Central Plains Bancshares, Inc. Common Stock - Asset Resilience Ratio

Latest as of December 2025: 10.99%

Central Plains Bancshares, Inc. Common Stock (CPBI) has an Asset Resilience Ratio of 10.99% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Central Plains Bancshares, Inc. Common S to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$58.89 Million
Cash + Short-term Investments

Total Assets

$535.74 Million
All company assets

Resilience Assessment

Moderate
Financial Resilience Level

Asset Resilience Ratio Trend (2024–2025)

This chart shows how Central Plains Bancshares, Inc. Common Stock's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Central Plains Bancshares, Inc. Common S.

Liquid Assets Composition Over Time

This chart breaks down Central Plains Bancshares, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CPBI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $58.89 Million 10.99%
Total Liquid Assets $58.89 Million 10.99%

Asset Resilience Insights

  • Moderate Liquidity: Central Plains Bancshares, Inc. Common Stock has 10.99% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Central Plains Bancshares, Inc. Common Stock Industry Peers by Asset Resilience Ratio

Compare Central Plains Bancshares, Inc. Common Stock's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Santander Bank Polska S.A.
WAR:SPL
Banks - Regional 4.41%
Banco Santander Chile
NYSE:BSAC
Banks - Regional 7.94%
Bank of Baroda
NSE:BANKBARODA
Banks - Regional -12.63%
Turkiye Is Bankasi AS Class C
IS:ISCTR
Banks - Regional -38.78%
Ringkjoebing Landbobank A/S
CO:RILBA
Banks - Regional 0.03%
ABSA Bank Limited
JSE:ABSP
Banks - Regional 2.72%
Mechanics Bank
NASDAQ:MCHB
Banks - Regional 18.39%
Laurentian Bank Of Canada
TO:LB
Banks - Regional 0.55%

Annual Asset Resilience Ratio for Central Plains Bancshares, Inc. Common Stock (2024–2025)

The table below shows the annual Asset Resilience Ratio data for Central Plains Bancshares, Inc. Common Stock.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-03-31 10.25% $52.12 Million $508.70 Million -2.78pp
2024-03-31 13.03% $60.36 Million $463.28 Million --
pp = percentage points

About Central Plains Bancshares, Inc. Common Stock

NASDAQ:CPBI USA Banks - Regional
Market Cap
$90.03 Million
Market Cap Rank
#20470 Global
#4648 in USA
Share Price
$21.41
Change (1 day)
-0.21%
52-Week Range
$15.56 - $21.46
All Time High
$21.46
About

Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. It offers checking and savings accounts and certificates of deposit. The company also provides one- to four-family residential mortgage loans secured by propertie… Read more