Enterprise Financial Services Net Assets
Enterprise Financial Services net assets. Based on the latest financial reports, Enterprise Financial Services (EFSC) has net assets worth $2.04 Billion USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($17.40 Billion) and total liabilities ($15.36 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Enterprise Financial Services (EFSC) equity growth momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.04 Billion |
| % of Total Assets | 11.73% |
| Annual Growth Rate | 18.53% |
| 5-Year Change | -84.29% |
| 10-Year Change | 426.84% |
| Growth Volatility | 183.53 |
Net Assets of Enterprise Financial Services (1996–2025)
Net assets of Enterprise Financial Services from 1996 to 2025. This chart illustrates how Enterprise Financial Services's net assets have evolved over time, based on quarterly financial data. See debt-free asset ratio of Enterprise Financial Services to measure how much of total assets are equity-financed.
Annual Net Assets for Enterprise Financial Services (1996–2025)
The table below shows the annual net assets of Enterprise Financial Services from 1996 to 2025. For live market cap and overall valuation, see EFSC company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $2.04 Billion | +11.81% |
| 2024-12-31 | $1.82 Billion | +6.29% |
| 2023-12-31 | $1.72 Billion | +12.73% |
| 2022-12-31 | $1.52 Billion | -88.27% |
| 2021-12-31 | $12.98 Billion | +41.12% |
| 2020-12-31 | $9.20 Billion | +37.17% |
| 2019-12-31 | $6.70 Billion | +1010.45% |
| 2018-12-31 | $603.80 Million | +10.07% |
| 2017-12-31 | $548.57 Million | +41.71% |
| 2016-12-31 | $387.10 Million | +10.34% |
| 2015-12-31 | $350.83 Million | +10.94% |
| 2014-12-31 | $316.24 Million | +13.06% |
| 2013-12-31 | $279.70 Million | +18.65% |
| 2012-12-31 | $235.75 Million | -1.59% |
| 2011-12-31 | $239.56 Million | +30.66% |
| 2010-12-31 | $183.35 Million | +11.86% |
| 2009-12-31 | $163.91 Million | -23.61% |
| 2008-12-31 | $214.57 Million | +23.92% |
| 2007-12-31 | $173.15 Million | +30.19% |
| 2006-12-31 | $132.99 Million | +43.10% |
| 2005-12-31 | $92.94 Million | +27.79% |
| 2004-12-31 | $72.73 Million | +11.22% |
| 2003-12-31 | $65.39 Million | -11.41% |
| 2002-12-31 | $73.81 Million | +17.35% |
| 2001-12-31 | $62.90 Million | -3.77% |
| 2000-12-31 | $65.36 Million | +38.93% |
| 1999-12-31 | $47.04 Million | +60.89% |
| 1998-12-31 | $29.24 Million | +12.17% |
| 1997-12-31 | $26.07 Million | +76.63% |
| 1996-12-31 | $14.76 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Enterprise Financial Services's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 19766.1% over the analyzed period, indicating profitable operations and earnings retention.
Enterprise Financial Services Net Assets Breakdown (December 2025)
Enterprise Financial Services net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.02 Billion | 50.06% |
| Common Stock | $370.00K | 0.02% |
| Other Comprehensive Income | $-54.59 Million | -2.68% |
| Other Components | $1.07 Billion | 52.60% |
| Total Equity | $2.04 Billion | 100.00% |
Enterprise Financial Services Competitors by Market Cap
The table below lists competitors of Enterprise Financial Services ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sumec Corp Ltd
SHG:600710
|
$2.15 Billion |
|
Shaanxi International Trust Co Ltd
SHE:000563
|
$2.15 Billion |
|
Chongqing Zongshen Power Machinery Co Ltd
SHE:001696
|
$2.15 Billion |
|
LTC Properties Inc
NYSE:LTC
|
$2.15 Billion |
|
Cadeler As
OL:CADLR
|
$2.15 Billion |
|
Digital China Group Co Ltd
SHE:000034
|
$2.15 Billion |
|
Tiger Brands Ltd
JSE:TBS
|
$2.15 Billion |
|
Fulltech Fiber Glass
TWO:1815
|
$2.15 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Enterprise Financial Services's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,824,002,000 to 2,039,386,000, a change of 215,384,000 (11.8%).
- Net income of 201,374,000 contributed positively to equity growth.
- Dividend payments of 48,843,000 reduced retained earnings.
- Share repurchases of 14,145,000 reduced equity.
- Other comprehensive income increased equity by 62,131,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $201.37 Million | +9.87% |
| Dividends Paid | $48.84 Million | -2.39% |
| Share Repurchases | $14.14 Million | -0.69% |
| Other Comprehensive Income | $62.13 Million | +3.05% |
| Other Changes | $14.87 Million | +0.73% |
| Total Change | $- | 11.81% |
Book Value vs Market Value Analysis
This analysis compares Enterprise Financial Services's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.15x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 7.38x to 1.15x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | $8.52 | $62.91 | x |
| 1997-12-31 | $11.72 | $62.91 | x |
| 1998-12-31 | $11.63 | $62.91 | x |
| 1999-12-31 | $4.90 | $62.91 | x |
| 2000-12-31 | $5.52 | $62.91 | x |
| 2001-12-31 | $5.73 | $62.91 | x |
| 2002-12-31 | $6.12 | $62.91 | x |
| 2003-12-31 | $6.62 | $62.91 | x |
| 2004-12-31 | $7.23 | $62.91 | x |
| 2005-12-31 | $8.62 | $62.91 | x |
| 2006-12-31 | $11.68 | $62.91 | x |
| 2007-12-31 | $13.78 | $62.91 | x |
| 2008-12-31 | $17.04 | $62.91 | x |
| 2009-12-31 | $12.77 | $62.91 | x |
| 2010-12-31 | $12.43 | $62.91 | x |
| 2011-12-31 | $13.20 | $62.91 | x |
| 2012-12-31 | $12.87 | $62.91 | x |
| 2013-12-31 | $14.62 | $62.91 | x |
| 2014-12-31 | $15.71 | $62.91 | x |
| 2015-12-31 | $17.24 | $62.91 | x |
| 2016-12-31 | $19.10 | $62.91 | x |
| 2017-12-31 | $23.56 | $62.91 | x |
| 2018-12-31 | $25.92 | $62.91 | x |
| 2019-12-31 | $256.32 | $62.91 | x |
| 2020-12-31 | $340.76 | $62.91 | x |
| 2021-12-31 | $376.23 | $62.91 | x |
| 2022-12-31 | $40.59 | $62.91 | x |
| 2023-12-31 | $45.75 | $62.91 | x |
| 2024-12-31 | $48.55 | $62.91 | x |
| 2025-12-31 | $54.69 | $62.91 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Enterprise Financial Services utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.87%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.07%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.48x
- Recent ROE (9.87%) is above the historical average (7.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 11.53% | 23.79% | 0.04x | 12.51x | $226.16K |
| 1997 | 8.53% | 22.60% | 0.03x | 11.18x | $-384.14K |
| 1998 | 10.30% | 20.54% | 0.04x | 12.84x | $86.76K |
| 1999 | 7.88% | 15.28% | 0.04x | 13.08x | $-998.07K |
| 2000 | 9.73% | 8.77% | 0.08x | 13.29x | $-146.93K |
| 2001 | -4.88% | -4.94% | 0.06x | 15.32x | $-7.72 Million |
| 2002 | 8.50% | 9.72% | 0.06x | 14.91x | $-879.51K |
| 2003 | 10.59% | 12.98% | 0.06x | 13.88x | $386.23K |
| 2004 | 11.30% | 14.67% | 0.05x | 14.57x | $942.43K |
| 2005 | 12.20% | 14.66% | 0.06x | 13.90x | $2.03 Million |
| 2006 | 11.63% | 13.90% | 0.07x | 11.55x | $2.17 Million |
| 2007 | 10.15% | 12.36% | 0.07x | 11.55x | $263.10K |
| 2008 | 0.86% | 1.28% | 0.06x | 11.62x | $-19.61 Million |
| 2009 | -29.26% | -36.61% | 0.06x | 14.43x | $-64.35 Million |
| 2010 | 3.04% | 4.14% | 0.05x | 15.30x | $-12.76 Million |
| 2011 | 10.61% | 15.76% | 0.05x | 14.10x | $1.47 Million |
| 2012 | 12.00% | 16.21% | 0.05x | 14.11x | $4.72 Million |
| 2013 | 11.84% | 20.42% | 0.05x | 11.33x | $5.13 Million |
| 2014 | 8.59% | 18.31% | 0.05x | 10.36x | $-4.45 Million |
| 2015 | 10.96% | 25.06% | 0.04x | 10.29x | $3.37 Million |
| 2016 | 12.62% | 27.39% | 0.04x | 10.54x | $10.13 Million |
| 2017 | 8.78% | 20.56% | 0.04x | 9.64x | $-6.67 Million |
| 2018 | 14.78% | 32.64% | 0.05x | 9.35x | $28.84 Million |
| 2019 | 1.38% | 26.85% | 0.05x | 1.09x | $-577.76 Million |
| 2020 | 0.81% | 21.42% | 0.04x | 1.06x | $-845.30 Million |
| 2021 | 1.03% | 31.56% | 0.03x | 1.04x | $-1.16 Billion |
| 2022 | 13.34% | 38.05% | 0.04x | 8.58x | $50.82 Million |
| 2023 | 11.31% | 282.37% | 0.00x | 8.46x | $22.45 Million |
| 2024 | 10.16% | 22.75% | 0.05x | 8.55x | $2.87 Million |
| 2025 | 9.87% | 22.07% | 0.05x | 8.48x | $-2.56 Million |
Industry Comparison
This section compares Enterprise Financial Services's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $308,911,800
- Average return on equity (ROE) among peers: 0.08%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Enterprise Financial Services (EFSC) | $2.04 Billion | 11.53% | 7.53x | $2.15 Billion |
| Ameris Bancorp (ABCB) | $71.80 Million | 9.61% | 9.10x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $30.50 Million | 10.16% | 8.60x | $5.57 Billion |
| ACNB Corporation (ACNB) | $62.69 Million | 13.30% | 9.05x | $645.30 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $140.18 Million |
| Alerus Financial Corp (ALRS) | $196.95 Million | 13.13% | 10.06x | $829.34 Million |
| Amalgamated Bank (AMAL) | $794.46 Million | 13.15% | 10.16x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $979.96 Million |
| Arrow Financial Corporation (AROW) | $34.90 Million | -95.70% | 21.06x | $715.76 Million |
| Associated Banc-Corp (ASB) | $803.60 Million | 13.32% | 11.60x | $5.84 Billion |
| AmeriServ Financial Inc (ASRV) | $116.60 Million | 10.72% | 9.65x | $77.09 Million |
About Enterprise Financial Services
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of … Read more