Central Plains Bancshares, Inc. Common Stock (CPBI) - Net Assets
Based on the latest financial reports, Central Plains Bancshares, Inc. Common Stock (CPBI) has net assets worth $87.76 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($535.74 Million) and total liabilities ($447.98 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Central Plains Bancshares, Inc. Common S PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $87.76 Million |
| % of Total Assets | 16.38% |
| Annual Growth Rate | 29.46% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 46.67 |
Central Plains Bancshares, Inc. Common Stock - Net Assets Trend (2022–2025)
This chart illustrates how Central Plains Bancshares, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see how much is Central Plains Bancshares, Inc. Common S worth.
Annual Net Assets for Central Plains Bancshares, Inc. Common Stock (2022–2025)
The table below shows the annual net assets of Central Plains Bancshares, Inc. Common Stock from 2022 to 2025. Also explore how fast is Central Plains Bancshares, Inc. Common S growing its equity to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $83.33 Million | +6.46% |
| 2024-03-31 | $78.28 Million | +102.44% |
| 2023-03-31 | $38.67 Million | +0.69% |
| 2022-03-31 | $38.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Central Plains Bancshares, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 20.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $50.65 Million | 60.78% |
| Common Stock | $41.00K | 0.05% |
| Other Comprehensive Income | $-3.62 Million | -4.34% |
| Other Components | $36.26 Million | 43.51% |
| Total Equity | $83.33 Million | 100.00% |
Central Plains Bancshares, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Central Plains Bancshares, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Satia Industries Limited
NSE:SATIA
|
$73.66 Million |
|
Polygon-L
TA:POLY
|
$73.68 Million |
|
HNA Technology Co Ltd B
SHG:900938
|
$73.71 Million |
|
ULMA Construccion Polska SA
WAR:ULM
|
$73.77 Million |
|
Emporiki Eisagogiki Aftokiniton Ditrohon kai Mihanon Thalassis Societe Anonyme
AT:MOTO
|
$73.57 Million |
|
AimCore Technology Co Ltd
TWO:3615
|
$73.56 Million |
|
Konka Group Co Ltd
SHE:200016
|
$73.54 Million |
|
Wanshih Electronic Co Ltd
TWO:6134
|
$73.52 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Central Plains Bancshares, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 78,277,000 to 83,332,000, a change of 5,055,000 (6.5%).
- Net income of 3,654,000 contributed positively to equity growth.
- Share repurchases of 413,000 reduced equity.
- Other comprehensive income increased equity by 1,454,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.65 Million | +4.38% |
| Share Repurchases | $413.00K | -0.5% |
| Other Comprehensive Income | $1.45 Million | +1.74% |
| Other Changes | $360.00K | +0.43% |
| Total Change | $- | 6.46% |
Book Value vs Market Value Analysis
This analysis compares Central Plains Bancshares, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.98x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.05x to 0.98x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-03-31 | $10.44 | $21.41 | x |
| 2023-03-31 | $9.36 | $21.41 | x |
| 2024-03-31 | $22.78 | $21.41 | x |
| 2025-03-31 | $21.84 | $21.41 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Central Plains Bancshares, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.38%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.38%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 6.10x
- Recent ROE (4.38%) is below the historical average (5.41%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 8.20% | 20.08% | 0.04x | 10.78x | $-692.20K |
| 2023 | 4.26% | 8.94% | 0.04x | 11.32x | $-2.22 Million |
| 2024 | 4.80% | 15.78% | 0.05x | 5.92x | $-4.07 Million |
| 2025 | 4.38% | 13.38% | 0.05x | 6.10x | $-4.68 Million |
Industry Comparison
This section compares Central Plains Bancshares, Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $574,041,500
- Average return on equity (ROE) among peers: 7.87%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Central Plains Bancshares, Inc. Common Stock (CPBI) | $87.76 Million | 8.20% | 5.10x | $73.63 Million |
| Ameris Bancorp (ABCB) | $141.98 Million | 7.29% | 7.40x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $804.48 Million | 9.14% | 8.77x | $5.62 Billion |
| ACNB Corporation (ACNB) | $61.12 Million | 12.64% | 7.91x | $656.47 Million |
| Affinity Bancshares Inc (AFBI) | $45.08 Million | 2.57% | 4.16x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $182.82 Million | 9.36% | 8.54x | $822.80 Million |
| Amalgamated Bank (AMAL) | $439.37 Million | 10.16% | 9.66x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $747.42 Million | 6.13% | 9.87x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $334.39 Million | 12.21% | 10.03x | $708.35 Million |
| Associated Banc-Corp (ASB) | $2.88 Billion | 5.86% | 7.41x | $5.62 Billion |
| AmeriServ Financial Inc (ASRV) | $107.25 Million | 3.36% | 12.26x | $78.95 Million |
About Central Plains Bancshares, Inc. Common Stock
Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. It offers checking and savings accounts and certificates of deposit. The company also provides one- to four-family residential mortgage loans secured by propertie… Read more