C&F Financial Corporation - Asset Resilience Ratio
C&F Financial Corporation (CFFI) has an Asset Resilience Ratio of 16.94% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how C&F Financial Corporation's Asset Resilience Ratio has changed over time. Check CFFI capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down C&F Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of C&F Financial Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $476.64 Million | 16.94% |
| Total Liquid Assets | $476.64 Million | 16.94% |
Asset Resilience Insights
- Good Liquidity Position: C&F Financial Corporation maintains a healthy 16.94% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
C&F Financial Corporation Industry Peers by Asset Resilience Ratio
Compare C&F Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for C&F Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for C&F Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.82% | $327.23 Million | $2.77 Billion | +9.23pp |
| 2024-12-31 | 2.59% | $66.45 Million | $2.56 Billion | -16.37pp |
| 2023-12-31 | 18.96% | $462.44 Million | $2.44 Billion | -3.01pp |
| 2022-12-31 | 21.98% | $512.59 Million | $2.33 Billion | +5.50pp |
| 2021-12-31 | 16.47% | $373.07 Million | $2.26 Billion | +2.75pp |
| 2020-12-31 | 13.73% | $286.39 Million | $2.09 Billion | +2.28pp |
| 2019-12-31 | 11.45% | $189.73 Million | $1.66 Billion | -2.68pp |
| 2018-12-31 | 14.13% | $214.91 Million | $1.52 Billion | -0.39pp |
| 2017-12-31 | 14.51% | $218.98 Million | $1.51 Billion | +0.05pp |
| 2016-12-31 | 14.46% | $210.03 Million | $1.45 Billion | -1.16pp |
| 2015-12-31 | 15.62% | $219.48 Million | $1.41 Billion | -0.96pp |
| 2014-12-31 | 16.58% | $221.90 Million | $1.34 Billion | -0.04pp |
| 2013-12-31 | 16.62% | $218.11 Million | $1.31 Billion | +0.98pp |
| 2012-12-31 | 15.64% | $152.82 Million | $977.02 Million | +0.06pp |
| 2011-12-31 | 15.58% | $144.65 Million | $928.12 Million | +1.18pp |
| 2010-12-31 | 14.41% | $130.28 Million | $904.14 Million | +1.06pp |
| 2009-12-31 | 13.35% | $118.57 Million | $888.43 Million | +1.59pp |
| 2008-12-31 | 11.76% | $100.60 Million | $855.66 Million | +1.41pp |
| 2007-12-31 | 10.34% | $81.25 Million | $785.60 Million | +1.14pp |
| 2006-12-31 | 9.20% | $67.58 Million | $734.47 Million | -0.52pp |
| 2005-12-31 | 9.72% | $65.30 Million | $671.96 Million | -2.23pp |
| 2004-12-31 | 11.95% | $72.79 Million | $609.12 Million | +11.72pp |
| 2001-12-31 | 0.23% | $930.00K | $404.08 Million | -1.47pp |
| 2000-12-31 | 1.70% | $5.92 Million | $347.47 Million | -- |
About C&F Financial Corporation
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, such as checking and savings deposit accounts; and business, real estate, development, m… Read more