Capitol Federal Financial Inc Net Assets
Capitol Federal Financial Inc net assets. Based on the latest financial reports, Capitol Federal Financial Inc (CFFN) has net assets worth $1.02 Billion USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.66 Billion) and total liabilities ($8.64 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore CFFN year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.02 Billion |
| % of Total Assets | 10.57% |
| Annual Growth Rate | 1.71% |
| 5-Year Change | -15.66% |
| 10-Year Change | -24.79% |
| Growth Volatility | 22.96 |
Net Assets of Capitol Federal Financial Inc (1998–2025)
Net assets of Capitol Federal Financial Inc from 1998 to 2025. This chart illustrates how Capitol Federal Financial Inc's net assets have evolved over time, based on quarterly financial data. See how leveraged is Capitol Federal Financial Inc's balance sheet to measure how much of total assets are equity-financed.
Annual Net Assets for Capitol Federal Financial Inc (1998–2025)
The table below shows the annual net assets of Capitol Federal Financial Inc from 1998 to 2025. For live market cap and overall valuation, see Capitol Federal Financial Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | $1.05 Billion | +1.49% |
| 2024-09-30 | $1.03 Billion | -1.13% |
| 2023-09-30 | $1.04 Billion | -4.78% |
| 2022-09-30 | $1.10 Billion | -11.73% |
| 2021-09-30 | $1.24 Billion | -3.31% |
| 2020-09-30 | $1.28 Billion | -3.85% |
| 2019-09-30 | $1.34 Billion | -3.97% |
| 2018-09-30 | $1.39 Billion | +1.70% |
| 2017-09-30 | $1.37 Billion | -1.77% |
| 2016-09-30 | $1.39 Billion | -1.64% |
| 2015-09-30 | $1.42 Billion | -5.13% |
| 2014-09-30 | $1.49 Billion | -8.53% |
| 2013-09-30 | $1.63 Billion | -9.65% |
| 2012-09-30 | $1.81 Billion | -6.86% |
| 2011-09-30 | $1.94 Billion | +101.62% |
| 2010-09-30 | $961.95 Million | +2.19% |
| 2009-09-30 | $941.30 Million | +8.04% |
| 2008-09-30 | $871.22 Million | +0.41% |
| 2007-09-30 | $867.63 Million | +0.51% |
| 2006-09-30 | $863.22 Million | -0.21% |
| 2005-09-30 | $865.06 Million | +3.92% |
| 2004-09-30 | $832.41 Million | -14.75% |
| 2003-09-30 | $976.45 Million | -1.11% |
| 2002-09-30 | $987.43 Million | -5.80% |
| 2001-09-30 | $1.05 Billion | +6.29% |
| 2000-09-30 | $986.21 Million | -5.76% |
| 1999-09-30 | $1.05 Billion | +58.00% |
| 1998-09-30 | $662.33 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Capitol Federal Financial Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 113.5% over the analyzed period, potentially due to dividend distributions or operating losses.
Capitol Federal Financial Inc Net Assets Breakdown (September 2025)
Capitol Federal Financial Inc net assets breakdown by equity component as of September 2025.
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $1.32 Million | 0.13% |
| Other Comprehensive Income | $15.76 Million | 1.50% |
| Other Components | $1.12 Billion | 106.71% |
| Total Equity | $1.05 Billion | 100.00% |
Capitol Federal Financial Inc Competitors by Market Cap
The table below lists competitors of Capitol Federal Financial Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Business First Bancshares Inc
NASDAQ:BFST
|
$1.05 Billion |
|
Lanzhou LS Heavy Equipment Co
SHG:603169
|
$1.05 Billion |
|
Ituran Location and Control Ltd
NASDAQ:ITRN
|
$1.05 Billion |
|
AMC Entertainment Holdings Inc
NYSE:AMC
|
$1.05 Billion |
|
Plejd AB (publ)
F:3CA
|
$1.04 Billion |
|
Bravura Solutions Ltd
AU:BVS
|
$1.04 Billion |
|
Waypoint REIT
AU:WPR
|
$1.04 Billion |
|
Bittium Oyj
HE:BITTI
|
$1.04 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Capitol Federal Financial Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,032,270,000 to 1,047,677,000, a change of 15,407,000 (1.5%).
- Net income of 68,025,000 contributed positively to equity growth.
- Dividend payments of 44,252,000 reduced retained earnings.
- Share repurchases of 3,887,000 reduced equity.
- Other comprehensive income decreased equity by 5,872,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $68.03 Million | +6.49% |
| Dividends Paid | $44.25 Million | -4.22% |
| Share Repurchases | $3.89 Million | -0.37% |
| Other Comprehensive Income | $-5.87 Million | -0.56% |
| Other Changes | $1.39 Million | +0.13% |
| Total Change | $- | 1.49% |
Book Value vs Market Value Analysis
This analysis compares Capitol Federal Financial Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.06x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.68x to 1.06x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1998-09-30 | $3.20 | $8.57 | x |
| 1999-09-30 | $4.20 | $8.57 | x |
| 2000-09-30 | $5.14 | $8.57 | x |
| 2001-09-30 | $5.89 | $8.57 | x |
| 2002-09-30 | $5.94 | $8.57 | x |
| 2003-09-30 | $5.97 | $8.57 | x |
| 2004-09-30 | $5.14 | $8.57 | x |
| 2005-09-30 | $5.23 | $8.57 | x |
| 2006-09-30 | $5.23 | $8.57 | x |
| 2007-09-30 | $5.25 | $8.57 | x |
| 2008-09-30 | $5.27 | $8.57 | x |
| 2009-09-30 | $5.68 | $8.57 | x |
| 2010-09-30 | $5.80 | $8.57 | x |
| 2011-09-30 | $11.93 | $8.57 | x |
| 2012-09-30 | $11.41 | $8.57 | x |
| 2013-09-30 | $11.27 | $8.57 | x |
| 2014-09-30 | $10.71 | $8.57 | x |
| 2015-09-30 | $10.46 | $8.57 | x |
| 2016-09-30 | $10.46 | $8.57 | x |
| 2017-09-30 | $10.19 | $8.57 | x |
| 2018-09-30 | $10.33 | $8.57 | x |
| 2019-09-30 | $9.70 | $8.57 | x |
| 2020-09-30 | $9.32 | $8.57 | x |
| 2021-09-30 | $9.17 | $8.57 | x |
| 2022-09-30 | $8.08 | $8.57 | x |
| 2023-09-30 | $7.82 | $8.57 | x |
| 2024-09-30 | $7.90 | $8.57 | x |
| 2025-09-30 | $8.06 | $8.57 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Capitol Federal Financial Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.49%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.30%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 9.33x
- Recent ROE (6.49%) is above the historical average (4.73%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1998 | 8.15% | 21.58% | 0.05x | 8.03x | $-12.24 Million |
| 1999 | 4.10% | 10.47% | 0.06x | 6.25x | $-61.75 Million |
| 2000 | 7.74% | 14.32% | 0.06x | 8.38x | $-22.28 Million |
| 2001 | 7.42% | 13.03% | 0.07x | 8.24x | $-27.05 Million |
| 2002 | 9.07% | 15.27% | 0.07x | 8.89x | $-9.15 Million |
| 2003 | 5.33% | 10.73% | 0.06x | 8.79x | $-45.61 Million |
| 2004 | -12.77% | -26.02% | 0.05x | 10.26x | $-189.52 Million |
| 2005 | 7.52% | 15.37% | 0.05x | 9.72x | $-21.45 Million |
| 2006 | 5.57% | 11.03% | 0.05x | 9.50x | $-38.20 Million |
| 2007 | 3.72% | 7.42% | 0.06x | 8.85x | $-54.47 Million |
| 2008 | 5.85% | 11.56% | 0.05x | 9.25x | $-36.17 Million |
| 2009 | 7.04% | 15.02% | 0.05x | 8.93x | $-27.83 Million |
| 2010 | 7.05% | 16.83% | 0.05x | 8.82x | $-28.36 Million |
| 2011 | 1.98% | 10.47% | 0.04x | 4.87x | $-155.55 Million |
| 2012 | 4.12% | 21.48% | 0.04x | 5.19x | $-106.13 Million |
| 2013 | 4.25% | 22.06% | 0.03x | 5.63x | $-93.87 Million |
| 2014 | 5.20% | 25.44% | 0.03x | 6.61x | $-71.59 Million |
| 2015 | 5.51% | 25.31% | 0.03x | 6.95x | $-63.53 Million |
| 2016 | 5.99% | 26.51% | 0.03x | 6.65x | $-55.80 Million |
| 2017 | 6.15% | 25.49% | 0.04x | 6.72x | $-52.69 Million |
| 2018 | 7.11% | 29.24% | 0.04x | 6.79x | $-40.24 Million |
| 2019 | 7.05% | 26.97% | 0.04x | 6.99x | $-39.39 Million |
| 2020 | 5.02% | 20.06% | 0.03x | 7.38x | $-63.95 Million |
| 2021 | 6.12% | 27.29% | 0.03x | 7.75x | $-48.15 Million |
| 2022 | 7.70% | 28.19% | 0.03x | 8.78x | $-25.20 Million |
| 2023 | -9.74% | -54.76% | 0.02x | 9.75x | $-206.06 Million |
| 2024 | 3.68% | 10.02% | 0.04x | 9.23x | $-65.22 Million |
| 2025 | 6.49% | 16.30% | 0.04x | 9.33x | $-36.74 Million |
Industry Comparison
This section compares Capitol Federal Financial Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $308,911,800
- Average return on equity (ROE) among peers: 0.08%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Capitol Federal Financial Inc (CFFN) | $1.02 Billion | 8.15% | 8.46x | $1.04 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $30.50 Million | 10.16% | 8.60x | $5.57 Billion |
| ACNB Corporation (ACNB) | $62.69 Million | 13.30% | 9.05x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $196.95 Million | 13.13% | 10.06x | $829.34 Million |
| Amalgamated Bank (AMAL) | $794.46 Million | 13.15% | 10.16x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $34.90 Million | -95.70% | 21.06x | $715.76 Million |
| Associated Banc-Corp (ASB) | $803.60 Million | 13.32% | 11.60x | $5.84 Billion |
| AmeriServ Financial Inc (ASRV) | $116.60 Million | 10.72% | 9.65x | $77.09 Million |
About Capitol Federal Financial Inc
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. … Read more