C&F Financial Corporation (CFFI) - Total Assets
Based on the latest financial reports, C&F Financial Corporation (CFFI) holds total assets worth $2.81 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore C&F Financial Corporation debt service capacity to assess how comfortably operating cash covers total debt obligations.
C&F Financial Corporation - Total Assets Trend (1996–2025)
This chart illustrates how C&F Financial Corporation's total assets have evolved over time, based on quarterly financial data. See C&F Financial Corporation shareholders equity for net asset value and shareholders' equity analysis.
C&F Financial Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
C&F Financial Corporation's total assets of $2.81 Billion consist of 15.1% current assets and 84.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.9% |
| Accounts Receivable | $11.73 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $909.00K | 0.0% |
| Goodwill | $25.19 Million | 0.9% |
Asset Composition Trend (1996–2025)
This chart illustrates how C&F Financial Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see C&F Financial Corporation (CFFI) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: C&F Financial Corporation's current assets represent 15.1% of total assets in 2025, an increase from 4.3% in 1996.
- Cash Position: Cash and equivalents constituted 2.9% of total assets in 2025, down from 3.4% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1996.
- Asset Diversification: The largest asset category is goodwill at 0.9% of total assets.
C&F Financial Corporation Competitors by Total Assets
Key competitors of C&F Financial Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
C&F Financial Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.35 | 0.14 | 0.29 |
| Quick Ratio | 1.35 | 0.14 | 0.46 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $7.04 Million | $-1.93 Billion | $-1.32 Billion |
C&F Financial Corporation - Advanced Valuation Insights
This section examines the relationship between C&F Financial Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.91 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 8.0% |
| Total Assets | $2.77 Billion |
| Market Capitalization | $241.89 Million USD |
Valuation Analysis
Below Book Valuation: The market values C&F Financial Corporation's assets below their book value (0.09x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: C&F Financial Corporation's assets grew by 8.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for C&F Financial Corporation (1996–2025)
The table below shows the annual total assets of C&F Financial Corporation from 1996 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.77 Billion | +8.00% |
| 2024-12-31 | $2.56 Billion | +5.12% |
| 2023-12-31 | $2.44 Billion | +4.55% |
| 2022-12-31 | $2.33 Billion | +2.99% |
| 2021-12-31 | $2.26 Billion | +8.54% |
| 2020-12-31 | $2.09 Billion | +25.87% |
| 2019-12-31 | $1.66 Billion | +8.94% |
| 2018-12-31 | $1.52 Billion | +0.82% |
| 2017-12-31 | $1.51 Billion | +3.93% |
| 2016-12-31 | $1.45 Billion | +3.34% |
| 2015-12-31 | $1.41 Billion | +5.00% |
| 2014-12-31 | $1.34 Billion | +1.97% |
| 2013-12-31 | $1.31 Billion | +34.32% |
| 2012-12-31 | $977.02 Million | +5.27% |
| 2011-12-31 | $928.12 Million | +2.65% |
| 2010-12-31 | $904.14 Million | +1.77% |
| 2009-12-31 | $888.43 Million | +3.83% |
| 2008-12-31 | $855.66 Million | +8.92% |
| 2007-12-31 | $785.60 Million | +6.96% |
| 2006-12-31 | $734.47 Million | +9.30% |
| 2005-12-31 | $671.96 Million | +10.32% |
| 2004-12-31 | $609.12 Million | +6.20% |
| 2003-12-31 | $573.55 Million | +3.92% |
| 2002-12-31 | $551.92 Million | +36.59% |
| 2001-12-31 | $404.08 Million | +16.29% |
| 2000-12-31 | $347.47 Million | +5.55% |
| 1999-12-31 | $329.20 Million | +2.59% |
| 1998-12-31 | $320.90 Million | +15.39% |
| 1997-12-31 | $278.10 Million | +8.35% |
| 1996-12-31 | $256.67 Million | -- |
About C&F Financial Corporation
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, such as checking and savings deposit accounts; and business, real estate, development, m… Read more