Enterprise Financial Services Asset Resilience Ratio
Enterprise Financial Services asset resilience ratio. Enterprise Financial Services (EFSC) has an Asset Resilience Ratio of 12.07% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Enterprise Financial Services to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Enterprise Financial Services (2000–2025)
Asset resilience ratio of Enterprise Financial Services from 2000 to 2025. This chart shows how Enterprise Financial Services's Asset Resilience Ratio has changed over time. Read EFSC current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Enterprise Financial Services's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Enterprise Financial Services's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.08 Billion | 12.07% |
| Total Liquid Assets | $2.08 Billion | 12.07% |
Asset Resilience Insights
- Moderate Liquidity: Enterprise Financial Services has 12.07% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Enterprise Financial Services Industry Peers by Asset Resilience Ratio
Compare Enterprise Financial Services's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Enterprise Financial Services Asset Resilience Ratio by Year (2000–2025)
Enterprise Financial Services asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Enterprise Financial Services.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.03% | $5.79 Million | $17.30 Billion | -0.70pp |
| 2024-12-31 | 0.74% | $115.02 Million | $15.60 Billion | -10.41pp |
| 2023-12-31 | 11.15% | $1.62 Billion | $14.52 Billion | -0.62pp |
| 2022-12-31 | 11.76% | $1.54 Billion | $13.05 Billion | +1.67pp |
| 2021-12-31 | 10.09% | $1.37 Billion | $13.54 Billion | +0.73pp |
| 2020-12-31 | 9.36% | $912.43 Million | $9.75 Billion | -6.12pp |
| 2019-12-31 | 15.48% | $1.14 Billion | $7.33 Billion | +2.70pp |
| 2018-12-31 | 12.78% | $721.37 Million | $5.65 Billion | +0.65pp |
| 2017-12-31 | 12.13% | $641.38 Million | $5.29 Billion | +0.84pp |
| 2016-12-31 | 11.29% | $460.80 Million | $4.08 Billion | -1.23pp |
| 2015-12-31 | 12.52% | $451.77 Million | $3.61 Billion | +0.31pp |
| 2014-12-31 | 12.21% | $400.15 Million | $3.28 Billion | -1.50pp |
| 2013-12-31 | 13.71% | $434.59 Million | $3.17 Billion | -5.54pp |
| 2012-12-31 | 19.25% | $640.21 Million | $3.33 Billion | +1.69pp |
| 2011-12-31 | 17.56% | $593.18 Million | $3.38 Billion | +4.68pp |
| 2010-12-31 | 12.89% | $361.55 Million | $2.81 Billion | +0.95pp |
| 2009-12-31 | 11.94% | $282.46 Million | $2.37 Billion | +8.07pp |
| 2008-12-31 | 3.87% | $96.43 Million | $2.49 Billion | 0.00pp |
| 2007-12-31 | 3.87% | $77.38 Million | $2.00 Billion | -3.37pp |
| 2006-12-31 | 7.24% | $111.21 Million | $1.54 Billion | +2.21pp |
| 2005-12-31 | 5.03% | $64.79 Million | $1.29 Billion | +5.02pp |
| 2004-12-31 | 0.01% | $156.00K | $1.06 Billion | -0.01pp |
| 2003-12-31 | 0.02% | $217.00K | $907.73 Million | -3.79pp |
| 2002-12-31 | 3.81% | $33.43 Million | $876.79 Million | -2.73pp |
| 2001-12-31 | 6.55% | $52.06 Million | $795.25 Million | -1.66pp |
| 2000-12-31 | 8.20% | $58.31 Million | $710.94 Million | -- |
About Enterprise Financial Services
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of … Read more