Capitol Federal Financial Inc - Asset Resilience Ratio

Latest as of December 2025: 8.49%

Capitol Federal Financial Inc (CFFN) has an Asset Resilience Ratio of 8.49% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Capitol Federal Financial Inc for a breakdown of total debt and financial obligations.

Liquid Assets

$829.70 Million

Cash + Short-term Investments

Total Assets

$9.78 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Capitol Federal Financial Inc's Asset Resilience Ratio has changed over time. See what is Capitol Federal Financial Inc's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Capitol Federal Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Capitol Federal Financial Inc.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$829.70 Million	8.49%
Total Liquid Assets	$829.70 Million	8.49%

Asset Resilience Insights

Limited Liquidity: Capitol Federal Financial Inc maintains only 8.49% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Capitol Federal Financial Inc Industry Peers by Asset Resilience Ratio

Compare Capitol Federal Financial Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Capitol Federal Financial Inc (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Capitol Federal Financial Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-09-30	8.87%	$867.22 Million	$9.78 Billion	-0.12pp
2024-09-30	8.99%	$856.27 Million	$9.53 Billion	-4.62pp
2023-09-30	13.60%	$1.38 Billion	$10.18 Billion	-2.64pp
2022-09-30	16.24%	$1.56 Billion	$9.62 Billion	-4.68pp
2021-09-30	20.92%	$2.01 Billion	$9.63 Billion	+4.46pp
2020-09-30	16.45%	$1.56 Billion	$9.49 Billion	+3.55pp
2019-09-30	12.90%	$1.20 Billion	$9.34 Billion	+5.34pp
2018-09-30	7.56%	$714.61 Million	$9.45 Billion	+3.04pp
2017-09-30	4.52%	$415.83 Million	$9.19 Billion	-1.17pp
2016-09-30	5.69%	$527.30 Million	$9.27 Billion	-2.01pp
2015-09-30	7.70%	$758.17 Million	$9.84 Billion	-0.82pp
2014-09-30	8.52%	$840.79 Million	$9.87 Billion	-3.12pp
2013-09-30	11.65%	$1.07 Billion	$9.19 Billion	-3.35pp
2012-09-30	15.00%	$1.41 Billion	$9.38 Billion	-0.73pp
2011-09-30	15.73%	$1.49 Billion	$9.45 Billion	--

pp = percentage points

About Capitol Federal Financial Inc

NASDAQ:CFFN USA Banks - Regional

Market Cap

$976.03 Million

Market Cap Rank

#9520 Global

#2490 in USA

Share Price

$7.67

Change (1 day)

-0.13%

52-Week Range

$5.60 - $7.88

All Time High

$10.88