Enterprise Financial Services Asset Resilience Ratio

Latest as of March 2026: 12.07%

Enterprise Financial Services asset resilience ratio. Enterprise Financial Services (EFSC) has an Asset Resilience Ratio of 12.07% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Enterprise Financial Services to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$2.08 Billion
Cash + Short-term Investments

Total Assets

$17.23 Billion
All company assets

Resilience Assessment

Moderate
Financial Resilience Level

Asset Resilience Ratio of Enterprise Financial Services (2000–2025)

Asset resilience ratio of Enterprise Financial Services from 2000 to 2025. This chart shows how Enterprise Financial Services's Asset Resilience Ratio has changed over time. Read EFSC current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Enterprise Financial Services's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Enterprise Financial Services's balance sheet.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $2.08 Billion 12.07%
Total Liquid Assets $2.08 Billion 12.07%

Asset Resilience Insights

  • Moderate Liquidity: Enterprise Financial Services has 12.07% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Enterprise Financial Services Industry Peers by Asset Resilience Ratio

Compare Enterprise Financial Services's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Societe Generale S.A.
PA:GLE
Banks - Regional 11.25%
CIMB Group Holdings Bhd
KLSE:1023
Banks - Regional 1.96%
WOORI FIN. GRP SP.ADR/3
F:2WGA
Banks - Regional 13.88%
Bank of Queensland Ltd
AU:BOQ
Banks - Regional 0.21%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Graubuendner Kantonalbank
SW:GRKP
Banks - Regional -38.39%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Bank Multiarta Sentosa PT
JK:MASB
Banks - Regional 1.29%

Enterprise Financial Services Asset Resilience Ratio by Year (2000–2025)

Enterprise Financial Services asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Enterprise Financial Services.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 0.03% $5.79 Million $17.30 Billion -0.70pp
2024-12-31 0.74% $115.02 Million $15.60 Billion -10.41pp
2023-12-31 11.15% $1.62 Billion $14.52 Billion -0.62pp
2022-12-31 11.76% $1.54 Billion $13.05 Billion +1.67pp
2021-12-31 10.09% $1.37 Billion $13.54 Billion +0.73pp
2020-12-31 9.36% $912.43 Million $9.75 Billion -6.12pp
2019-12-31 15.48% $1.14 Billion $7.33 Billion +2.70pp
2018-12-31 12.78% $721.37 Million $5.65 Billion +0.65pp
2017-12-31 12.13% $641.38 Million $5.29 Billion +0.84pp
2016-12-31 11.29% $460.80 Million $4.08 Billion -1.23pp
2015-12-31 12.52% $451.77 Million $3.61 Billion +0.31pp
2014-12-31 12.21% $400.15 Million $3.28 Billion -1.50pp
2013-12-31 13.71% $434.59 Million $3.17 Billion -5.54pp
2012-12-31 19.25% $640.21 Million $3.33 Billion +1.69pp
2011-12-31 17.56% $593.18 Million $3.38 Billion +4.68pp
2010-12-31 12.89% $361.55 Million $2.81 Billion +0.95pp
2009-12-31 11.94% $282.46 Million $2.37 Billion +8.07pp
2008-12-31 3.87% $96.43 Million $2.49 Billion 0.00pp
2007-12-31 3.87% $77.38 Million $2.00 Billion -3.37pp
2006-12-31 7.24% $111.21 Million $1.54 Billion +2.21pp
2005-12-31 5.03% $64.79 Million $1.29 Billion +5.02pp
2004-12-31 0.01% $156.00K $1.06 Billion -0.01pp
2003-12-31 0.02% $217.00K $907.73 Million -3.79pp
2002-12-31 3.81% $33.43 Million $876.79 Million -2.73pp
2001-12-31 6.55% $52.06 Million $795.25 Million -1.66pp
2000-12-31 8.20% $58.31 Million $710.94 Million --
pp = percentage points

About Enterprise Financial Services

NASDAQ:EFSC USA Banks - Regional
Market Cap
$2.28 Billion
Market Cap Rank
#5711 Global
#1884 in USA
Share Price
$63.13
Change (1 day)
+2.14%
52-Week Range
$51.99 - $68.52
All Time High
$68.52
About

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of … Read more