Bogota Financial Corp - Asset Resilience Ratio
Bogota Financial Corp (BSBK) has an Asset Resilience Ratio of 12.31% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BSBK capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Bogota Financial Corp's Asset Resilience Ratio has changed over time. See Bogota Financial Corp (BSBK) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bogota Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BSBK stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $113.99 Million | 12.31% |
| Total Liquid Assets | $113.99 Million | 12.31% |
Asset Resilience Insights
- Moderate Liquidity: Bogota Financial Corp has 12.31% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Bogota Financial Corp Industry Peers by Asset Resilience Ratio
Compare Bogota Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Bogota Financial Corp (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Bogota Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 10.21% | $99.18 Million | $971.49 Million | +4.41pp |
| 2023-12-31 | 5.80% | $54.48 Million | $939.32 Million | -3.15pp |
| 2022-12-31 | 8.95% | $85.10 Million | $951.10 Million | +3.95pp |
| 2021-12-31 | 5.00% | $41.84 Million | $837.36 Million | +3.39pp |
| 2020-12-31 | 1.60% | $11.87 Million | $740.90 Million | -0.19pp |
| 2019-12-31 | 1.79% | $13.75 Million | $766.61 Million | -0.25pp |
| 2018-12-31 | 2.05% | $13.60 Million | $665.01 Million | +0.20pp |
| 2017-12-31 | 1.84% | $11.80 Million | $641.14 Million | -- |
About Bogota Financial Corp
Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-fam… Read more