Carter Bank and Trust (CARE) - Total Assets
Based on the latest financial reports, Carter Bank and Trust (CARE) holds total assets worth $4.85 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Carter Bank and Trust (CARE) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Carter Bank and Trust - Total Assets Trend (2007–2025)
This chart illustrates how Carter Bank and Trust's total assets have evolved over time, based on quarterly financial data. Explore CARE long-term investments to assets to see how much of total assets are deployed in long-term investments.
Carter Bank and Trust - Asset Composition Analysis
Current Asset Composition (December 2025)
Carter Bank and Trust's total assets of $4.85 Billion consist of 2.2% current assets and 97.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $940.00K | 0.0% |
| Goodwill | $1.19 Million | 0.0% |
Asset Composition Trend (2007–2025)
This chart illustrates how Carter Bank and Trust's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is Carter Bank and Trust worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Carter Bank and Trust's current assets represent 2.2% of total assets in 2025, a decrease from 21.2% in 2007.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, the same as 0.0% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 4.0% in 2007.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Carter Bank and Trust Competitors by Total Assets
Key competitors of Carter Bank and Trust based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kreditbanken A/S
CO:KRE
|
Denmark | Dkr7.65 Billion |
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Société Générale Société anonyme
F:SGE1
|
Germany | €1.63 Trillion |
|
Nu Holdings Ltd
NYSE:NU
|
USA | $74.89 Billion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Bank Mandiri Persero Tbk PT
JK:BMRI
|
Indonesia | Rp2433.04 Trillion |
|
Axos Financial Inc
NYSE:AX
|
USA | $27.43 Billion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
Carter Bank and Trust - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.40 | 0.20 | 0.27 |
| Quick Ratio | 0.40 | 0.20 | 0.27 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.19 Billion | $-3.30 Billion | $-2.69 Billion |
Carter Bank and Trust - Advanced Valuation Insights
This section examines the relationship between Carter Bank and Trust's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.15 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | 4.1% |
| Total Assets | $4.85 Billion |
| Market Capitalization | $480.17 Million USD |
Valuation Analysis
Below Book Valuation: The market values Carter Bank and Trust's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Carter Bank and Trust's assets grew by 4.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Carter Bank and Trust (2007–2025)
The table below shows the annual total assets of Carter Bank and Trust from 2007 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.85 Billion | +4.14% |
| 2024-12-31 | $4.66 Billion | +3.25% |
| 2023-12-31 | $4.51 Billion | +7.33% |
| 2022-12-31 | $4.20 Billion | +1.71% |
| 2021-12-31 | $4.13 Billion | -1.09% |
| 2020-12-31 | $4.18 Billion | +4.32% |
| 2019-12-31 | $4.01 Billion | -0.83% |
| 2018-12-31 | $4.04 Billion | -1.77% |
| 2017-12-31 | $4.11 Billion | -8.73% |
| 2016-12-31 | $4.51 Billion | -7.94% |
| 2015-12-31 | $4.89 Billion | +5.70% |
| 2014-12-31 | $4.63 Billion | -0.68% |
| 2013-12-31 | $4.66 Billion | +4.94% |
| 2012-12-31 | $4.44 Billion | +11.89% |
| 2011-12-31 | $3.97 Billion | +7.13% |
| 2010-12-31 | $3.71 Billion | +9.36% |
| 2009-12-31 | $3.39 Billion | +21.01% |
| 2008-12-31 | $2.80 Billion | +5.54% |
| 2007-12-31 | $2.65 Billion | -- |
About Carter Bank and Trust
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans comprising secured and un… Read more