Broadway Financial Corporation (BYFC) - Net Assets
Based on the latest financial reports, Broadway Financial Corporation (BYFC) has net assets worth $262.68 Million USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.43 Billion) and total liabilities ($1.16 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Broadway Financial Corporation (BYFC) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $262.68 Million |
| % of Total Assets | 18.42% |
| Annual Growth Rate | 10.75% |
| 5-Year Change | 86.36% |
| 10-Year Change | 477.6% |
| Growth Volatility | 170.75 |
Broadway Financial Corporation - Net Assets Trend (1996–2025)
This chart illustrates how Broadway Financial Corporation's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of Broadway Financial Corporation to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Broadway Financial Corporation (1996–2025)
The table below shows the annual net assets of Broadway Financial Corporation from 1996 to 2025. For live valuation and market cap data, see Broadway Financial Corporation stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $262.96 Million | -7.80% |
| 2024-12-31 | $285.19 Million | +1.10% |
| 2023-12-31 | $282.10 Million | +0.87% |
| 2022-12-31 | $279.65 Million | +98.19% |
| 2021-12-31 | $141.10 Million | +188.64% |
| 2020-12-31 | $48.88 Million | +0.08% |
| 2019-12-31 | $48.85 Million | +0.85% |
| 2018-12-31 | $48.44 Million | +1.48% |
| 2017-12-31 | $47.73 Million | +4.84% |
| 2016-12-31 | $45.53 Million | -1.38% |
| 2015-12-31 | $46.16 Million | -82.23% |
| 2014-12-31 | $259.76 Million | +915.10% |
| 2013-12-31 | $25.59 Million | +42.11% |
| 2012-12-31 | $18.01 Million | -1.47% |
| 2011-12-31 | $18.28 Million | -44.38% |
| 2010-12-31 | $32.86 Million | +4.27% |
| 2009-12-31 | $31.52 Million | -3.59% |
| 2008-12-31 | $32.69 Million | +48.26% |
| 2007-12-31 | $22.05 Million | +10.10% |
| 2006-12-31 | $20.03 Million | +19.37% |
| 2005-12-31 | $16.78 Million | +11.13% |
| 2004-12-31 | $15.10 Million | -17.01% |
| 2003-12-31 | $18.19 Million | +7.51% |
| 2002-12-31 | $16.92 Million | +15.68% |
| 2001-12-31 | $14.63 Million | +4.66% |
| 2000-12-31 | $13.98 Million | +1.28% |
| 1999-12-31 | $13.80 Million | +1.47% |
| 1998-12-31 | $13.60 Million | +1.49% |
| 1997-12-31 | $13.40 Million | -1.47% |
| 1996-12-31 | $13.60 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Broadway Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 398.8% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $95.00K | 0.04% |
| Other Comprehensive Income | $-6.11 Million | -2.32% |
| Other Components | $284.00 Million | 108.09% |
| Total Equity | $262.75 Million | 100.00% |
Broadway Financial Corporation Competitors by Market Cap
The table below lists competitors of Broadway Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Litemax Electronics
TWO:4995
|
$60.15 Million |
|
SYLA Technologies Co., Ltd. American Depositary Shares
NASDAQ:SYT
|
$60.16 Million |
|
HAZER Group Ltd
AU:HZR
|
$60.16 Million |
|
Everbrite Technology Co Ltd
TWO:4523
|
$60.16 Million |
|
Prolific Technology
TWO:6233
|
$60.12 Million |
|
Bound and Beyond PCL
BK:BEYOND-R
|
$60.12 Million |
|
Ckd Bio
KO:063160
|
$60.12 Million |
|
Lion Finance Group PLC
LSE:BGEO
|
$60.12 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Broadway Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 284,973,000 to 262,751,000, a change of -22,222,000 (-7.8%).
- Net loss of 24,795,000 reduced equity.
- Dividend payments of 3,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 5,118,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-24.80 Million | -9.44% |
| Dividends Paid | $3.00 Million | -1.14% |
| Other Comprehensive Income | $5.12 Million | +1.95% |
| Other Changes | $455.00K | +0.17% |
| Total Change | $- | -7.80% |
Book Value vs Market Value Analysis
This analysis compares Broadway Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.32x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.16x to 0.32x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | $59.84 | $9.73 | x |
| 1997-12-31 | $49.63 | $9.73 | x |
| 1998-12-31 | $51.68 | $9.73 | x |
| 1999-12-31 | $48.30 | $9.73 | x |
| 2000-12-31 | $63.75 | $9.73 | x |
| 2001-12-31 | $65.90 | $9.73 | x |
| 2002-12-31 | $74.40 | $9.73 | x |
| 2003-12-31 | $76.18 | $9.73 | x |
| 2004-12-31 | $73.35 | $9.73 | x |
| 2005-12-31 | $84.73 | $9.73 | x |
| 2006-12-31 | $93.15 | $9.73 | x |
| 2007-12-31 | $98.51 | $9.73 | x |
| 2008-12-31 | $148.51 | $9.73 | x |
| 2009-12-31 | $144.64 | $9.73 | x |
| 2010-12-31 | $150.69 | $9.73 | x |
| 2011-12-31 | $83.82 | $9.73 | x |
| 2012-12-31 | $79.68 | $9.73 | x |
| 2013-12-31 | $13.56 | $9.73 | x |
| 2014-12-31 | $11.75 | $9.73 | x |
| 2015-12-31 | $12.70 | $9.73 | x |
| 2016-12-31 | $12.52 | $9.73 | x |
| 2017-12-31 | $14.27 | $9.73 | x |
| 2018-12-31 | $14.48 | $9.73 | x |
| 2019-12-31 | $14.56 | $9.73 | x |
| 2020-12-31 | $14.40 | $9.73 | x |
| 2021-12-31 | $18.75 | $9.73 | x |
| 2022-12-31 | $30.72 | $9.73 | x |
| 2023-12-31 | $32.25 | $9.73 | x |
| 2024-12-31 | $31.75 | $9.73 | x |
| 2025-12-31 | $30.49 | $9.73 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Broadway Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -9.44%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -39.34%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 5.12x
- Recent ROE (-9.44%) is below the historical average (0.33%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | -2.21% | -3.45% | 0.07x | 8.61x | $-1.66 Million |
| 1997 | 4.48% | 6.00% | 0.08x | 9.34x | $-740.00K |
| 1998 | 1.47% | 1.90% | 0.07x | 10.71x | $-1.16 Million |
| 1999 | 2.90% | 3.17% | 0.08x | 12.05x | $-980.00K |
| 2000 | 4.84% | 5.19% | 0.08x | 12.01x | $-720.70K |
| 2001 | 4.68% | 4.92% | 0.08x | 12.23x | $-777.80K |
| 2002 | 8.52% | 10.70% | 0.07x | 12.11x | $-251.10K |
| 2003 | 8.52% | 11.61% | 0.06x | 12.63x | $-270.10K |
| 2004 | 11.31% | 11.09% | 0.06x | 18.32x | $198.30K |
| 2005 | 9.91% | 9.59% | 0.06x | 17.42x | $-15.70K |
| 2006 | 8.30% | 8.94% | 0.06x | 15.03x | $-339.70K |
| 2007 | 6.59% | 6.46% | 0.06x | 16.18x | $-751.90K |
| 2008 | 7.04% | 8.56% | 0.07x | 12.48x | $-967.90K |
| 2009 | -20.50% | -21.09% | 0.06x | 16.53x | $-9.61 Million |
| 2010 | 5.83% | 5.89% | 0.07x | 14.73x | $-1.37 Million |
| 2011 | -78.00% | -55.19% | 0.06x | 22.64x | $-16.08 Million |
| 2012 | 3.27% | 2.87% | 0.05x | 20.75x | $-1.21 Million |
| 2013 | -1.18% | -1.85% | 0.05x | 12.99x | $-2.86 Million |
| 2014 | 0.97% | 15.39% | 0.05x | 1.35x | $-23.45 Million |
| 2015 | 19.65% | 50.22% | 0.04x | 8.73x | $4.46 Million |
| 2016 | 7.64% | 21.63% | 0.04x | 9.43x | $-1.07 Million |
| 2017 | 3.92% | 10.72% | 0.04x | 8.67x | $-2.90 Million |
| 2018 | 1.68% | 5.11% | 0.04x | 8.45x | $-4.03 Million |
| 2019 | -0.42% | -1.16% | 0.04x | 9.02x | $-5.09 Million |
| 2020 | -1.31% | -3.44% | 0.04x | 9.89x | $-5.53 Million |
| 2021 | -2.87% | -14.48% | 0.03x | 7.76x | $-18.15 Million |
| 2022 | 2.02% | 15.04% | 0.03x | 4.24x | $-22.33 Million |
| 2023 | 1.60% | 8.58% | 0.04x | 4.88x | $-23.68 Million |
| 2024 | 0.68% | 2.95% | 0.05x | 4.68x | $-26.57 Million |
| 2025 | -9.44% | -39.34% | 0.05x | 5.12x | $-51.07 Million |
Industry Comparison
This section compares Broadway Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Broadway Financial Corporation (BYFC) | $262.68 Million | -2.21% | 4.43x | $60.14 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About Broadway Financial Corporation
Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It offers deposit products, including savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also provides mortgage loans, which are se… Read more