Enterprise Financial Services - Asset Resilience Ratio
Enterprise Financial Services (EFSC) has an Asset Resilience Ratio of 10.06% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read EFSC current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Enterprise Financial Services's Asset Resilience Ratio has changed over time. See Enterprise Financial Services book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Enterprise Financial Services's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see EFSC company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.65 Billion | 10.06% |
| Total Liquid Assets | $1.65 Billion | 10.06% |
Asset Resilience Insights
- Moderate Liquidity: Enterprise Financial Services has 10.06% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Enterprise Financial Services Industry Peers by Asset Resilience Ratio
Compare Enterprise Financial Services's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Enterprise Financial Services (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Enterprise Financial Services.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.74% | $115.02 Million | $15.60 Billion | -10.41pp |
| 2023-12-31 | 11.15% | $1.62 Billion | $14.52 Billion | -0.62pp |
| 2022-12-31 | 11.76% | $1.54 Billion | $13.05 Billion | +1.67pp |
| 2021-12-31 | 10.09% | $1.37 Billion | $13.54 Billion | +0.73pp |
| 2020-12-31 | 9.36% | $912.43 Million | $9.75 Billion | -6.12pp |
| 2019-12-31 | 15.48% | $1.14 Billion | $7.33 Billion | +2.70pp |
| 2018-12-31 | 12.78% | $721.37 Million | $5.65 Billion | +0.65pp |
| 2017-12-31 | 12.13% | $641.38 Million | $5.29 Billion | +0.84pp |
| 2016-12-31 | 11.29% | $460.80 Million | $4.08 Billion | -1.23pp |
| 2015-12-31 | 12.52% | $451.77 Million | $3.61 Billion | +0.31pp |
| 2014-12-31 | 12.21% | $400.15 Million | $3.28 Billion | -1.50pp |
| 2013-12-31 | 13.71% | $434.59 Million | $3.17 Billion | -5.54pp |
| 2012-12-31 | 19.25% | $640.21 Million | $3.33 Billion | +1.69pp |
| 2011-12-31 | 17.56% | $593.18 Million | $3.38 Billion | +4.68pp |
| 2010-12-31 | 12.89% | $361.55 Million | $2.81 Billion | +0.95pp |
| 2009-12-31 | 11.94% | $282.46 Million | $2.37 Billion | +8.07pp |
| 2008-12-31 | 3.87% | $96.43 Million | $2.49 Billion | 0.00pp |
| 2007-12-31 | 3.87% | $77.38 Million | $2.00 Billion | -3.37pp |
| 2006-12-31 | 7.24% | $111.21 Million | $1.54 Billion | +2.21pp |
| 2005-12-31 | 5.03% | $64.79 Million | $1.29 Billion | +5.02pp |
| 2004-12-31 | 0.01% | $156.00K | $1.06 Billion | -0.01pp |
| 2003-12-31 | 0.02% | $217.00K | $907.73 Million | -3.79pp |
| 2002-12-31 | 3.81% | $33.43 Million | $876.79 Million | -2.73pp |
| 2001-12-31 | 6.55% | $52.06 Million | $795.25 Million | -1.66pp |
| 2000-12-31 | 8.20% | $58.31 Million | $710.94 Million | -- |
About Enterprise Financial Services
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and indus… Read more