Enterprise Financial Services - Asset Resilience Ratio
Enterprise Financial Services (EFSC) has an Asset Resilience Ratio of 10.06% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check EFSC PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Enterprise Financial Services's Asset Resilience Ratio has changed over time. See how leveraged is Enterprise Financial Services's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Enterprise Financial Services's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see EFSC company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.65 Billion | 10.06% |
| Total Liquid Assets | $1.65 Billion | 10.06% |
Asset Resilience Insights
- Moderate Liquidity: Enterprise Financial Services has 10.06% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Enterprise Financial Services Industry Peers by Asset Resilience Ratio
Compare Enterprise Financial Services's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Enterprise Financial Services (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Enterprise Financial Services.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.74% | $115.02 Million | $15.60 Billion | -10.41pp |
| 2023-12-31 | 11.15% | $1.62 Billion | $14.52 Billion | -0.62pp |
| 2022-12-31 | 11.76% | $1.54 Billion | $13.05 Billion | +1.67pp |
| 2021-12-31 | 10.09% | $1.37 Billion | $13.54 Billion | +0.73pp |
| 2020-12-31 | 9.36% | $912.43 Million | $9.75 Billion | -6.12pp |
| 2019-12-31 | 15.48% | $1.14 Billion | $7.33 Billion | +2.70pp |
| 2018-12-31 | 12.78% | $721.37 Million | $5.65 Billion | +0.65pp |
| 2017-12-31 | 12.13% | $641.38 Million | $5.29 Billion | +0.84pp |
| 2016-12-31 | 11.29% | $460.80 Million | $4.08 Billion | -1.23pp |
| 2015-12-31 | 12.52% | $451.77 Million | $3.61 Billion | +0.31pp |
| 2014-12-31 | 12.21% | $400.15 Million | $3.28 Billion | -1.50pp |
| 2013-12-31 | 13.71% | $434.59 Million | $3.17 Billion | -5.54pp |
| 2012-12-31 | 19.25% | $640.21 Million | $3.33 Billion | +1.69pp |
| 2011-12-31 | 17.56% | $593.18 Million | $3.38 Billion | +4.68pp |
| 2010-12-31 | 12.89% | $361.55 Million | $2.81 Billion | +0.95pp |
| 2009-12-31 | 11.94% | $282.46 Million | $2.37 Billion | +8.07pp |
| 2008-12-31 | 3.87% | $96.43 Million | $2.49 Billion | 0.00pp |
| 2007-12-31 | 3.87% | $77.38 Million | $2.00 Billion | -3.37pp |
| 2006-12-31 | 7.24% | $111.21 Million | $1.54 Billion | +2.21pp |
| 2005-12-31 | 5.03% | $64.79 Million | $1.29 Billion | +5.02pp |
| 2004-12-31 | 0.01% | $156.00K | $1.06 Billion | -0.01pp |
| 2003-12-31 | 0.02% | $217.00K | $907.73 Million | -3.79pp |
| 2002-12-31 | 3.81% | $33.43 Million | $876.79 Million | -2.73pp |
| 2001-12-31 | 6.55% | $52.06 Million | $795.25 Million | -1.66pp |
| 2000-12-31 | 8.20% | $58.31 Million | $710.94 Million | -- |
About Enterprise Financial Services
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and indus… Read more