Carter Bank and Trust (CARE) - Total Assets

Latest as of December 2025: $4.85 Billion USD

Based on the latest financial reports, Carter Bank and Trust (CARE) holds total assets worth $4.85 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore cash flow to debt ratio of Carter Bank and Trust to assess how comfortably operating cash covers total debt obligations.

Carter Bank and Trust - Total Assets Trend (2007–2025)

This chart illustrates how Carter Bank and Trust's total assets have evolved over time, based on quarterly financial data. See shareholders equity of Carter Bank and Trust for net asset value and shareholders' equity analysis.

Carter Bank and Trust - Asset Composition Analysis

Current Asset Composition (December 2025)

Carter Bank and Trust's total assets of $4.85 Billion consist of 2.2% current assets and 97.8% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 0.0%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $940.00K 0.0%
Goodwill $1.19 Million 0.0%

Asset Composition Trend (2007–2025)

This chart illustrates how Carter Bank and Trust's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Carter Bank and Trust market cap and net worth.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Carter Bank and Trust's current assets represent 2.2% of total assets in 2025, a decrease from 21.2% in 2007.
  • Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, the same as 0.0% in 2007.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 4.0% in 2007.
  • Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.

Carter Bank and Trust Competitors by Total Assets

Key competitors of Carter Bank and Trust based on total assets are shown below.

Company Country Total Assets
Deutsche Bank Aktiengesellschaft
F:DBK
Germany €1.48 Trillion
Regions Financial Corporation
NYSE:RF
USA $160.74 Billion
Bank of Hangzhou Co Ltd
SHG:600926
China CN¥2.44 Trillion
Banco Santander Chile
SN:BSANTANDER
Chile CL$69.90 Trillion
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
Mexico MX$860.26 Billion
SpareBank 1 Sør-Norge ASA
OL:SB1NO
Norway Nkr519.43 Billion
Synovus Financial Corp
NYSE:SNV
USA $60.49 Billion
Bank of Queensland Ltd
AU:BOQ
Australia AU$98.30 Billion

Carter Bank and Trust - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.40 0.20 0.27
Quick Ratio 0.40 0.20 0.27
Cash Ratio 0.00 0.00 0.00
Working Capital $-1.19 Billion $-3.30 Billion $-2.69 Billion

Carter Bank and Trust - Advanced Valuation Insights

This section examines the relationship between Carter Bank and Trust's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.15
Latest Market Cap to Assets Ratio 0.10
Asset Growth Rate (YoY) 4.1%
Total Assets $4.85 Billion
Market Capitalization $480.17 Million USD

Valuation Analysis

Below Book Valuation: The market values Carter Bank and Trust's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Carter Bank and Trust's assets grew by 4.1% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Carter Bank and Trust (2007–2025)

The table below shows the annual total assets of Carter Bank and Trust from 2007 to 2025.

Year Total Assets Change
2025-12-31 $4.85 Billion +4.14%
2024-12-31 $4.66 Billion +3.25%
2023-12-31 $4.51 Billion +7.33%
2022-12-31 $4.20 Billion +1.71%
2021-12-31 $4.13 Billion -1.09%
2020-12-31 $4.18 Billion +4.32%
2019-12-31 $4.01 Billion -0.83%
2018-12-31 $4.04 Billion -1.77%
2017-12-31 $4.11 Billion -8.73%
2016-12-31 $4.51 Billion -7.94%
2015-12-31 $4.89 Billion +5.70%
2014-12-31 $4.63 Billion -0.68%
2013-12-31 $4.66 Billion +4.94%
2012-12-31 $4.44 Billion +11.89%
2011-12-31 $3.97 Billion +7.13%
2010-12-31 $3.71 Billion +9.36%
2009-12-31 $3.39 Billion +21.01%
2008-12-31 $2.80 Billion +5.54%
2007-12-31 $2.65 Billion --

About Carter Bank and Trust

NASDAQ:CARE USA Banks - Regional
Market Cap
$763.63 Million
Market Cap Rank
#12229 Global
#3062 in USA
Share Price
$34.58
Change (1 day)
+1.32%
52-Week Range
$16.96 - $34.59
All Time High
$34.59
About

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans comprising secured and un… Read more