.37% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of Marin Bancorp Industry Peers by Asset Resilience Ratio
Compare Bank of Marin Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank Leumi Le-Israel B.M
TA:LUMI |
Banks - Regional | 1.75% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Bangkok Bank PCL
BK:BBL |
Banks - Regional | 21.97% |
|
INTERCORP FIN.SERV. O.N.
F:9IFA |
Banks - Regional | 22.42% |
|
Renasant Corporation
NYSE:RNST |
Banks - Regional | 0.04% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Punjab & Sind Bank
NSE:PSB |
Banks - Regional | -9.96% |
Annual Asset Resilience Ratio for Bank of Marin Bancorp (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Bank of Marin Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 3.67% | $135.73 Million | $3.70 Billion | +3.66pp |
| 2023-12-31 | 0.00% | $100.00K | $3.80 Billion | -0.03pp |
| 2022-12-31 | 0.03% | $1.24 Million | $4.15 Billion | -27.03pp |
| 2021-12-31 | 27.06% | $1.17 Billion | $4.31 Billion | +13.59pp |
| 2020-12-31 | 13.47% | $392.35 Million | $2.91 Billion | -2.49pp |
| 2019-12-31 | 15.97% | $432.26 Million | $2.71 Billion | -2.62pp |
| 2018-12-31 | 18.59% | $468.66 Million | $2.52 Billion | +5.12pp |
| 2017-12-31 | 13.47% | $332.47 Million | $2.47 Billion | -4.94pp |
| 2016-12-31 | 18.41% | $372.58 Million | $2.02 Billion | -2.16pp |
| 2015-12-31 | 20.57% | $417.79 Million | $2.03 Billion | +9.33pp |
| 2014-12-31 | 11.24% | $200.85 Million | $1.79 Billion | -2.28pp |
| 2013-12-31 | 13.52% | $244.00 Million | $1.81 Billion | +2.79pp |
| 2012-12-31 | 10.73% | $153.96 Million | $1.43 Billion | +1.03pp |
| 2011-12-31 | 9.70% | $135.10 Million | $1.39 Billion | +8.08pp |
| 2010-12-31 | 1.61% | $19.51 Million | $1.21 Billion | +0.28pp |
| 2009-12-31 | 1.34% | $15.00 Million | $1.12 Billion | -8.52pp |
| 2008-12-31 | 9.86% | $103.51 Million | $1.05 Billion | +4.78pp |
| 2007-12-31 | 5.09% | $47.50 Million | $933.90 Million | +4.92pp |
| 2006-12-31 | 0.17% | $1.50 Million | $876.58 Million | -2.46pp |
| 2003-12-31 | 2.63% | $16.90 Million | $642.61 Million | -2.84pp |
| 2002-12-31 | 5.47% | $29.50 Million | $539.02 Million | +1.67pp |
| 2001-12-31 | 3.80% | $17.30 Million | $455.42 Million | +3.27pp |
| 2000-12-31 | 0.53% | $2.00 Million | $379.10 Million | -- |
About Bank of Marin Bancorp
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, a… Read more