Carter Bank and Trust - Asset Resilience Ratio

Latest as of December 2025: 14.25%

Carter Bank and Trust (CARE) has an Asset Resilience Ratio of 14.25% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CARE current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$691.61 Million

Cash + Short-term Investments

Total Assets

$4.85 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2024)

This chart shows how Carter Bank and Trust's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Carter Bank and Trust assets under control.

Liquid Assets Composition Over Time

This chart breaks down Carter Bank and Trust's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Carter Bank and Trust (CARE) long-term investment share to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$691.61 Million	14.25%
Total Liquid Assets	$691.61 Million	14.25%

Asset Resilience Insights

Moderate Liquidity: Carter Bank and Trust has 14.25% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Carter Bank and Trust Industry Peers by Asset Resilience Ratio

Compare Carter Bank and Trust's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Carter Bank and Trust (2009–2024)

The table below shows the annual Asset Resilience Ratio data for Carter Bank and Trust.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	14.06%	$654.95 Million	$4.66 Billion	-1.89pp
2023-12-31	15.95%	$719.64 Million	$4.51 Billion	-3.94pp
2022-12-31	19.89%	$836.27 Million	$4.20 Billion	-2.42pp
2021-12-31	22.31%	$922.40 Million	$4.13 Billion	+3.68pp
2020-12-31	18.63%	$778.68 Million	$4.18 Billion	+0.10pp
2019-12-31	18.54%	$742.62 Million	$4.01 Billion	-0.84pp
2018-12-31	19.38%	$782.76 Million	$4.04 Billion	-3.66pp
2017-12-31	23.03%	$947.20 Million	$4.11 Billion	+19.46pp
2016-12-31	3.57%	$160.94 Million	$4.51 Billion	-7.29pp
2015-12-31	10.86%	$531.51 Million	$4.89 Billion	+7.21pp
2014-12-31	3.65%	$169.21 Million	$4.63 Billion	-5.00pp
2013-12-31	8.65%	$403.33 Million	$4.66 Billion	-0.66pp
2012-12-31	9.31%	$413.53 Million	$4.44 Billion	-4.85pp
2011-12-31	14.16%	$562.25 Million	$3.97 Billion	+1.08pp
2010-12-31	13.08%	$484.70 Million	$3.71 Billion	+6.87pp
2009-12-31	6.20%	$210.24 Million	$3.39 Billion	--

pp = percentage points

About Carter Bank and Trust

NASDAQ:CARE USA Banks - Regional

Market Cap

$675.30 Million

Market Cap Rank

#12512 Global

#3113 in USA

Share Price

$30.58

Change (1 day)

-1.96%

52-Week Range

$16.96 - $35.72

All Time High

$35.72