Bogota Financial Corp (BSBK) - Net Assets
Based on the latest financial reports, Bogota Financial Corp (BSBK) has net assets worth $140.69 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($925.81 Million) and total liabilities ($785.12 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Bogota Financial Corp's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $140.69 Million |
| % of Total Assets | 15.2% |
| Annual Growth Rate | 9.27% |
| 5-Year Change | 6.87% |
| 10-Year Change | 126.64% |
| Growth Volatility | 20.85 |
Bogota Financial Corp - Net Assets Trend (2014–2024)
This chart illustrates how Bogota Financial Corp's net assets have evolved over time, based on quarterly financial data. Also explore Bogota Financial Corp balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for Bogota Financial Corp (2014–2024)
The table below shows the annual net assets of Bogota Financial Corp from 2014 to 2024. For live valuation and market cap data, see market cap of Bogota Financial Corp.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $137.29 Million | +0.08% |
| 2023-12-31 | $137.17 Million | -1.78% |
| 2022-12-31 | $139.66 Million | -5.36% |
| 2021-12-31 | $147.58 Million | +14.87% |
| 2020-12-31 | $128.47 Million | +71.34% |
| 2019-12-31 | $74.98 Million | +3.45% |
| 2018-12-31 | $72.48 Million | +6.10% |
| 2017-12-31 | $68.31 Million | +6.16% |
| 2016-12-31 | $64.34 Million | +6.22% |
| 2015-12-31 | $60.58 Million | +7.09% |
| 2014-12-31 | $56.56 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bogota Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 9000664800.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $90.01 Million | 65.56% |
| Common Stock | $130.59K | 0.10% |
| Other Comprehensive Income | $-3.60 Million | -2.62% |
| Other Components | $50.75 Million | 36.97% |
| Total Equity | $137.29 Million | 100.00% |
Bogota Financial Corp Competitors by Market Cap
The table below lists competitors of Bogota Financial Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Global Lithium Resources Ltd
AU:GL1
|
$106.49 Million |
|
Da Ming International Holdings Limited
F:DM7
|
$106.54 Million |
|
GKW Limited
NSE:GKWLIMITED
|
$106.54 Million |
|
WW International, Inc. Common Stock
NASDAQ:WW
|
$106.56 Million |
|
11 bit studios S.A
WAR:11B
|
$106.37 Million |
|
Kimlun Corporation Bhd
KLSE:5171
|
$106.37 Million |
|
TCM Group
CO:TCM
|
$106.36 Million |
|
Avadh Sugar & Energy Limited
NSE:AVADHSUGAR
|
$106.36 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bogota Financial Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 137,173,203 to 137,289,160, a change of 115,957 (0.1%).
- Net loss of 2,170,420 reduced equity.
- Share repurchases of 1,695,432 reduced equity.
- Other comprehensive income increased equity by 2,867,326.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-2.17 Million | -1.58% |
| Share Repurchases | $1.70 Million | -1.23% |
| Other Comprehensive Income | $2.87 Million | +2.09% |
| Other Changes | $1.11 Million | +0.81% |
| Total Change | $- | 0.08% |
Book Value vs Market Value Analysis
This analysis compares Bogota Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.79x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.90x to 0.79x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | $4.47 | $8.51 | x |
| 2015-12-31 | $4.79 | $8.51 | x |
| 2016-12-31 | $5.09 | $8.51 | x |
| 2017-12-31 | $12.07 | $8.51 | x |
| 2018-12-31 | $12.81 | $8.51 | x |
| 2019-12-31 | $13.25 | $8.51 | x |
| 2020-12-31 | $10.56 | $8.51 | x |
| 2021-12-31 | $10.28 | $8.51 | x |
| 2022-12-31 | $10.29 | $8.51 | x |
| 2023-12-31 | $10.64 | $8.51 | x |
| 2024-12-31 | $10.75 | $8.51 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bogota Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -1.58%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -5.04%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 7.08x
- Recent ROE (-1.58%) is below the historical average (4.12%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 7.47% | 23.40% | 0.03x | 9.59x | $-1.43 Million |
| 2015 | 6.81% | 22.01% | 0.03x | 9.31x | $-1.93 Million |
| 2016 | 5.92% | 19.35% | 0.03x | 9.69x | $-2.63 Million |
| 2017 | 5.71% | 18.54% | 0.03x | 9.39x | $-2.93 Million |
| 2018 | 5.71% | 18.30% | 0.03x | 9.18x | $-3.11 Million |
| 2019 | 3.24% | 10.25% | 0.03x | 10.22x | $-5.07 Million |
| 2020 | 1.61% | 8.48% | 0.03x | 5.77x | $-10.78 Million |
| 2021 | 5.10% | 27.24% | 0.03x | 5.67x | $-7.24 Million |
| 2022 | 4.92% | 21.85% | 0.03x | 6.81x | $-7.09 Million |
| 2023 | 0.47% | 1.67% | 0.04x | 6.85x | $-13.07 Million |
| 2024 | -1.58% | -5.04% | 0.04x | 7.08x | $-15.90 Million |
Industry Comparison
This section compares Bogota Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $640,604,100
- Average return on equity (ROE) among peers: 7.90%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bogota Financial Corp (BSBK) | $140.69 Million | 7.47% | 5.58x | $106.38 Million |
| Ameris Bancorp (ABCB) | $138.65 Million | 6.95% | 7.49x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $3.43 Billion | 7.85% | 6.35x | $5.70 Billion |
| ACNB Corporation (ACNB) | $168.14 Million | 12.93% | 8.80x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $330.16 Million | 13.53% | 8.13x | $647.19 Million |
| Amalgamated Bank (AMAL) | $344.07 Million | 1.78% | 10.75x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $704.74 Million | 3.35% | 10.97x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $601.02 Million |
| Associated Banc-Corp (ASB) | $803.60 Million | 13.32% | 11.60x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $110.47 Million | 4.56% | 8.06x | $62.60 Million |
About Bogota Financial Corp
Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-fam… Read more