ESSA Bancorp Inc - Asset Resilience Ratio

Latest as of March 2025: 0.32%

ESSA Bancorp Inc (ESSA) has an Asset Resilience Ratio of 0.32% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ESSA Bancorp Inc (ESSA) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$6.93 Million

Cash + Short-term Investments

Total Assets

$2.17 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2024)

This chart shows how ESSA Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see ESSA total assets.

Liquid Assets Composition Over Time

This chart breaks down ESSA Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of ESSA Bancorp Inc to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$6.93 Million	0.32%
Total Liquid Assets	$6.93 Million	0.32%

Asset Resilience Insights

Limited Liquidity: ESSA Bancorp Inc maintains only 0.32% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

ESSA Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare ESSA Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for ESSA Bancorp Inc (2005–2024)

The table below shows the annual Asset Resilience Ratio data for ESSA Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-09-30	9.87%	$215.87 Million	$2.19 Billion	-4.70pp
2023-09-30	14.57%	$334.06 Million	$2.29 Billion	+3.36pp
2022-09-30	11.21%	$208.65 Million	$1.86 Billion	-1.72pp
2021-09-30	12.92%	$240.58 Million	$1.86 Billion	+1.70pp
2020-09-30	11.22%	$212.48 Million	$1.89 Billion	-6.19pp
2019-09-30	17.42%	$313.39 Million	$1.80 Billion	-2.84pp
2018-09-30	20.26%	$371.44 Million	$1.83 Billion	-1.62pp
2017-09-30	21.87%	$390.45 Million	$1.79 Billion	-0.15pp
2016-09-30	22.03%	$390.41 Million	$1.77 Billion	-1.59pp
2015-09-30	23.62%	$379.41 Million	$1.61 Billion	-0.71pp
2014-09-30	24.33%	$383.08 Million	$1.57 Billion	+1.33pp
2013-09-30	23.00%	$315.62 Million	$1.37 Billion	-0.23pp
2012-09-30	23.23%	$329.58 Million	$1.42 Billion	+0.87pp
2011-09-30	22.36%	$245.39 Million	$1.10 Billion	-1.18pp
2010-09-30	23.54%	$252.34 Million	$1.07 Billion	+2.66pp
2009-09-30	20.88%	$217.57 Million	$1.04 Billion	+0.34pp
2008-09-30	20.54%	$204.08 Million	$993.48 Million	-2.00pp
2007-09-30	22.55%	$205.27 Million	$910.41 Million	+22.40pp
2006-09-30	0.15%	$1.05 Million	$725.80 Million	-1.08pp
2005-09-30	1.23%	$8.05 Million	$656.07 Million	--

pp = percentage points

About ESSA Bancorp Inc

NASDAQ:ESSA USA Banks - Regional

Market Cap

$6.70 Billion

Market Cap Rank

#16460 Global

#3910 in USA

Share Price

$660.00

Change (1 day)

+0.00%

52-Week Range

$660.00 - $660.00

All Time High

$685.00