Broadway Financial Corporation - Asset Resilience Ratio
Broadway Financial Corporation (BYFC) has an Asset Resilience Ratio of 0.88% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BYFC current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how Broadway Financial Corporation's Asset Resilience Ratio has changed over time. See Broadway Financial Corporation shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Broadway Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BYFC market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $11.82 Million | 0.88% |
| Total Liquid Assets | $11.82 Million | 0.88% |
Asset Resilience Insights
- Limited Liquidity: Broadway Financial Corporation maintains only 0.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Broadway Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Broadway Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Broadway Financial Corporation (2002–2025)
The table below shows the annual Asset Resilience Ratio data for Broadway Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.88% | $11.82 Million | $1.35 Billion | -5.49pp |
| 2024-12-31 | 6.36% | $84.96 Million | $1.33 Billion | -16.68pp |
| 2023-12-31 | 23.04% | $316.95 Million | $1.38 Billion | -4.71pp |
| 2022-12-31 | 27.76% | $328.75 Million | $1.18 Billion | +13.45pp |
| 2021-12-31 | 14.30% | $156.40 Million | $1.09 Billion | +12.09pp |
| 2020-12-31 | 2.21% | $10.70 Million | $483.38 Million | -0.29pp |
| 2019-12-31 | 2.50% | $11.01 Million | $440.37 Million | -1.10pp |
| 2018-12-31 | 3.60% | $14.72 Million | $409.40 Million | -0.63pp |
| 2017-12-31 | 4.23% | $17.49 Million | $413.70 Million | +1.15pp |
| 2016-12-31 | 3.08% | $13.20 Million | $429.08 Million | -0.43pp |
| 2015-12-31 | 3.51% | $14.14 Million | $402.91 Million | -1.36pp |
| 2014-12-31 | 4.87% | $17.07 Million | $350.86 Million | +2.04pp |
| 2013-12-31 | 2.83% | $9.40 Million | $332.48 Million | -0.75pp |
| 2012-12-31 | 3.58% | $13.38 Million | $373.69 Million | -1.01pp |
| 2011-12-31 | 4.59% | $18.98 Million | $413.74 Million | +2.41pp |
| 2010-12-31 | 2.17% | $10.52 Million | $483.93 Million | -0.70pp |
| 2009-12-31 | 2.87% | $14.96 Million | $521.05 Million | +1.84pp |
| 2008-12-31 | 1.03% | $4.22 Million | $407.93 Million | -0.30pp |
| 2007-12-31 | 1.33% | $4.76 Million | $356.81 Million | -0.17pp |
| 2005-12-31 | 1.51% | $4.40 Million | $292.29 Million | +0.07pp |
| 2004-12-31 | 1.44% | $3.98 Million | $276.54 Million | -0.30pp |
| 2003-12-31 | 1.74% | $4.00 Million | $229.81 Million | +0.51pp |
| 2002-12-31 | 1.23% | $2.53 Million | $204.91 Million | -- |
About Broadway Financial Corporation
Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. Its deposit products include savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by mu… Read more