ESSA Bancorp Inc (ESSA) - Total Assets
Based on the latest financial reports, ESSA Bancorp Inc (ESSA) holds total assets worth $2.17 Billion USD as of March 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore ESSA debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
ESSA Bancorp Inc - Total Assets Trend (2002–2024)
This chart illustrates how ESSA Bancorp Inc's total assets have evolved over time, based on quarterly financial data. See ESSA total equity for net asset value and shareholders' equity analysis.
ESSA Bancorp Inc - Asset Composition Analysis
Current Asset Composition (September 2024)
ESSA Bancorp Inc's total assets of $2.17 Billion consist of 12.1% current assets and 87.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.2% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $13.80 Million | 0.6% |
Asset Composition Trend (2002–2024)
This chart illustrates how ESSA Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of ESSA Bancorp Inc.
Key Asset Composition Facts
- Current vs. Non-Current Assets: ESSA Bancorp Inc's current assets represent 12.1% of total assets in 2024, an increase from 5.9% in 2002.
- Cash Position: Cash and equivalents constituted 2.2% of total assets in 2024, down from 5.9% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.6% of total assets.
ESSA Bancorp Inc Competitors by Total Assets
Key competitors of ESSA Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
ESSA Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.02 | 0.15 | 0.29 |
| Quick Ratio | 0.02 | 1.09 | 0.29 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.85 Billion | $-1.62 Billion | $-1.16 Billion |
ESSA Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between ESSA Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.89 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | -4.6% |
| Total Assets | $2.19 Billion |
| Market Capitalization | $209.29 Million USD |
Valuation Analysis
Below Book Valuation: The market values ESSA Bancorp Inc's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: ESSA Bancorp Inc's assets decreased by 4.6% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for ESSA Bancorp Inc (2002–2024)
The table below shows the annual total assets of ESSA Bancorp Inc from 2002 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-09-30 | $2.19 Billion | -4.60% |
| 2023-09-30 | $2.29 Billion | +23.17% |
| 2022-09-30 | $1.86 Billion | +0.02% |
| 2021-09-30 | $1.86 Billion | -1.69% |
| 2020-09-30 | $1.89 Billion | +5.23% |
| 2019-09-30 | $1.80 Billion | -1.87% |
| 2018-09-30 | $1.83 Billion | +2.72% |
| 2017-09-30 | $1.79 Billion | +0.72% |
| 2016-09-30 | $1.77 Billion | +10.33% |
| 2015-09-30 | $1.61 Billion | +2.01% |
| 2014-09-30 | $1.57 Billion | +14.76% |
| 2013-09-30 | $1.37 Billion | -3.28% |
| 2012-09-30 | $1.42 Billion | +29.28% |
| 2011-09-30 | $1.10 Billion | +2.38% |
| 2010-09-30 | $1.07 Billion | +2.87% |
| 2009-09-30 | $1.04 Billion | +4.90% |
| 2008-09-30 | $993.48 Million | +9.12% |
| 2007-09-30 | $910.41 Million | +25.44% |
| 2006-09-30 | $725.80 Million | +10.63% |
| 2005-09-30 | $656.07 Million | +10.67% |
| 2004-09-30 | $592.82 Million | +11.10% |
| 2003-09-30 | $533.61 Million | +14.00% |
| 2002-09-30 | $468.06 Million | -- |
About ESSA Bancorp Inc
As of July 23, 2025, ESSA Bancorp, Inc. was acquired by CNB Financial Corporation. ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certifica… Read more