C&F Financial Corporation Asset Resilience Ratio
C&F Financial Corporation asset resilience ratio. C&F Financial Corporation (CFFI) has an Asset Resilience Ratio of 16.94% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of C&F Financial Corporation to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of C&F Financial Corporation (2000–2025)
Asset resilience ratio of C&F Financial Corporation from 2000 to 2025. This chart shows how C&F Financial Corporation's Asset Resilience Ratio has changed over time. Read how much debt does C&F Financial Corporation carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down C&F Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is C&F Financial Corporation's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $476.64 Million | 16.94% |
| Total Liquid Assets | $476.64 Million | 16.94% |
Asset Resilience Insights
- Good Liquidity Position: C&F Financial Corporation maintains a healthy 16.94% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
C&F Financial Corporation Industry Peers by Asset Resilience Ratio
Compare C&F Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
C&F Financial Corporation Asset Resilience Ratio by Year (2000–2025)
C&F Financial Corporation asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for C&F Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.82% | $327.23 Million | $2.77 Billion | +9.23pp |
| 2024-12-31 | 2.59% | $66.45 Million | $2.56 Billion | -16.37pp |
| 2023-12-31 | 18.96% | $462.44 Million | $2.44 Billion | -3.01pp |
| 2022-12-31 | 21.98% | $512.59 Million | $2.33 Billion | +5.50pp |
| 2021-12-31 | 16.47% | $373.07 Million | $2.26 Billion | +2.75pp |
| 2020-12-31 | 13.73% | $286.39 Million | $2.09 Billion | +2.28pp |
| 2019-12-31 | 11.45% | $189.73 Million | $1.66 Billion | -2.68pp |
| 2018-12-31 | 14.13% | $214.91 Million | $1.52 Billion | -0.39pp |
| 2017-12-31 | 14.51% | $218.98 Million | $1.51 Billion | +0.05pp |
| 2016-12-31 | 14.46% | $210.03 Million | $1.45 Billion | -1.16pp |
| 2015-12-31 | 15.62% | $219.48 Million | $1.41 Billion | -0.96pp |
| 2014-12-31 | 16.58% | $221.90 Million | $1.34 Billion | -0.04pp |
| 2013-12-31 | 16.62% | $218.11 Million | $1.31 Billion | +0.98pp |
| 2012-12-31 | 15.64% | $152.82 Million | $977.02 Million | +0.06pp |
| 2011-12-31 | 15.58% | $144.65 Million | $928.12 Million | +1.18pp |
| 2010-12-31 | 14.41% | $130.28 Million | $904.14 Million | +1.06pp |
| 2009-12-31 | 13.35% | $118.57 Million | $888.43 Million | +1.59pp |
| 2008-12-31 | 11.76% | $100.60 Million | $855.66 Million | +1.41pp |
| 2007-12-31 | 10.34% | $81.25 Million | $785.60 Million | +1.14pp |
| 2006-12-31 | 9.20% | $67.58 Million | $734.47 Million | -0.52pp |
| 2005-12-31 | 9.72% | $65.30 Million | $671.96 Million | -2.23pp |
| 2004-12-31 | 11.95% | $72.79 Million | $609.12 Million | +11.72pp |
| 2001-12-31 | 0.23% | $930.00K | $404.08 Million | -1.47pp |
| 2000-12-31 | 1.70% | $5.92 Million | $347.47 Million | -- |
About C&F Financial Corporation
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, such as checking and savings deposit accounts; and business, real estate, development, m… Read more